Cincinnati Financial (CINF) ROA: History & Chart

Cincinnati Financial Corporation(CINF)

Insurance - Property & Casualty · Fairfield, OH

$169.14-1.96 (-1.15%)

Delayed quote: Sep 8, 2026, 4:00 PM EDT

About Cincinnati Financial Corporation

Cincinnati Financial Corporation, operating through its various subsidiaries, delivers a range of property and casualty insurance offerings across the United States. Its operations are organized into five distinct divisions: Commercial Lines, Personal Lines, Excess and Surplus Lines, Life Insurance, and Investments. The Commercial Lines division safeguards businesses against risks such as commercial casualty, property damage, vehicle incidents, and workers' compensation claims; it also offers specialized protection including director and officer liability, various surety and fidelity bonds, and coverage for machinery and equipment. For individual clients, the Personal Lines segment provides essential coverages like personal auto and homeowner policies, alongside dwelling fire, inland marine, personal umbrella liability, and watercraft protection. The Excess and Surplus Lines segment specializes in commercial casualty insurance, protecting companies from third-party liabilities stemming from on-site incidents, operational activities, or product-related injuries; this segment also delivers commercial property insurance, securing assets like buildings, inventory, and equipment, as well as business income, against a broad spectrum of perils including fire, wind, hail, water damage, theft, and vandalism. Through its Life Insurance division, the company offers a comprehensive suite of life policies, encompassing term life, universal life, worksite-based term life, and whole life insurance options. The Investments segment manages a portfolio including fixed-maturity assets like taxable and tax-exempt bonds, along with redeemable preferred stocks, and equity holdings such as common and non-redeemable preferred stocks. Beyond insurance, Cincinnati Financial Corporation extends its services to include commercial leasing and financing, as well as insurance brokerage. Established in 1950, Cincinnati Financial Corporation's corporate headquarters are situated in Fairfield, Ohio.

Fairfield, OH

5,705 employees

www.cinfin.com

Financial Services / Insurance - Property & Casualty

Sector: Financial Services
Industry: Insurance - Property & Casualty
CEO: Stephen Michael Spray

View full financials

CINF Return on Assets (ROA) Metrics

RETURN ON ASSETS (ROA)

7.72%

RETURN ON ASSETS (ROA) AVG TTM

6.06%

RETURN ON ASSETS (ROA) AVG 3Y

4.03%

RETURN ON ASSETS (ROA) AVG 5Y

5.00%

RETURN ON ASSETS (ROA) AVG 10Y

4.56%

RETURN ON ASSETS (ROA) AVG 15Y

3.87%

RETURN ON ASSETS (ROA) AVG 20Y

3.93%

CURRENT VS TTM AVG

+27.39%

CURRENT VS 3Y AVG

+91.80%

CURRENT VS 5Y AVG

+54.50%

CURRENT VS 10Y AVG

+69.20%

CURRENT VS 15Y AVG

+99.26%

CURRENT VS 20Y AVG

+96.44%

SECTOR MEDIAN · FINANCIAL SERVICES

2.46%

median of 102 covered companies

CURRENT VS SECTOR MEDIAN

+214.46%

vs the sector median at left

NAME	MARKET CAP	RETURN ON ASSETS (ROA)	TTM	3Y	5Y
Cincinnati Financial Corporation (CINF)	$25.96B	7.72%	6.06%	4.03%	5.00%
W. R. Berkley Corporation (WRB)vs ›	$25.97B	4.22%	4.19%	4.04%	3.54%
Circle Internet Group (CRCL)vs ›	$25.71B	0.58%	0.13%	-0.09%	-0.24%
Regions Financial Corporation (RF)vs ›	$25.66B	1.38%	1.27%	1.34%	1.28%
Synchrony Financial (SYF)vs ›	$25.58B	2.89%	2.96%	2.68%	2.76%
Principal Financial Group, Inc. (PFG)vs ›	$24.63B	0.44%	0.42%	0.66%	0.60%
KeyCorp (KEY)vs ›	$23.52B	1.06%	0.45%	0.60%	0.77%
T. Rowe Price Group, Inc. (TROW)vs ›	$23.45B	14.47%	14.94%	14.46%	17.46%
SoFi Technologies, Inc. (SOFI)vs ›	$23.10B	1.04%	1.17%	-0.09%	-1.38%
Brown & Brown, Inc. (BRO)vs ›	$22.81B	4.03%	4.57%	4.95%	5.19%

NAME

MARKET CAP

RETURN ON ASSETS (ROA)

TTM

Cincinnati Financial Corporation (CINF)

