Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 10.64% is 13% above its 5-year average of 9.40%, around the middle of its 5-year range (-6.41%–26.47%).
42.55% above its 12-month average of 7.46%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 8.66%.
EBITDA MARGIN
10.64%
EBITDA MARGIN AVG TTM
7.46%
EBITDA MARGIN AVG 3Y
8.94%
EBITDA MARGIN AVG 5Y
9.40%
EBITDA MARGIN AVG 10Y
11.53%
EBITDA MARGIN AVG 15Y
11.83%
EBITDA MARGIN AVG 20Y
13.12%
CURRENT VS TTM AVG
+42.55%
CURRENT VS 3Y AVG
+19.05%
CURRENT VS 5Y AVG
+13.18%
CURRENT VS 10Y AVG
-7.73%
CURRENT VS 15Y AVG
-10.09%
CURRENT VS 20Y AVG
-18.89%
Safety Insurance Group, Inc.
Market Cap
$1.52B
EBITDA Margin
10.64%
TTM Avg
7.46%
3Y Avg
8.94%
5Y Avg
9.40%
Market Cap
$1.54B
EBITDA Margin
20.90%
TTM Avg
20.19%
3Y Avg
27.61%
5Y Avg
32.94%
Market Cap
$1.56B
EBITDA Margin
41.27%
TTM Avg
41.30%
3Y Avg
41.20%
5Y Avg
40.58%
Market Cap
$1.56B
EBITDA Margin
-56.74%
TTM Avg
26.01%
3Y Avg
-294.88%
5Y Avg
-199.26%
Market Cap
$1.57B
EBITDA Margin
9.17%
TTM Avg
1.27%
3Y Avg
-4.70%
5Y Avg
-1.42%
Market Cap
$1.47B
EBITDA Margin
79.71%
TTM Avg
65.88%
3Y Avg
59.40%
5Y Avg
60.76%
Market Cap
$1.45B
EBITDA Margin
30.91%
TTM Avg
29.13%
3Y Avg
33.70%
5Y Avg
39.37%
Market Cap
$1.43B
EBITDA Margin
31.85%
TTM Avg
33.24%
3Y Avg
35.58%
5Y Avg
34.93%
Market Cap
$1.63B
EBITDA Margin
24.08%
TTM Avg
27.68%
3Y Avg
33.19%
5Y Avg
35.49%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Safety Insurance Group, Inc. (SAFT) | $1.52B | 10.64% | 7.46% | 8.94% | 9.40% |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.54B | 20.90% | 20.19% | 27.61% | 32.94% |
| Pathward Financial, Inc. (CASH)vs › | $1.56B | 41.27% | 41.30% | 41.20% | 40.58% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.56B | -56.74% | 26.01% | -294.88% | -199.26% |
| Perella Weinberg Partners (PWP)vs › | $1.57B | 9.17% | 1.27% | -4.70% | -1.42% |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 79.71% | 65.88% | 59.40% | 60.76% |
| Lakeland Financial Corporation (LKFN)vs › | $1.45B | 30.91% | 29.13% | 33.70% | 39.37% |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 31.85% | 33.24% | 35.58% | 34.93% |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.63B | 24.08% | 27.68% | 33.19% | 35.49% |
| Republic Bancorp, Inc. (RBCAA)vs › | $1.64B | 34.60% | 31.54% | 34.04% | 35.44% |
EBITDA Margin
10.6%
Operating Margin
5.9%
Net Margin
4.7%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 8.66% |
| 2026-03-31 | -5.24% |
| 2025-12-31 | 9.95% |
| 2025-09-30 | 11.66% |
| 2025-06-30 | 12.28% |
| 2025-03-31 | 10.07% |
| 2024-12-31 | 4.42% |
| 2024-09-30 | 12.13% |
| 2024-06-30 | 8.82% |
| 2024-03-31 | 10.45% |
| 2023-12-31 | 6.83% |
| 2023-09-30 | 1.87% |
| 2023-06-30 | 10.10% |
| 2023-03-31 | -6.41% |
| 2022-12-31 | 6.20% |
| 2022-09-30 | 4.90% |
| 2022-06-30 | 6.51% |
| 2022-03-31 | 6.15% |
| 2021-12-31 | 19.28% |
| 2021-09-30 | 18.93% |
| 2021-06-30 | 26.47% |
| 2021-03-31 | 21.68% |
| 2020-12-31 | 21.89% |
| 2020-09-30 | 26.97% |
| 2020-06-30 | 25.96% |
| 2020-03-31 | -5.86% |
| 2019-12-31 | 6.63% |
| 2019-09-30 | 14.92% |
| 2019-06-30 | 23.17% |
| 2019-03-31 | 15.08% |
| 2018-12-31 | 0.14% |
| 2018-09-30 | 21.62% |
| 2018-06-30 | 24.36% |
| 2018-03-31 | 5.09% |
| 2017-12-31 | -4.72% |
| 2017-09-30 | 16.29% |
| 2017-06-30 | 22.98% |
| 2017-03-31 | 9.10% |
| 2016-12-31 | -1.17% |
| 2016-09-30 | 20.25% |
| 2016-06-30 | 24.36% |
| 2016-03-31 | 10.51% |
| 2015-12-31 | -2.03% |
| 2015-09-30 | 14.18% |
| 2015-06-30 | 10.57% |
| 2015-03-31 | -28.43% |
| 2014-12-31 | -2.75% |
| 2014-09-30 | 16.45% |
| 2014-06-30 | 25.77% |
| 2014-03-31 | 15.00% |
| 2013-12-31 | 16.38% |
| 2013-09-30 | 18.03% |
| 2013-06-30 | 24.30% |
| 2013-03-31 | 18.17% |
| 2012-12-31 | 8.97% |
| 2012-09-30 | 13.75% |
| 2012-06-30 | 15.72% |
| 2012-03-31 | 16.20% |
| 2011-12-31 | 4.39% |
| 2011-09-30 | 8.31% |
| 2011-06-30 | 5.33% |
| 2011-03-31 | -1.46% |
| 2010-12-31 | 13.50% |
| 2010-09-30 | 16.08% |
| 2010-06-30 | 16.09% |
| 2010-03-31 | 14.08% |
| 2009-12-31 | 11.80% |
| 2009-09-30 | 18.11% |
| 2009-06-30 | 16.02% |
| 2009-03-31 | 12.51% |
| 2008-12-31 | 12.82% |
| 2008-09-30 | 18.12% |
| 2008-06-30 | 19.49% |
| 2008-03-31 | 17.56% |
| 2007-12-31 | 16.31% |
| 2007-09-30 | 20.95% |
| 2007-06-30 | 20.89% |
| 2007-03-31 | 22.30% |
| 2006-12-31 | 21.29% |
| 2006-09-30 | 26.13% |
| 2006-06-30 | 26.79% |
| 2006-03-31 | 27.42% |
| 2005-12-31 | 25.29% |
| 2005-09-30 | 26.61% |
| 2005-06-30 | 21.58% |
| 2005-03-31 | 13.84% |
| 2004-12-31 | 13.34% |
| 2004-09-30 | 14.51% |
| 2004-06-30 | 10.90% |
| 2004-03-31 | 7.36% |
| 2003-12-31 | 6.90% |
| 2003-09-30 | 7.85% |
| 2003-06-30 | 13.04% |
| 2003-03-31 | 3.63% |
| 2002-12-31 | 0.90% |
| 2002-09-30 | 3.55% |
