M&T Bank (MTB) ROE: History & Chart

M&T Bank Corporation(MTB)

Banks - Regional · Buffalo, NY

$219.32-0.26 (-0.12%)

Delayed quote: Sep 24, 2026, 12:50 PM EDT

About M&T Bank Corporation

M&T Bank Corporation functions as a bank holding entity, delivering a broad spectrum of financial solutions to both commercial enterprises and individual consumers. Its Business Banking division caters to small businesses and professionals, providing essential services such as deposit accounts, credit facilities, and treasury management solutions. The Commercial Banking arm extends its reach to middle-market and large corporate clients, supplying a robust suite of offerings including deposit products, commercial loans and leases, letters of credit, and sophisticated cash management tools. Dedicated to Commercial Real Estate, the company engages in the origination, sale, and servicing of commercial property loans, alongside offering deposit services tailored for this sector. The Discretionary Portfolio segment focuses on internal financial management, overseeing deposits, investment securities, residential real estate loans, and other assets, while also managing short- and long-term borrowed funds and foreign exchange operations. Through its Residential Mortgage Banking segment, M&T originates home loans for consumers, subsequently selling these loans in the secondary market. It also acquires servicing rights for loans initially originated by other institutions. The Retail Banking segment serves individual customers with a diverse array of financial products, including demand, savings, and time deposit accounts; various consumer installment loans such as automobile and recreational vehicle financing; home equity loans and lines of credit; credit cards; and investment vehicles like mutual funds and annuities. Beyond these, M&T Bank offers specialized financial services encompassing trust and wealth management, fiduciary and custodial services, insurance brokerage, institutional securities services, and investment management. Customers can access these services through an extensive network of physical banking offices, dedicated business banking centers, as well as via telephone, online platforms, and automated teller machines (ATMs). As of December 31, 2021, the corporation maintained 688 domestic banking locations across New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia. Additionally, it operates a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation, established in 1856, has its corporate headquarters situated in Buffalo, New York.

Buffalo, NY

21,662 employees

www.mtb.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Rene F. Jones

View full financials

MTB Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

10.85%

RETURN ON EQUITY (ROE) AVG TTM

10.05%

RETURN ON EQUITY (ROE) AVG 3Y

9.81%

RETURN ON EQUITY (ROE) AVG 5Y

9.64%

RETURN ON EQUITY (ROE) AVG 10Y

9.64%

RETURN ON EQUITY (ROE) AVG 15Y

9.46%

RETURN ON EQUITY (ROE) AVG 20Y

9.56%

CURRENT VS TTM AVG

+8.04%

CURRENT VS 3Y AVG

+10.61%

CURRENT VS 5Y AVG

+12.63%

CURRENT VS 10Y AVG

+12.55%

CURRENT VS 15Y AVG

+14.72%

CURRENT VS 20Y AVG

+13.53%

SECTOR MEDIAN · FINANCIAL SERVICES

13.39%

median of 102 covered companies

CURRENT VS SECTOR MEDIAN

-18.98%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
M&T Bank Corporation (MTB)	$31.79B	10.85%	10.05%	9.81%	9.64%
Northern Trust Corporation (NTRS)vs ›	$32.02B	16.72%	14.64%	12.62%	12.28%
iShares Silver Trust (SLV)vs ›	$31.03B	-0.02%	0.04%	-0.33%	2.49%
Huntington Bancshares Incorporated (HBAN)vs ›	$31.06B	7.35%	9.46%	10.40%	9.10%
Raymond James Financial, Inc. (RJF)vs ›	$30.47B	18.16%	17.40%	16.95%	16.05%
Arch Capital Group Ltd. (ACGL)vs ›	$33.37B	19.53%	19.44%	18.63%	16.86%
The Hartford Insurance Group, Inc. (HIG)vs ›	$34.68B	22.23%	19.57%	17.20%	15.24%
Cboe Global Markets, Inc. (CBOE)vs ›	$27.94B	24.05%	19.64%	16.29%	15.64%
Willis Towers Watson Public Limited Company (WTW)vs ›	$27.52B	20.36%	9.45%	10.01%	13.52%
Citizens Financial Group, Inc. (CFG)vs ›	$27.29B	8.12%	6.59%	7.13%	7.18%

