Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 2.86% is 87% above its 5-year average of 1.53%, near the high end of its 5-year range (-0.09%–3.32%).
4.00% above its 12-month average of 2.75%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.90%.
RETURN ON ASSETS (ROA)
2.86%
RETURN ON ASSETS (ROA) AVG TTM
2.75%
RETURN ON ASSETS (ROA) AVG 3Y
1.40%
RETURN ON ASSETS (ROA) AVG 5Y
1.53%
RETURN ON ASSETS (ROA) AVG 10Y
1.23%
RETURN ON ASSETS (ROA) AVG 15Y
1.20%
RETURN ON ASSETS (ROA) AVG 20Y
1.69%
CURRENT VS TTM AVG
+4.00%
CURRENT VS 3Y AVG
+103.92%
CURRENT VS 5Y AVG
+87.13%
CURRENT VS 10Y AVG
+133.04%
CURRENT VS 15Y AVG
+138.96%
CURRENT VS 20Y AVG
+69.12%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
+131.58%
vs the sector median at left
Donegal Group Inc.
Market Cap
$670.22M
Return on Assets (ROA)
2.86%
TTM Avg
2.75%
3Y Avg
1.40%
5Y Avg
1.53%
Market Cap
$669.05M
Return on Assets (ROA)
12.67%
TTM Avg
10.23%
3Y Avg
8.55%
5Y Avg
9.10%
Market Cap
$675.06M
Return on Assets (ROA)
2.68%
TTM Avg
0.59%
3Y Avg
0.72%
5Y Avg
0.42%
Market Cap
$677.47M
Return on Assets (ROA)
0.84%
TTM Avg
0.97%
3Y Avg
1.10%
5Y Avg
1.17%
Market Cap
$677.50M
Return on Assets (ROA)
1.39%
TTM Avg
1.19%
3Y Avg
1.17%
5Y Avg
1.13%
Market Cap
$661.33M
Return on Assets (ROA)
3.67%
TTM Avg
2.48%
3Y Avg
-8.72%
5Y Avg
-17.95%
Market Cap
$660.97M
Return on Assets (ROA)
N/A
TTM Avg
-11.82%
3Y Avg
-21.06%
5Y Avg
-52.88%
Market Cap
$680.25M
Return on Assets (ROA)
0.64%
TTM Avg
-0.70%
3Y Avg
0.17%
5Y Avg
0.35%
Market Cap
$683.83M
Return on Assets (ROA)
-26.32%
TTM Avg
1.29%
3Y Avg
-1.74%
5Y Avg
-0.08%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Donegal Group Inc. (DGICA) | $670.22M | 2.86% | 2.75% | 1.40% | 1.53% |
| Gladstone Investment Corporation (GAINI)vs › | $669.05M | 12.67% | 10.23% | 8.55% | 9.10% |
| Carter Bankshares, Inc. (CARE)vs › | $675.06M | 2.68% | 0.59% | 0.72% | 0.42% |
| Farmers National Banc Corp. (FMNB)vs › | $677.47M | 0.84% | 0.97% | 1.10% | 1.17% |
| Red River Bancshares, Inc. (RRBI)vs › | $677.50M | 1.39% | 1.19% | 1.17% | 1.13% |
| Root, Inc. (ROOT)vs › | $661.33M | 3.67% | 2.48% | -8.72% | -17.95% |
| Chaince Digital Holdings Inc. (CD)vs › | $660.97M | N/A | -11.82% | -21.06% | -52.88% |
| Midland States Bancorp, Inc. (MSBI)vs › | $680.25M | 0.64% | -0.70% | 0.17% | 0.35% |
| OFS Credit Company, Inc. (OCCIN)vs › | $683.83M | -26.32% | 1.29% | -1.74% | -0.08% |
| Vinci Compass Investments Ltd. (VINP)vs › | $686.10M | 10.07% | 4.29% | 7.65% | 15.85% |
ROA
2.9%
ROE
10.7%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 3.32% |
| 2024-12-31 | 2.18% |
| 2023-12-31 | 0.20% |
| 2022-12-31 | -0.09% |
| 2021-12-31 | 1.12% |
| 2020-12-31 | 2.44% |
| 2019-12-31 | 2.45% |
| 2018-12-31 | -1.79% |
| 2017-12-31 | 0.41% |
| 2016-12-31 | 1.90% |
| 2015-12-31 | 1.36% |
| 2014-12-31 | 1.00% |
| 2013-12-31 | 1.90% |
| 2012-12-31 | 1.73% |
| 2011-12-31 | 0.04% |
| 2010-12-31 | 0.98% |
| 2009-12-31 | 2.01% |
| 2008-12-31 | 2.90% |
| 2007-12-31 | 4.59% |
| 2006-12-31 | 4.84% |
| 2005-12-31 | 4.73% |
| 2004-12-31 | 4.30% |
| 2003-12-31 | 3.04% |
| 2002-12-31 | 2.39% |
| 2001-12-31 | 1.27% |
| 2000-12-31 | 2.01% |
| 1999-12-31 | 1.67% |
| 1998-12-31 | 2.34% |
| 1997-12-31 | 3.50% |
| 1996-12-31 | 3.15% |
