Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 30.91% is 17% below its 5-year average of 37.12%, around the middle of its 5-year range (18.94%–57.99%).
6.53% below its 12-month average of 33.07%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 33.76%.
EBITDA MARGIN
30.91%
EBITDA MARGIN AVG TTM
33.07%
EBITDA MARGIN AVG 3Y
30.54%
EBITDA MARGIN AVG 5Y
37.12%
EBITDA MARGIN AVG 10Y
42.39%
EBITDA MARGIN AVG 15Y
43.50%
EBITDA MARGIN AVG 20Y
38.56%
CURRENT VS TTM AVG
-6.53%
CURRENT VS 3Y AVG
+1.22%
CURRENT VS 5Y AVG
-16.73%
CURRENT VS 10Y AVG
-27.09%
CURRENT VS 15Y AVG
-28.95%
CURRENT VS 20Y AVG
-19.83%
Lakeland Financial Corporation
Market Cap
$1.45B
EBITDA Margin
30.91%
TTM Avg
33.07%
3Y Avg
30.54%
5Y Avg
37.12%
Market Cap
$1.47B
EBITDA Margin
79.71%
TTM Avg
65.88%
3Y Avg
59.40%
5Y Avg
60.76%
Market Cap
$1.43B
EBITDA Margin
31.85%
TTM Avg
33.24%
3Y Avg
35.58%
5Y Avg
34.93%
Market Cap
$1.41B
EBITDA Margin
11.45%
TTM Avg
9.23%
3Y Avg
4.45%
5Y Avg
2.08%
Market Cap
$1.40B
EBITDA Margin
24.08%
TTM Avg
27.68%
3Y Avg
33.19%
5Y Avg
35.49%
Market Cap
$1.39B
EBITDA Margin
34.14%
TTM Avg
24.29%
3Y Avg
27.30%
5Y Avg
28.62%
Market Cap
$1.38B
EBITDA Margin
32.09%
TTM Avg
30.90%
3Y Avg
33.80%
5Y Avg
36.07%
Market Cap
$1.52B
EBITDA Margin
10.64%
TTM Avg
9.79%
3Y Avg
7.85%
5Y Avg
12.15%
Market Cap
$1.54B
EBITDA Margin
20.90%
TTM Avg
20.19%
3Y Avg
27.61%
5Y Avg
32.94%
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Lakeland Financial Corporation (LKFN) | $1.45B | 30.91% | 33.07% | 30.54% | 37.12% |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 79.71% | 65.88% | 59.40% | 60.76% |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 31.85% | 33.24% | 35.58% | 34.93% |
| United Fire Group, Inc. (UFCS)vs › | $1.41B | 11.45% | 9.23% | 4.45% | 2.08% |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.40B | 24.08% | 27.68% | 33.19% | 35.49% |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.39B | 34.14% | 24.29% | 27.30% | 28.62% |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 32.09% | 30.90% | 33.80% | 36.07% |
| Safety Insurance Group, Inc. (SAFT)vs › | $1.52B | 10.64% | 9.79% | 7.85% | 12.15% |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.54B | 20.90% | 20.19% | 27.61% | 32.94% |
| Pathward Financial, Inc. (CASH)vs › | $1.56B | 41.27% | 41.30% | 41.20% | 40.58% |
EBITDA Margin
30.9%
Operating Margin
31.8%
Net Margin
26.0%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 33.76% |
| 2026-03-31 | 32.55% |
| 2025-12-31 | 35.21% |
| 2025-09-30 | 31.24% |
| 2025-06-30 | 32.59% |
| 2025-03-31 | 25.47% |
| 2024-12-31 | 28.82% |
| 2024-09-30 | 27.43% |
| 2024-06-30 | 24.99% |
| 2024-03-31 | 28.41% |
| 2023-12-31 | 34.42% |
| 2023-09-30 | 31.56% |
| 2023-06-30 | 18.94% |
| 2023-03-31 | 33.19% |
| 2022-12-31 | 34.25% |
| 2022-09-30 | 50.10% |
| 2022-06-30 | 51.35% |
| 2022-03-31 | 53.77% |
| 2021-12-31 | 57.99% |
| 2021-09-30 | 56.05% |
| 2021-06-30 | 57.46% |
| 2021-03-31 | 52.06% |
| 2020-12-31 | 55.44% |
| 2020-09-30 | 53.23% |
| 2020-06-30 | 46.74% |
| 2020-03-31 | 38.78% |
| 2019-12-31 | 48.30% |
| 2019-09-30 | 44.82% |
| 2019-06-30 | 45.18% |
| 2019-03-31 | 44.09% |
| 2018-12-31 | 46.26% |
| 2018-09-30 | 45.82% |
| 2018-06-30 | 47.54% |
| 2018-03-31 | 43.30% |
| 2017-12-31 | 48.55% |
| 2017-09-30 | 49.64% |
| 2017-06-30 | 50.70% |
| 2017-03-31 | 48.22% |
| 2016-12-31 | 49.62% |
| 2016-09-30 | 50.47% |
| 2016-06-30 | 49.80% |
| 2016-03-31 | 50.68% |
| 2015-12-31 | 50.89% |
| 2015-09-30 | 50.05% |
| 2015-06-30 | 50.28% |
| 2015-03-31 | 49.57% |
| 2014-12-31 | 49.71% |
| 2014-09-30 | 50.35% |
| 2014-06-30 | 50.98% |
| 2014-03-31 | 47.59% |
| 2013-12-31 | 48.28% |
| 2013-09-30 | 46.33% |
| 2013-06-30 | 46.80% |
| 2013-03-31 | 45.27% |
| 2012-12-31 | 46.98% |
| 2012-09-30 | 44.41% |
| 2012-06-30 | 41.39% |
| 2012-03-31 | 39.43% |
| 2011-12-31 | 35.20% |
| 2011-09-30 | 36.97% |
| 2011-06-30 | 34.42% |
| 2011-03-31 | 25.74% |
| 2010-12-31 | 24.18% |
| 2010-09-30 | 27.35% |
| 2010-06-30 | 27.37% |
| 2010-03-31 | 27.94% |
| 2009-12-31 | 24.49% |
| 2009-09-30 | 24.46% |
| 2009-06-30 | 20.32% |
| 2009-03-31 | 15.51% |
| 2008-12-31 | 22.00% |
| 2008-09-30 | 21.83% |
| 2008-06-30 | 21.15% |
| 2008-03-31 | 23.76% |
| 2007-12-31 | 19.92% |
| 2007-09-30 | 19.60% |
| 2007-06-30 | 24.21% |
| 2007-03-31 | 23.12% |
| 2006-12-31 | 23.38% |
| 2006-09-30 | 26.44% |
| 2006-06-30 | 26.70% |
| 2006-03-31 | 28.14% |
| 2005-12-31 | 31.55% |
| 2005-09-30 | 31.61% |
| 2005-06-30 | 34.42% |
| 2005-03-31 | 35.10% |
| 2004-12-31 | 35.42% |
| 2004-09-30 | 39.18% |
| 2004-06-30 | 36.74% |
| 2004-03-31 | 36.49% |
| 2003-12-31 | 28.46% |
| 2003-09-30 | 32.75% |
| 2003-06-30 | 34.29% |
| 2003-03-31 | 32.66% |
| 2002-12-31 | 31.46% |
| 2002-09-30 | 29.13% |