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

M&T Bank Corporation (MTB)

$31.79B

10.85%

10.05%

9.81%

9.64%

Northern Trust Corporation (NTRS)vs ›

$32.02B

16.72%

14.64%

12.62%

12.28%

iShares Silver Trust (SLV)vs ›

$31.03B

-0.02%

0.04%

-0.33%

2.49%

Huntington Bancshares Incorporated (HBAN)vs ›

$31.06B

7.35%

9.46%

10.40%

9.10%

Raymond James Financial, Inc. (RJF)vs ›

$30.47B

18.16%

17.40%

16.95%

16.05%

Arch Capital Group Ltd. (ACGL)vs ›

$33.37B

19.53%

19.44%

18.63%

16.86%

The Hartford Insurance Group, Inc. (HIG)vs ›

$34.68B

22.23%

19.57%

17.20%

15.24%

Cboe Global Markets, Inc. (CBOE)vs ›

$27.94B

24.05%

19.64%

16.29%

15.64%

Willis Towers Watson Public Limited Company (WTW)vs ›

$27.52B

20.36%

9.45%

10.01%

13.52%

Citizens Financial Group, Inc. (CFG)vs ›

$27.29B

8.12%

6.59%

7.13%

7.18%

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for M&T Bank Corporation (MTB)?

The return on equity (ROE) for MTB stock is 10.85%.

Is M&T Bank Corporation's return on equity (ROE) high or low?

The return on equity (ROE) of 10.85% is 13% above its 5-year average of 9.64%, near the high end of its 5-year range (5.94%–11.55%).

What is the TTM average return on equity (ROE) for M&T Bank Corporation (MTB)?

The TTM average return on equity (ROE) for MTB stock is 10.05%.

What is the 3Y average return on equity (ROE) for M&T Bank Corporation (MTB)?

The 3Y average return on equity (ROE) for MTB stock is 9.81%.

What is the 5Y average return on equity (ROE) for M&T Bank Corporation (MTB)?

The 5Y average return on equity (ROE) for MTB stock is 9.64%.

What is the 10Y average return on equity (ROE) for M&T Bank Corporation (MTB)?

The 10Y average return on equity (ROE) for MTB stock is 9.64%.

What is the 15Y average return on equity (ROE) for M&T Bank Corporation (MTB)?

The 15Y average return on equity (ROE) for MTB stock is 9.46%.

What is the 20Y average return on equity (ROE) for M&T Bank Corporation (MTB)?

The 20Y average return on equity (ROE) for MTB stock is 9.56%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	10.85%
2026-03-31	10.48%
2025-12-31	9.77%
2025-09-30	9.65%
2025-06-30	9.47%
2025-03-31	9.11%
2024-12-31	8.92%
2024-09-30	8.27%
2024-06-30	8.30%
2024-03-31	9.46%
2023-12-31	10.17%
2023-09-30	11.54%
2023-06-30	11.55%
2023-03-31	9.19%
2022-12-31	7.87%
2022-09-30	6.67%
2022-06-30	5.94%
2022-03-31	9.92%
2021-12-31	10.38%
2021-09-30	10.68%
2021-06-30	10.46%
2021-03-31	9.31%
2020-12-31	8.36%
2020-09-30	8.54%
2020-06-30	9.30%
2020-03-31	10.85%
2019-12-31	12.27%
2019-09-30	12.56%
2019-06-30	12.93%
2019-03-31	13.14%
2018-12-31	12.41%
2018-09-30	10.98%
2018-06-30	9.78%
2018-03-31	8.99%
2017-12-31	8.67%
2017-09-30	8.68%
2017-06-30	8.66%
2017-03-31	8.42%
2016-12-31	7.98%
2016-09-30	7.68%
2016-06-30	7.20%
2016-03-31	6.95%
2015-12-31	6.68%
2015-09-30	8.41%
2015-06-30	8.53%
2015-03-31	8.61%
2014-12-31	8.64%
2014-09-30	8.19%
2014-06-30	8.46%
2014-03-31	9.20%
2013-12-31	10.07%
2013-09-30	11.01%
2013-06-30	11.31%
2013-03-31	10.53%
2012-12-31	10.09%
2012-09-30	8.86%
2012-06-30	8.00%
2012-03-31	9.12%
2011-12-31	9.27%
2011-09-30	9.77%
2011-06-30	10.01%
2011-03-31	9.30%
2010-12-31	8.81%
2010-09-30	8.53%
2010-06-30	7.88%
2010-03-31	6.32%
2009-12-31	5.34%
2009-09-30	4.54%
2009-06-30	4.17%
2009-03-31	6.06%
2008-12-31	8.19%
2008-09-30	8.08%
2008-06-30	9.61%
2008-03-31	10.49%
2007-12-31	10.09%
2007-09-30	12.87%
2007-06-30	13.18%
2007-03-31	12.99%
2006-12-31	13.36%
2006-09-30	13.51%
2006-06-30	13.53%
2006-03-31	13.44%
2005-12-31	13.31%
2005-09-30	13.16%
2005-06-30	13.10%
2005-03-31	13.26%
2004-12-31	12.61%
2004-09-30	12.21%
2004-06-30	11.80%
2004-03-31	10.76%
2003-12-31	10.04%
2003-09-30	9.56%
2003-06-30	9.08%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

