Financial - Credit Services · San Francisco, CA
Delayed quote: Sep 8, 2026, 1:00 PM EDT
Financial - Credit Services · San Francisco, CA
Delayed quote: Sep 8, 2026, 1:00 PM EDT
Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 63.04% is in line with its 5-year average of 66.52%, near the low end of its 5-year range (59.83%–71.82%).
1.06% below its 12-month average of 63.71%.
Reported quarterly EBITDA margin; no daily interpolation.
EBITDA MARGIN
63.04%
EBITDA MARGIN AVG TTM
63.71%
EBITDA MARGIN AVG 3Y
65.63%
EBITDA MARGIN AVG 5Y
66.52%
EBITDA MARGIN AVG 10Y
67.09%
EBITDA MARGIN AVG 15Y
66.85%
EBITDA MARGIN AVG 20Y
64.55%
CURRENT VS TTM AVG
-1.06%
CURRENT VS 3Y AVG
-3.95%
CURRENT VS 5Y AVG
-5.24%
CURRENT VS 10Y AVG
-6.04%
CURRENT VS 15Y AVG
-5.69%
CURRENT VS 20Y AVG
-2.34%
Market Cap
$498.65B
EBITDA Margin
63.00%
TTM Avg
62.08%
3Y Avg
61.55%
5Y Avg
60.01%
Market Cap
$221.00B
EBITDA Margin
19.35%
TTM Avg
19.50%
3Y Avg
19.30%
5Y Avg
20.05%
Market Cap
$45.60B
EBITDA Margin
21.19%
TTM Avg
20.59%
3Y Avg
20.10%
5Y Avg
20.51%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Visa Inc. (V) | $688.36B | 63.04% | 63.71% | 65.63% | 66.52% |
| Mastercard Incorporated (MA)vs › | $498.65B | 63.00% | 62.08% | 61.55% | 60.01% |
| American Express Company (AXP)vs › | $221.00B | 19.35% | 19.50% | 19.30% | 20.05% |
| PayPal Holdings, Inc. (PYPL)vs › | $45.60B | 21.19% | 20.59% | 20.10% | 20.51% |
| Block, Inc. (SQ)vs › | $51.73B | 7.06% | 6.02% | 2.95% | 3.07% |
| Discover Financial Services (DFS)vs › | $50.34B | 89.79% | 61.11% | 60.18% | 48.39% |
Gross Margin
80.2%
EBITDA Margin
63.0%
Operating Margin
60.7%
Net Margin
50.8%
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 62.27% |
| 2026-03-31 | 67.38% |
| 2025-12-31 | 64.79% |
| 2025-09-30 | 60.28% |
| 2025-06-30 | 63.84% |
| 2025-03-31 | 59.83% |
| 2024-12-31 | 68.52% |
| 2024-09-30 | 68.87% |
| 2024-06-30 | 69.69% |
| 2024-03-31 | 63.85% |
| 2023-12-31 | 71.82% |
| 2023-09-30 | 67.34% |
| 2023-06-30 | 64.74% |
| 2023-03-31 | 69.76% |
| 2022-12-31 | 67.00% |
| 2022-09-30 | 68.23% |
| 2022-06-30 | 60.18% |
| 2022-03-31 | 69.68% |
| 2021-12-31 | 70.46% |
| 2021-09-30 | 68.87% |
| 2021-06-30 | 69.62% |
| 2021-03-31 | 66.02% |
| 2020-12-31 | 71.06% |
| 2020-09-30 | 65.44% |
| 2020-06-30 | 66.07% |
| 2020-03-31 | 70.31% |
| 2019-12-31 | 69.34% |
| 2019-09-30 | 63.66% |
| 2019-06-30 | 69.74% |
| 2019-03-31 | 69.18% |
| 2018-12-31 | 70.40% |
| 2018-09-30 | 65.68% |
| 2018-06-30 | 57.96% |
| 2018-03-31 | 68.78% |
| 2017-12-31 | 71.41% |
| 2017-09-30 | 69.19% |
| 2017-06-30 | 69.13% |
| 2017-03-31 | 65.65% |
| 2016-12-31 | 72.76% |
| 2016-09-30 | 64.91% |
| 2016-06-30 | 15.10% |
| 2016-03-31 | 70.46% |
| 2015-12-31 | 70.58% |
| 2015-09-30 | 67.26% |
| 2015-06-30 | 67.99% |
| 2015-03-31 | 70.58% |
| 2014-12-31 | 69.72% |
| 2014-09-30 | 51.53% |
| 2014-06-30 | 67.48% |
| 2014-03-31 | 68.13% |
| 2013-12-31 | 69.22% |
| 2013-09-30 | 62.46% |
| 2013-06-30 | 64.28% |
| 2013-03-31 | 66.19% |
| 2012-12-31 | 66.48% |
| 2012-09-30 | 58.99% |
| 2012-06-30 | -98.36% |
| 2012-03-31 | 65.40% |
| 2011-12-31 | 66.67% |
| 2011-09-30 | 60.39% |
| 2011-06-30 | 61.11% |
| 2011-03-31 | 64.72% |
| 2010-12-31 | 64.03% |
| 2010-09-30 | 56.26% |
| 2010-06-30 | 59.14% |
| 2010-03-31 | 60.44% |
| 2009-12-31 | 65.26% |
| 2009-09-30 | 49.49% |
| 2009-06-30 | 53.40% |
| 2009-03-31 | 56.89% |
| 2008-12-31 | 58.54% |
| 2008-09-30 | -22.47% |
| 2008-06-30 | 43.71% |
| 2008-03-31 | 28.08% |
| 2007-12-31 | 49.73% |
| 2007-09-30 | -234.34% |
| 2007-06-30 | 46.59% |
| 2007-03-31 | 46.99% |
| 2006-12-31 | 51.83% |
| 2006-09-30 | 64.73% |
| 2006-06-30 | 39.57% |