PayPal Holdings, Inc. (PYPL) EBITDA Margin: 23.20%
Is PayPal Holdings, Inc.’s EBITDA margin high or low?
PayPal Holdings, Inc.'s EBITDA margin of 23.20% is in line with its 5-year average of 22.94%, around the middle of its 5-year range (18.12%–30.12%).
As of Tuesday, June 16, 2026. 4.48% above its 12-month average of 22.20%.
PYPL EBITDA Margin Chart
PYPL Average EBITDA Margin Chart
PYPL Current vs Average EBITDA Margin Chart
PYPL EBITDA Margin Metrics
EBITDA MARGIN
23.20%
EBITDA MARGIN AVG TTM
22.20%
EBITDA MARGIN AVG 3Y
21.37%
EBITDA MARGIN AVG 5Y
22.94%
EBITDA MARGIN AVG 10Y
22.62%
EBITDA MARGIN AVG 15Y
N/A
EBITDA MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+4.48%
CURRENT VS 3Y AVG
+8.58%
CURRENT VS 5Y AVG
+1.13%
CURRENT VS 10Y AVG
+2.56%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
PYPL Competitors' EBITDA Margin
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| PayPal Holdings, Inc. (PYPL) | $38.26B | 23.20% | 22.20% | 21.37% | 22.94% |
| Prudential Financial, Inc. (PRU)vs › | $38.46B | 8.08% | 6.58% | 3.90% | 5.22% |
| American International Group, Inc. (AIG)vs › | $39.93B | 28.87% | 28.98% | 27.82% | 23.49% |
| The Hartford Financial Services Group, Inc. (HIG)vs › | $36.07B | 18.95% | 17.45% | 15.72% | 15.44% |
| Sunbelt Rentals Holdings Inc (SUNB)vs › | $34.30B | 46.34% | 45.67% | 45.39% | 45.39% |
| Ameriprise Financial, Inc. (AMP)vs › | $42.37B | 26.66% | 26.66% | 26.69% | 25.42% |
| Ares Management Corporation (ARES)vs › | $44.33B | 35.49% | 48.79% | 52.02% | 47.42% |
| MSCI Inc. (MSCI)vs › | $44.55B | 61.64% | 61.42% | 62.76% | 60.61% |
| Coinbase Global, Inc. (COIN)vs › | $45.21B | 25.01% | 36.51% | -2.66% | 10.60% |
| State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)vs › | $45.57B | N/A | N/A | N/A | N/A |
Margin Comparison
Gross Margin
46.1%
EBITDA Margin
23.2%
Operating Margin
17.9%
Net Margin
15.0%
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
- Removes effects of depreciation policies (D&A)
- Capital structure neutral (ignores interest)
- Tax neutral (ignores tax differences)
- Good proxy for operating cash generation
PayPal Holdings, Inc. EBITDA Margin Formula & Definition
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
PayPal Holdings, Inc. EBITDA Margin FAQ
- What is the EBITDA margin for PayPal Holdings, Inc. (PYPL)?
- The EBITDA margin for PYPL stock is 23.20%.
- Is PayPal Holdings, Inc.'s EBITDA margin high or low?
- PayPal Holdings, Inc.'s EBITDA margin of 23.20% is in line with its 5-year average of 22.94%, around the middle of its 5-year range (18.12%–30.12%).
- What is the TTM average EBITDA margin for PayPal Holdings, Inc. (PYPL)?
- The TTM average EBITDA margin for PYPL stock is 22.20%.
- What is the 3Y average EBITDA margin for PayPal Holdings, Inc. (PYPL)?
- The 3Y average EBITDA margin for PYPL stock is 21.37%.
- What is the 5Y average EBITDA margin for PayPal Holdings, Inc. (PYPL)?
- The 5Y average EBITDA margin for PYPL stock is 22.94%.
- What is the 10Y average EBITDA margin for PayPal Holdings, Inc. (PYPL)?
- The 10Y average EBITDA margin for PYPL stock is 22.62%.
PayPal Holdings, Inc. EBITDA Margin History
| DATE | EBITDA MARGIN |
|---|---|
| 2025-12-31 | 23.20% |
| 2024-12-31 | 21.21% |
| 2023-12-31 | 22.94% |
| 2022-12-31 | 18.12% |
| 2021-12-31 | 22.06% |
| 2020-12-31 | 30.12% |
| 2019-12-31 | 22.65% |
| 2018-12-31 | 20.90% |
| 2017-12-31 | 23.00% |
| 2016-12-31 | 21.75% |
| 2015-12-31 | 22.89% |
| 2014-12-31 | 22.23% |
| 2013-12-31 | 22.95% |
| 2012-12-31 | 22.62% |
Related Metrics
About PayPal Holdings, Inc.
PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Enrique J. Lores