10.85%

2026-03-31

10.48%

2025-12-31

9.77%

2025-09-30

9.65%

2025-06-30

9.47%

2025-03-31

9.11%

2024-12-31

8.92%

2024-09-30

8.27%

2024-06-30

8.30%

2024-03-31

9.46%

2023-12-31

10.17%

2023-09-30

11.54%

2023-06-30

11.55%

2023-03-31

9.19%

2022-12-31

7.87%

2022-09-30

6.67%

2022-06-30

5.94%

2022-03-31

9.92%

2021-12-31

10.38%

2021-09-30

10.68%

2021-06-30

10.46%

2021-03-31

9.31%

2020-12-31

8.36%

2020-09-30

8.54%

2020-06-30

9.30%

2020-03-31

10.85%

2019-12-31

12.27%

2019-09-30

12.56%

2019-06-30

12.93%

2019-03-31

13.14%

2018-12-31

12.41%

2018-09-30

10.98%

2018-06-30

9.78%

2018-03-31

8.99%

2017-12-31

8.67%

2017-09-30

8.68%

2017-06-30

8.66%

2017-03-31

8.42%

2016-12-31

7.98%

2016-09-30

7.68%

2016-06-30

7.20%

2016-03-31

6.95%

2015-12-31

6.68%

2015-09-30

8.41%

2015-06-30

8.53%

2015-03-31

8.61%

2014-12-31

8.64%

2014-09-30

8.19%

2014-06-30

8.46%

2014-03-31

9.20%

2013-12-31

10.07%

2013-09-30

11.01%

2013-06-30

11.31%

2013-03-31

10.53%

2012-12-31

10.09%

2012-09-30

8.86%

2012-06-30

8.00%

2012-03-31

9.12%

2011-12-31

9.27%

2011-09-30

9.77%

2011-06-30

10.01%

2011-03-31

9.30%

2010-12-31

8.81%

2010-09-30

8.53%

2010-06-30

7.88%

2010-03-31

6.32%

2009-12-31

5.34%

2009-09-30

4.54%

2009-06-30

4.17%

2009-03-31

6.06%

2008-12-31

8.19%

2008-09-30

8.08%

2008-06-30

9.61%

2008-03-31

10.49%

2007-12-31

10.09%

2007-09-30

12.87%

2007-06-30

13.18%

2007-03-31

12.99%

2006-12-31

13.36%

2006-09-30

13.51%

2006-06-30

13.53%

2006-03-31

13.44%

2005-12-31

13.31%

2005-09-30

13.16%

2005-06-30

13.10%

2005-03-31

13.26%

2004-12-31

12.61%

2004-09-30

12.21%

2004-06-30

11.80%

2004-03-31

10.76%

2003-12-31

10.04%

2003-09-30

9.56%

2003-06-30

9.08%

Return on Equity (ROE): 10.85%

MTB Return on Equity (ROE)

MTB Average Return on Equity (ROE) Chart

MTB Current vs Average Return on Equity (ROE) Chart

MTB Return on Equity (ROE) Metrics

MTB Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

MTB Return on Equity (ROE) History

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