Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 20.65% is in line with its 5-year average of 21.99%, around the middle of its 5-year range (15.88%–25.11%).
As of the fiscal period ended Tuesday, June 30, 2026. 5.19% below its 12-month average of 21.78%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q3 FY2026 (2026-06-30): 20.65%.
RETURN ON EQUITY (ROE)
20.65%
RETURN ON EQUITY (ROE) AVG TTM
21.78%
RETURN ON EQUITY (ROE) AVG 3Y
22.43%
RETURN ON EQUITY (ROE) AVG 5Y
21.99%
RETURN ON EQUITY (ROE) AVG 10Y
16.33%
RETURN ON EQUITY (ROE) AVG 15Y
14.03%
RETURN ON EQUITY (ROE) AVG 20Y
11.86%
CURRENT VS TTM AVG
-5.19%
CURRENT VS 3Y AVG
-7.95%
CURRENT VS 5Y AVG
-6.10%
CURRENT VS 10Y AVG
+26.50%
CURRENT VS 15Y AVG
+47.23%
CURRENT VS 20Y AVG
+74.19%
SECTOR MEDIAN · FINANCIAL SERVICES
9.28%
median of 512 covered companies
CURRENT VS SECTOR MEDIAN
+122.66%
vs the sector median at left
Pathward Financial, Inc.
Market Cap
$1.56B
Return on Equity (ROE)
20.65%
TTM Avg
21.78%
3Y Avg
22.43%
5Y Avg
21.99%
Market Cap
$1.57B
Return on Equity (ROE)
-7.34%
TTM Avg
-1.33%
3Y Avg
-3.13%
5Y Avg
-2.46%
Market Cap
$1.54B
Return on Equity (ROE)
9.84%
TTM Avg
5.53%
3Y Avg
7.21%
5Y Avg
8.03%
Market Cap
$1.63B
Return on Equity (ROE)
20.76%
TTM Avg
21.33%
3Y Avg
27.56%
5Y Avg
48.97%
Market Cap
$1.65B
Return on Equity (ROE)
9.84%
TTM Avg
5.53%
3Y Avg
7.21%
5Y Avg
8.03%
Market Cap
$1.47B
Return on Equity (ROE)
10.46%
TTM Avg
9.58%
3Y Avg
8.95%
5Y Avg
10.19%
Market Cap
$1.66B
Return on Equity (ROE)
20.76%
TTM Avg
21.33%
3Y Avg
27.56%
5Y Avg
48.97%
Market Cap
$1.67B
Return on Equity (ROE)
N/A
TTM Avg
20.09%
3Y Avg
17.62%
5Y Avg
-26.42%
Market Cap
$1.46B
Return on Equity (ROE)
14.38%
TTM Avg
13.62%
3Y Avg
14.98%
5Y Avg
14.39%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Pathward Financial, Inc. (CASH) | $1.56B | 20.65% | 21.78% | 22.43% | 21.99% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.57B | -7.34% | -1.33% | -3.13% | -2.46% |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.54B | 9.84% | 5.53% | 7.21% | 8.03% |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.63B | 20.76% | 21.33% | 27.56% | 48.97% |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.65B | 9.84% | 5.53% | 7.21% | 8.03% |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 10.46% | 9.58% | 8.95% | 10.19% |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | 20.76% | 21.33% | 27.56% | 48.97% |
| Goosehead Insurance, Inc (GSHD)vs › | $1.67B | N/A | 20.09% | 17.62% | -26.42% |
| Lakeland Financial Corporation (LKFN)vs › | $1.46B | 14.38% | 13.62% | 14.98% | 14.39% |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 13.58% | 14.09% | 14.81% | 12.87% |
ROE
20.7%
ROA
2.4%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 20.65% |
| 2026-03-31 | 22.19% |
| 2025-12-31 | 22.35% |
| 2025-09-30 | 21.66% |
| 2025-06-30 | 22.06% |
| 2025-03-31 | 22.51% |
| 2024-12-31 | 22.95% |
| 2024-09-30 | 20.96% |
| 2024-06-30 | 23.29% |
| 2024-03-31 | 24.14% |
| 2023-12-31 | 22.39% |
| 2023-09-30 | 25.11% |
| 2023-06-30 | 22.28% |
| 2023-03-31 | 19.06% |
| 2022-12-31 | 18.64% |
| 2022-09-30 | 24.24% |
| 2022-06-30 | 20.56% |
| 2022-03-31 | 21.65% |
| 2021-12-31 | 21.20% |
| 2021-09-30 | 16.27% |
| 2021-06-30 | 15.88% |
| 2021-03-31 | 14.20% |
| 2020-12-31 | 13.76% |
| 2020-09-30 | 12.41% |
| 2020-06-30 | 13.53% |
| 2020-03-31 | 15.33% |
| 2019-12-31 | 12.33% |
| 2019-09-30 | 11.55% |
| 2019-06-30 | 10.44% |
| 2019-03-31 | 7.69% |
| 2018-12-31 | 8.12% |
| 2018-09-30 | 6.94% |
| 2018-06-30 | 10.06% |
| 2018-03-31 | 10.74% |
| 2017-12-31 | 11.04% |
| 2017-09-30 | 10.34% |
| 2017-06-30 | 11.43% |
| 2017-03-31 | 11.72% |
| 2016-12-31 | 8.18% |
| 2016-09-30 | 9.92% |
| 2016-06-30 | 9.57% |
| 2016-03-31 | 8.82% |
| 2015-12-31 | 6.39% |
| 2015-09-30 | 6.65% |
| 2015-06-30 | 8.02% |
| 2015-03-31 | 7.55% |
| 2014-12-31 | 8.33% |
| 2014-09-30 | 8.99% |
| 2014-06-30 | 9.35% |
| 2014-03-31 | 9.82% |
| 2013-12-31 | 10.02% |
| 2013-09-30 | 9.38% |
| 2013-06-30 | 9.07% |
| 2013-03-31 | 7.20% |
| 2012-12-31 | 11.75% |
| 2012-09-30 | 11.73% |
| 2012-06-30 | 16.69% |
| 2012-03-31 | 16.30% |
| 2011-12-31 | 8.19% |
| 2011-09-30 | 5.76% |
| 2011-06-30 | 6.32% |
| 2011-03-31 | 13.02% |
| 2010-12-31 | 16.86% |
| 2010-09-30 | 17.20% |
| 2010-06-30 | 13.15% |
| 2010-03-31 | 5.00% |
| 2009-12-31 | -2.03% |
| 2009-09-30 | -3.09% |
| 2009-06-30 | -5.83% |
| 2009-03-31 | -0.83% |
| 2008-12-31 | 3.05% |
| 2008-09-30 | 0.11% |
| 2008-06-30 | 6.68% |
| 2008-03-31 | 11.57% |
| 2007-12-31 | 7.59% |
| 2007-09-30 | 2.43% |
| 2007-06-30 | 0.90% |
| 2007-03-31 | 1.10% |
| 2006-12-31 | 0.35% |
| 2006-09-30 | 8.69% |
| 2006-06-30 | 8.75% |
| 2006-03-31 | -2.35% |
| 2005-12-31 | -2.02% |
| 2005-09-30 | -2.15% |
| 2005-06-30 | -2.26% |
| 2005-03-31 | 4.84% |
| 2004-12-31 | 7.45% |
| 2004-09-30 | 8.43% |
| 2004-06-30 | 9.45% |
| 2004-03-31 | 8.89% |
| 2003-12-31 | 7.80% |
| 2003-09-30 | 7.89% |
| 2003-06-30 | 7.63% |
