Citigroup Inc. (C) Quick Ratio (Acid-Test): 0.48
Is Citigroup Inc.’s quick ratio (acid-test) high or low?
Citigroup Inc.'s quick ratio (acid-test) of 0.48 is 33% above its 5-year average of 0.36, near the high end of its 5-year range (0.30–0.48).
As of Wednesday, June 17, 2026. 21.52% above its 12-month average of 0.40.
C Quick Ratio (Acid-Test) Chart
C Average Quick Ratio (Acid-Test) Chart
C Current vs Average Quick Ratio (Acid-Test) Chart
C Quick Ratio (Acid-Test) Metrics
QUICK RATIO (ACID-TEST)
0.48
QUICK RATIO (ACID-TEST) AVG TTM
0.40
QUICK RATIO (ACID-TEST) AVG 3Y
0.36
QUICK RATIO (ACID-TEST) AVG 5Y
0.36
QUICK RATIO (ACID-TEST) AVG 10Y
0.36
QUICK RATIO (ACID-TEST) AVG 15Y
0.36
QUICK RATIO (ACID-TEST) AVG 20Y
0.36
CURRENT VS TTM AVG
+21.52%
CURRENT VS 3Y AVG
+34.27%
CURRENT VS 5Y AVG
+32.72%
CURRENT VS 10Y AVG
+33.00%
CURRENT VS 15Y AVG
+34.08%
CURRENT VS 20Y AVG
+35.21%
C Competitors' Quick Ratio (Acid-Test)
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Citigroup Inc. (C) | $243.88B | 0.48 | 0.40 | 0.36 | 0.36 |
| American Express Company (AXP)vs › | $232.71B | 0.28 | 0.28 | 0.30 | 0.34 |
| Wells Fargo & Company (WFC)vs › | $260.28B | 0.29 | 0.28 | 0.27 | 0.28 |
| The Goldman Sachs Group, Inc. (GS)vs › | $321.76B | 0.83 | 0.88 | 0.90 | 0.92 |
| BlackRock, Inc. (BLK)vs › | $163.34B | 15.76 | 16.08 | 15.47 | 17.37 |
| The Charles Schwab Corporation (SCHW)vs › | $162.91B | 0.53 | 0.54 | 0.53 | 0.67 |
| Morgan Stanley (MS)vs › | $348.31B | 1.17 | 0.92 | 0.82 | 0.81 |
| S&P Global Inc. (SPGI)vs › | $128.24B | 0.82 | 0.83 | 0.86 | 1.24 |
| Chubb Limited (CB)vs › | $127.56B | 0.62 | 0.62 | 0.62 | 0.62 |
| The Progressive Corporation (PGR)vs › | $119.59B | 0.59 | 0.48 | 4.31 | 6.77 |
Liquidity Comparison
Quick Ratio
0.48
Excludes inventory
Current Ratio
0.48
Includes inventory
Citigroup Inc. Quick Ratio (Acid-Test) Formula & Definition
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Citigroup Inc. Quick Ratio (Acid-Test) FAQ
- What is the quick ratio (acid-test) for Citigroup Inc. (C)?
- The quick ratio (acid-test) for C stock is 0.48.
- Is Citigroup Inc.'s quick ratio (acid-test) high or low?
- Citigroup Inc.'s quick ratio (acid-test) of 0.48 is 33% above its 5-year average of 0.36, near the high end of its 5-year range (0.30–0.48).
- What is the TTM average quick ratio (acid-test) for Citigroup Inc. (C)?
- The TTM average quick ratio (acid-test) for C stock is 0.40.
- What is the 3Y average quick ratio (acid-test) for Citigroup Inc. (C)?
- The 3Y average quick ratio (acid-test) for C stock is 0.36.
- What is the 5Y average quick ratio (acid-test) for Citigroup Inc. (C)?
- The 5Y average quick ratio (acid-test) for C stock is 0.36.
- What is the 10Y average quick ratio (acid-test) for Citigroup Inc. (C)?
- The 10Y average quick ratio (acid-test) for C stock is 0.36.
- What is the 15Y average quick ratio (acid-test) for Citigroup Inc. (C)?
- The 15Y average quick ratio (acid-test) for C stock is 0.36.
- What is the 20Y average quick ratio (acid-test) for Citigroup Inc. (C)?
- The 20Y average quick ratio (acid-test) for C stock is 0.36.
Citigroup Inc. Quick Ratio (Acid-Test) History
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2025-12-31 | 0.48 |
| 2024-12-31 | 0.31 |
| 2023-12-31 | 0.30 |
| 2022-12-31 | 0.34 |
| 2021-12-31 | 0.34 |
| 2020-12-31 | 0.40 |
| 2019-12-31 | 0.35 |
| 2018-12-31 | 0.35 |
| 2017-12-31 | 0.37 |
| 2016-12-31 | 0.37 |
| 2015-12-31 | 0.36 |
| 2014-12-31 | 0.38 |
| 2013-12-31 | 0.37 |
| 2012-12-31 | 0.34 |
| 2011-12-31 | 0.39 |
| 2010-12-31 | 0.40 |
| 2009-12-31 | 0.39 |
| 2008-12-31 | 0.34 |
| 2007-12-31 | 0.25 |
| 2006-12-31 | 0.29 |
| 2005-12-31 | 0.26 |
| 2004-12-31 | 0.10 |
| 2003-12-31 | 0.09 |
| 2002-12-31 | 0.09 |
| 2001-12-31 | 0.13 |
| 2000-12-31 | 0.12 |
| 1999-12-31 | 0.13 |
| 1998-12-31 | 0.14 |
| 1997-12-31 | 0.12 |
| 1996-12-31 | 0.24 |
Related Metrics
About Citigroup Inc.
Citigroup Inc. functions as a comprehensive financial holding entity, delivering a broad spectrum of financial offerings and solutions. Its clientele spans individuals, businesses, governmental bodies, and institutional clients across numerous global regions, including North America, Latin America, Asia, Europe, the Middle East, and the African continent. The firm's operations are structured into two principal divisions: Global Consumer Banking (GCB) and the Institutional Clients Group (ICG). Through its GCB segment, Citigroup provides conventional banking options to individual retail clients, leveraging services like retail banking, its proprietary Citi-branded credit cards, and Citi retail service programs. This division also extends a variety of banking, credit, loan, and investment products, accessible via an extensive system of physical branches, dedicated offices, and digital platforms. Conversely, the ICG segment caters to corporate entities, institutions, public sector organizations, and affluent individuals with a suite of wholesale banking provisions. These encompass activities such as fixed income and equity sales and trading, foreign currency exchange, prime brokerage, derivatives, market research (both equity and fixed income), corporate financing, investment banking, advisory services, private wealth management, cash flow administration, trade financing, and securities-related offerings. By the close of 2020 (December 31st), the company maintained a network of 2,303 branches, predominantly located within the United States, Mexico, and various Asian markets. Established in 1812, Citigroup Inc. maintains its corporate headquarters in New York, New York.
- Sector
- Financial Services
- Industry
- Banks - Diversified
- CEO
- Jane Nind Fraser