$25.96B

7.72%

6.06%

4.03%

5.00%

W. R. Berkley Corporation (WRB)vs ›

$25.97B

4.22%

4.19%

4.04%

3.54%

Circle Internet Group (CRCL)vs ›

$25.71B

0.58%

0.13%

-0.09%

-0.24%

Regions Financial Corporation (RF)vs ›

$25.66B

1.38%

1.27%

1.34%

1.28%

Synchrony Financial (SYF)vs ›

$25.58B

2.89%

2.96%

2.68%

2.76%

Principal Financial Group, Inc. (PFG)vs ›

$24.63B

0.44%

0.42%

0.66%

0.60%

KeyCorp (KEY)vs ›

$23.52B

1.06%

0.45%

0.60%

0.77%

T. Rowe Price Group, Inc. (TROW)vs ›

$23.45B

14.47%

14.94%

14.46%

17.46%

SoFi Technologies, Inc. (SOFI)vs ›

$23.10B

1.04%

1.17%

-0.09%

-1.38%

Brown & Brown, Inc. (BRO)vs ›

$22.81B

4.03%

4.57%

4.95%

5.19%

Return on Assets (ROA) FAQ

What is the return on assets (ROA) for Cincinnati Financial Corporation (CINF)?

The return on assets (ROA) for CINF stock is 7.72%.

Is Cincinnati Financial Corporation's return on assets (ROA) high or low?

The return on assets (ROA) of 7.72% is 55% above its 5-year average of 5.00%, near the high end of its 5-year range (-1.64%–9.46%).

What is the TTM average return on assets (ROA) for Cincinnati Financial Corporation (CINF)?

The TTM average return on assets (ROA) for CINF stock is 6.06%.

What is the 3Y average return on assets (ROA) for Cincinnati Financial Corporation (CINF)?

The 3Y average return on assets (ROA) for CINF stock is 4.03%.

What is the 5Y average return on assets (ROA) for Cincinnati Financial Corporation (CINF)?

The 5Y average return on assets (ROA) for CINF stock is 5.00%.

What is the 10Y average return on assets (ROA) for Cincinnati Financial Corporation (CINF)?

The 10Y average return on assets (ROA) for CINF stock is 4.56%.

What is the 15Y average return on assets (ROA) for Cincinnati Financial Corporation (CINF)?

The 15Y average return on assets (ROA) for CINF stock is 3.87%.

What is the 20Y average return on assets (ROA) for Cincinnati Financial Corporation (CINF)?

The 20Y average return on assets (ROA) for CINF stock is 3.93%.

DATE	RETURN ON ASSETS (ROA)
2025-12-31	5.84%
2024-12-31	6.28%
2023-12-31	5.62%
2022-12-31	-1.64%
2021-12-31	9.46%
2020-12-31	4.42%
2019-12-31	7.86%
2018-12-31	1.31%
2017-12-31	4.78%
2016-12-31	2.90%
2015-12-31	3.36%
2014-12-31	2.80%
2013-12-31	2.93%
2012-12-31	2.54%
2011-12-31	1.05%
2010-12-31	2.48%
2009-12-31	2.99%
2008-12-31	3.21%
2007-12-31	5.14%
2006-12-31	5.40%
2005-12-31	3.76%
2004-12-31	3.63%
2003-12-31	2.41%
2002-12-31	1.69%
2001-12-31	1.39%
2000-12-31	0.89%
1999-12-31	2.16%
1998-12-31	2.18%
1997-12-31	3.15%
1996-12-31	3.18%

DATE

RETURN ON ASSETS (ROA)

2025-12-31

5.84%

2024-12-31

6.28%

2023-12-31

5.62%

2022-12-31

-1.64%

2021-12-31

9.46%

2020-12-31

4.42%

2019-12-31

7.86%

2018-12-31

1.31%

2017-12-31

4.78%

2016-12-31

2.90%

2015-12-31

3.36%

2014-12-31

2.80%

2013-12-31

2.93%

2012-12-31

2.54%

2011-12-31

1.05%

2010-12-31

2.48%

2009-12-31

2.99%

2008-12-31

3.21%

2007-12-31

5.14%

2006-12-31

5.40%

2005-12-31

3.76%

2004-12-31

3.63%

2003-12-31

2.41%

2002-12-31

1.69%

2001-12-31

1.39%

2000-12-31

0.89%

1999-12-31

2.16%

1998-12-31

2.18%

1997-12-31

3.15%

1996-12-31

3.18%

Return on Assets (ROA): 7.72%

CINF Return on Assets (ROA) Chart

CINF Average Return on Assets (ROA) Chart

CINF Current vs Average Return on Assets (ROA) Chart

CINF Return on Assets (ROA) Metrics

CINF Competitors' Return on Assets (ROA)

Asset Efficiency

Return on Assets (ROA) Formula & Definition

Return on Assets (ROA) FAQ

CINF Return on Assets (ROA) History

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