Pathward Financial, Inc. (CASH) vs Lakeland Financial Corporation (LKFN)
A side-by-side comparison of Pathward Financial, Inc. and Lakeland Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CASH vs LKFN
growth of $100 · dividends reinvested · last 10yCASH vs LKFN: by the numbers
- •CASH is the larger company ($1.56B vs $1.45B market cap).
- •CASH trades at the lower trailing earnings multiple (9.25 vs 13.34 P/E), one valuation lens rather than an overall verdict.
- •LKFN converts more revenue to profit (26.04% vs 21.88% net margin).
- •LKFN grew revenue faster over the past five years (13.42% vs 9.66% CAGR).
- •LKFN pays the higher dividend yield (3.53% vs 0.27%).
Metrics side by side
Valuation
| Metric | CASH | LKFN |
|---|---|---|
| P/E ratio | 9.25 | 13.34 |
| Forward P/E | 7.69 | 13.29 |
| PEG ratio | 0.42 | 3.36 |
| P/S ratio | 1.94 | 3.39 |
| P/B ratio | 1.83 | 1.87 |
Profitability
| Metric | CASH | LKFN |
|---|---|---|
| Operating margin | 26.21% | 31.81% |
| Net margin | 21.88% | 26.04% |
| ROE | 20.65% | 14.38% |
Pathward Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Lakeland Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CASH | LKFN |
|---|---|---|
| Dividend yield | 0.27% | 3.53% |
| Payout ratio | 2.51% | 47.25% |
Growth (annualized)
| Metric | CASH | LKFN |
|---|---|---|
| Revenue CAGR (5Y) | 9.66% | 13.42% |
| EPS CAGR (5Y) | 21.89% | 3.96% |
| Total return CAGR (5Y) | 6.13% | -1.77% |
Frequently asked
- Which has the lower trailing P/E, CASH or LKFN?
- CASH has the lower trailing P/E: CASH trades at 9.25 and LKFN at 13.34. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CASH or LKFN?
- Over the past five years, LKFN grew revenue faster — CASH at a 9.66% CAGR versus LKFN at 13.42%.
- Does CASH or LKFN pay a bigger dividend?
- CASH yields 0.27% and LKFN yields 3.53% based on trailing dividends and the latest price.
- Is CASH or LKFN more profitable?
- LKFN runs the higher net margin — CASH at 21.88% versus LKFN at 26.04%.
- How have CASH and LKFN total returns compared?
- Over the past 10 years, CASH delivered 13.24% and LKFN delivered 7.84% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Pathward Financial & Lakeland Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.