Pathward Financial, Inc. (CASH) vs Lakeland Financial Corporation (LKFN)

A side-by-side comparison of Pathward Financial, Inc. and Lakeland Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CASH vs LKFN

growth of $100 · dividends reinvested · last 10y
CASH +246.6% (+13.2%/yr)LKFN +112.5% (+7.8%/yr)CASH compounded faster over this window
100200300400Start $10020182020202220242026$347$212
CASH LKFN

CASH vs LKFN: by the numbers

  • •CASH is the larger company ($1.56B vs $1.45B market cap).
  • •CASH trades at the lower trailing earnings multiple (9.25 vs 13.34 P/E), one valuation lens rather than an overall verdict.
  • •LKFN converts more revenue to profit (26.04% vs 21.88% net margin).
  • •LKFN grew revenue faster over the past five years (13.42% vs 9.66% CAGR).
  • •LKFN pays the higher dividend yield (3.53% vs 0.27%).

Metrics side by side

Valuation

MetricCASHLKFN
P/E ratio9.2513.34
Forward P/E7.6913.29
PEG ratio0.423.36
P/S ratio1.943.39
P/B ratio1.831.87

Profitability

MetricCASHLKFN
Operating margin26.21%31.81%
Net margin21.88%26.04%
ROE20.65%14.38%

Pathward Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Lakeland Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCASHLKFN
Dividend yield0.27%3.53%
Payout ratio2.51%47.25%

Growth (annualized)

MetricCASHLKFN
Revenue CAGR (5Y)9.66%13.42%
EPS CAGR (5Y)21.89%3.96%
Total return CAGR (5Y)6.13%-1.77%

Frequently asked

Which has the lower trailing P/E, CASH or LKFN?
CASH has the lower trailing P/E: CASH trades at 9.25 and LKFN at 13.34. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CASH or LKFN?
Over the past five years, LKFN grew revenue faster — CASH at a 9.66% CAGR versus LKFN at 13.42%.
Does CASH or LKFN pay a bigger dividend?
CASH yields 0.27% and LKFN yields 3.53% based on trailing dividends and the latest price.
Is CASH or LKFN more profitable?
LKFN runs the higher net margin — CASH at 21.88% versus LKFN at 26.04%.
How have CASH and LKFN total returns compared?
Over the past 10 years, CASH delivered 13.24% and LKFN delivered 7.84% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.