Discover Financial Services (DFS) EBITDA Margin: 0.00%
Is Discover Financial Services’s EBITDA margin high or low?
Discover Financial Services's EBITDA margin of 0.00% is 100% below its 5-year average of 29.95%, near the low end of its 5-year range (0.00%–62.84%).
The EBITDA margin for Discover Financial Services (DFS) is 0.00% as of Tuesday, June 9, 2026. It is below its 12-month average by 100.00% (16.25%).
DFS EBITDA Margin Chart
DFS Average EBITDA Margin Chart
DFS Current vs Average EBITDA Margin Chart
DFS EBITDA Margin Metrics
EBITDA MARGIN
0.00%
EBITDA MARGIN AVG TTM
16.25%
EBITDA MARGIN AVG 3Y
35.60%
EBITDA MARGIN AVG 5Y
29.95%
EBITDA MARGIN AVG 10Y
35.89%
EBITDA MARGIN AVG 15Y
38.03%
EBITDA MARGIN AVG 20Y
34.58%
CURRENT VS TTM AVG
-100.00%
CURRENT VS 3Y AVG
-100.00%
CURRENT VS 5Y AVG
-100.00%
CURRENT VS 10Y AVG
-100.00%
CURRENT VS 15Y AVG
-100.00%
CURRENT VS 20Y AVG
-100.00%
DFS Competitors' EBITDA Margin
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Discover Financial Services (DFS) | — | 0.00% | 16.25% | 35.60% | 29.95% |
| MetLife, Inc. (MET) | $55.06B | 7.42% | 8.98% | 8.87% | 10.66% |
| Arthur J. Gallagher & Co. (AJG) | $55.77B | 26.26% | 26.54% | 25.06% | 24.17% |
| The Allstate Corporation (ALL) | $55.91B | 21.12% | 15.85% | 7.93% | 11.10% |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA) | $44.77B | N/A | N/A | N/A | N/A |
| MSCI Inc. (MSCI) | $44.23B | 61.64% | 61.42% | 62.76% | 60.61% |
| Aflac Incorporated (AFL) | $58.84B | 31.68% | 32.61% | 29.65% | 26.91% |
| Coinbase Global, Inc. (COIN) | $40.97B | 25.01% | 36.51% | -2.66% | 10.60% |
| American International Group, Inc. (AIG) | $39.19B | 28.87% | 28.98% | 27.82% | 23.49% |
| The Travelers Companies, Inc. (TRV) | $63.85B | 18.23% | 16.96% | 14.25% | 14.49% |
Margin Comparison
Gross Margin
89.5%
EBITDA Margin
0.0%
Operating Margin
88.3%
Net Margin
22.6%
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
- Removes effects of depreciation policies (D&A)
- Capital structure neutral (ignores interest)
- Tax neutral (ignores tax differences)
- Good proxy for operating cash generation
Discover Financial Services EBITDA Margin Formula & Definition
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Discover Financial Services EBITDA Margin FAQ
- What is the EBITDA margin for Discover Financial Services (DFS)?
- The EBITDA margin for DFS stock is 0.00%.
- Is Discover Financial Services's EBITDA margin high or low?
- Discover Financial Services's EBITDA margin of 0.00% is 100% below its 5-year average of 29.95%, near the low end of its 5-year range (0.00%–62.84%).
- What is the TTM average EBITDA margin for Discover Financial Services (DFS)?
- The TTM average EBITDA margin for DFS stock is 16.25%.
- What is the 3Y average EBITDA margin for Discover Financial Services (DFS)?
- The 3Y average EBITDA margin for DFS stock is 35.60%.
- What is the 5Y average EBITDA margin for Discover Financial Services (DFS)?
- The 5Y average EBITDA margin for DFS stock is 29.95%.
- What is the 10Y average EBITDA margin for Discover Financial Services (DFS)?
- The 10Y average EBITDA margin for DFS stock is 35.89%.
- What is the 15Y average EBITDA margin for Discover Financial Services (DFS)?
- The 15Y average EBITDA margin for DFS stock is 38.03%.
- What is the 20Y average EBITDA margin for Discover Financial Services (DFS)?
- The 20Y average EBITDA margin for DFS stock is 34.58%.
Discover Financial Services EBITDA Margin History
| DATE | EBITDA MARGIN |
|---|---|
| 2024-12-31 | 0.00% |
| 2023-12-31 | 32.49% |
| 2022-12-31 | 47.08% |
| 2021-12-31 | 62.84% |
| 2020-12-31 | 0.00% |
| 2019-12-31 | 37.27% |
| 2018-12-31 | 37.65% |
| 2017-12-31 | 39.71% |
| 2016-12-31 | 44.04% |
| 2015-12-31 | 45.81% |
| 2014-12-31 | 47.93% |
| 2013-12-31 | 52.02% |
| 2012-11-30 | 52.28% |
| 2011-11-30 | 50.96% |
| 2010-11-30 | 20.40% |
| 2009-11-30 | 32.34% |
| 2008-11-30 | 16.87% |
| 2007-11-30 | 19.10% |
| 2006-11-30 | 33.34% |
| 2005-11-30 | 19.41% |
| 2004-11-30 | 24.32% |
| 2003-11-30 | 144.28% |
Related Metrics
About Discover Financial Services
Based in Riverwoods, Illinois, and founded in 1960, Discover Financial Services offers a comprehensive suite of digital banking and payment solutions throughout the United States. Its operations are organized into two primary divisions: Digital Banking and Payment Services. The Digital Banking segment caters to individuals with Discover-branded credit cards, various consumer loan products including private student, personal, and home loans, and a direct-to-consumer deposit portfolio featuring savings, certificates of deposit (CDs), money market, checking, and sweep accounts, alongside specialized IRA deposit options. The Payment Services segment is responsible for operating the PULSE network, which supports automated teller machines, debit transactions, and electronic funds transfers. It also oversees Diners Club International, a global payments network involved in issuing branded charge cards and facilitating card acceptance. Furthermore, this segment provides essential payment transaction processing and settlement services.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- J. Michael Shepherd