Mastercard Incorporated (MA) Current Ratio: 1.03
Is Mastercard Incorporated’s current ratio high or low?
Mastercard Incorporated's current ratio of 1.03 is 15% below its 5-year average of 1.22, near the low end of its 5-year range (1.03–1.61).
The current ratio for Mastercard Incorporated (MA) is 1.03 as of Wednesday, June 10, 2026. It is equal to its 12-month average by 0.00% (1.03).
MA Current Ratio Chart
MA Average Current Ratio Chart
MA Current vs Average Current Ratio Chart
MA Current Ratio Metrics
CURRENT RATIO
1.03
CURRENT RATIO AVG TTM
1.03
CURRENT RATIO AVG 3Y
1.10
CURRENT RATIO AVG 5Y
1.22
CURRENT RATIO AVG 10Y
1.39
CURRENT RATIO AVG 15Y
1.54
CURRENT RATIO AVG 20Y
1.57
CURRENT VS TTM AVG
+0.00%
CURRENT VS 3Y AVG
-6.36%
CURRENT VS 5Y AVG
-15.34%
CURRENT VS 10Y AVG
-25.80%
CURRENT VS 15Y AVG
-33.17%
CURRENT VS 20Y AVG
-34.49%
MA Competitors' Current Ratio
| NAME | MARKET CAP | CURRENT RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Mastercard Incorporated (MA) | — | 1.03 | 1.03 | 1.10 | 1.22 |
| Bank of America Corporation (BAC) | $388.93B | 0.42 | 0.36 | 0.31 | 0.31 |
| Invesco QQQ Trust, Series 1 (QQQ) | $488.15B | N/A | N/A | N/A | N/A |
| Morgan Stanley (MS) | $327.17B | 1.17 | 0.92 | 0.82 | 0.81 |
| The Goldman Sachs Group, Inc. (GS) | $296.20B | 0.83 | 0.88 | 0.90 | 0.92 |
| Wells Fargo & Company (WFC) | $251.58B | 0.29 | 0.28 | 0.27 | 0.28 |
| Vanguard Total Stock Market ETF (VTI) | $617.39B | N/A | N/A | N/A | N/A |
| Visa Inc. (V) | $619.81B | 1.08 | 1.18 | 1.31 | 1.49 |
| Citigroup Inc. (C) | $228.07B | 0.48 | 0.40 | 0.36 | 0.36 |
| American Express Company (AXP) | $214.47B | 0.28 | 0.28 | 0.30 | 0.34 |
Liquidity Analysis
Current Ratio
1.03
Quick Ratio
1.03
Mastercard Incorporated Current Ratio Formula & Definition
Current Ratio = Current Assets / Current Liabilities
The current ratio measures short-term liquidity — a company's ability to cover current liabilities with current assets. Above 1.0 indicates positive working capital.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Mastercard Incorporated Current Ratio FAQ
- What is the current ratio for Mastercard Incorporated (MA)?
- The current ratio for MA stock is 1.03.
- Is Mastercard Incorporated's current ratio high or low?
- Mastercard Incorporated's current ratio of 1.03 is 15% below its 5-year average of 1.22, near the low end of its 5-year range (1.03–1.61).
- What is the TTM average current ratio for Mastercard Incorporated (MA)?
- The TTM average current ratio for MA stock is 1.03.
- What is the 3Y average current ratio for Mastercard Incorporated (MA)?
- The 3Y average current ratio for MA stock is 1.10.
- What is the 5Y average current ratio for Mastercard Incorporated (MA)?
- The 5Y average current ratio for MA stock is 1.22.
- What is the 10Y average current ratio for Mastercard Incorporated (MA)?
- The 10Y average current ratio for MA stock is 1.39.
- What is the 15Y average current ratio for Mastercard Incorporated (MA)?
- The 15Y average current ratio for MA stock is 1.54.
- What is the 20Y average current ratio for Mastercard Incorporated (MA)?
- The 20Y average current ratio for MA stock is 1.57.
Mastercard Incorporated Current Ratio History
| DATE | CURRENT RATIO |
|---|---|
| 2025-12-31 | 1.03 |
| 2024-12-31 | 1.03 |
| 2023-12-31 | 1.17 |
| 2022-12-31 | 1.17 |
| 2021-12-31 | 1.29 |
| 2020-12-31 | 1.61 |
| 2019-12-31 | 1.42 |
| 2018-12-31 | 1.39 |
| 2017-12-31 | 1.57 |
| 2016-12-31 | 1.84 |
| 2015-12-31 | 1.75 |
| 2014-12-31 | 1.77 |
| 2013-12-31 | 1.82 |
| 2012-12-31 | 1.91 |
| 2011-12-31 | 1.84 |
| 2010-12-31 | 2.05 |
| 2009-12-31 | 1.58 |
| 2008-12-31 | 1.44 |
| 2007-12-31 | 1.94 |
| 2006-12-31 | 1.97 |
| 2005-12-31 | 1.43 |
| 2004-12-31 | 1.46 |
| 2003-12-31 | 1.35 |
| 2002-12-31 | 1.57 |
| 2001-12-31 | 1.72 |
Related Metrics
About Mastercard Incorporated
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Michael Miebach