Mastercard Incorporated (MA) Gross Margin: 82.96%
Is Mastercard Incorporated’s gross margin high or low?
Mastercard Incorporated's gross margin of 82.96% is in line with its 5-year average of 77.26%, near the high end of its 5-year range (75.25%–83.43%).
As of Sunday, June 14, 2026. 3.87% above its 12-month average of 79.87%.
MA Gross Margin Chart
MA Average Gross Margin Chart
MA Current vs Average Gross Margin Chart
MA Gross Margin Metrics
GROSS MARGIN
82.96%
GROSS MARGIN AVG TTM
79.87%
GROSS MARGIN AVG 3Y
78.02%
GROSS MARGIN AVG 5Y
77.26%
GROSS MARGIN AVG 10Y
77.93%
GROSS MARGIN AVG 15Y
78.10%
GROSS MARGIN AVG 20Y
83.31%
CURRENT VS TTM AVG
+3.87%
CURRENT VS 3Y AVG
+6.33%
CURRENT VS 5Y AVG
+7.38%
CURRENT VS 10Y AVG
+6.46%
CURRENT VS 15Y AVG
+6.22%
CURRENT VS 20Y AVG
-0.42%
MA Competitors' Gross Margin
| NAME | MARKET CAP | GROSS MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Mastercard Incorporated (MA) | $432.94B | 82.96% | 79.87% | 78.02% | 77.26% |
| Bank of America Corporation (BAC)vs › | $397.55B | 63.18% | 53.00% | 60.28% | 70.02% |
| Invesco QQQ Trust, Series 1 (QQQ)vs › | $493.82B | N/A | N/A | N/A | N/A |
| Morgan Stanley (MS)vs › | $337.60B | 57.99% | 56.34% | 62.35% | 72.96% |
| The Goldman Sachs Group, Inc. (GS)vs › | $313.52B | 55.55% | 44.30% | 48.82% | 60.59% |
| Wells Fargo & Company (WFC)vs › | $256.26B | 64.55% | 63.48% | 70.30% | 75.77% |
| Visa Inc. (V)vs › | $617.97B | 81.29% | 80.38% | 80.27% | 79.97% |
| Vanguard Total Stock Market ETF (VTI)vs › | $627.12B | N/A | N/A | N/A | N/A |
| Citigroup Inc. (C)vs › | $238.49B | 45.48% | 43.10% | 49.78% | 59.91% |
| American Express Company (AXP)vs › | $222.06B | 83.50% | 82.56% | 84.69% | 86.88% |
Gross Margin Analysis
Gross Margin
83.0%
(Revenue - COGS) / Revenue
Mastercard Incorporated Gross Margin Formula & Definition
Gross Margin = Gross Profit / Revenue
Gross margin is the percentage of revenue remaining after the cost of goods sold, reflecting core product profitability.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Mastercard Incorporated Gross Margin FAQ
- What is the gross margin for Mastercard Incorporated (MA)?
- The gross margin for MA stock is 82.96%.
- Is Mastercard Incorporated's gross margin high or low?
- Mastercard Incorporated's gross margin of 82.96% is in line with its 5-year average of 77.26%, near the high end of its 5-year range (75.25%–83.43%).
- What is the TTM average gross margin for Mastercard Incorporated (MA)?
- The TTM average gross margin for MA stock is 79.87%.
- What is the 3Y average gross margin for Mastercard Incorporated (MA)?
- The 3Y average gross margin for MA stock is 78.02%.
- What is the 5Y average gross margin for Mastercard Incorporated (MA)?
- The 5Y average gross margin for MA stock is 77.26%.
- What is the 10Y average gross margin for Mastercard Incorporated (MA)?
- The 10Y average gross margin for MA stock is 77.93%.
- What is the 15Y average gross margin for Mastercard Incorporated (MA)?
- The 15Y average gross margin for MA stock is 78.10%.
- What is the 20Y average gross margin for Mastercard Incorporated (MA)?
- The 20Y average gross margin for MA stock is 83.31%.
Mastercard Incorporated Gross Margin History
| DATE | GROSS MARGIN |
|---|---|
| 2025-12-31 | 83.43% |
| 2024-12-31 | 76.31% |
| 2023-12-31 | 76.01% |
| 2022-12-31 | 76.33% |
| 2021-12-31 | 76.23% |
| 2020-12-31 | 75.25% |
| 2019-12-31 | 79.05% |
| 2018-12-31 | 78.50% |
| 2017-12-31 | 78.50% |
| 2016-12-31 | 79.35% |
| 2015-12-31 | 78.22% |
| 2014-12-31 | 78.14% |
| 2013-12-31 | 79.08% |
| 2012-12-31 | 78.83% |
| 2011-12-31 | 78.36% |
| 2010-12-31 | 77.99% |
| 2009-12-31 | 100.00% |
| 2008-12-31 | 100.00% |
| 2007-12-31 | 100.00% |
| 2006-12-31 | 100.00% |
| 2005-12-31 | 100.00% |
| 2004-12-31 | 100.00% |
| 2003-12-31 | 100.00% |
| 2002-12-31 | 100.00% |
| 2001-12-31 | 100.00% |
| 2000-12-31 | 100.00% |
| 1998-12-31 | 100.00% |
Related Metrics
About Mastercard Incorporated
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Michael Miebach