Pathward Financial (CASH) Financials: History & Chart

Pathward Financial, Inc.(CASH)

Banks - Regional · Sioux Falls, SD

$73.90+0.47 (+0.65%)

Delayed quote: Oct 6, 2026, 10:05 AM EDT

About Pathward Financial, Inc.

Pathward Financial, Inc. serves as the parent company for Pathward, National Association, providing a broad spectrum of banking products and services throughout the United States. Its operations are structured across three main divisions: Consumer, Commercial, and Corporate Services/Other. The firm offers a range of deposit accounts, including checking (demand deposit), savings, money market savings, and certificates of deposit. For commercial clients, Pathward provides diverse financial solutions such as term loans, asset-based lending, factoring services, lease financing, insurance premium financing, and government-guaranteed lending products. It also extends consumer credit offerings and other personal financing services. Further specialized services include short-term taxpayer advance loans and warehouse financing. Moreover, the company plays a significant role in the payments industry by issuing prepaid and consumer credit cards, sponsoring merchant acquiring services, facilitating ATM access across various debit networks, and handling tax refund transfers, alongside other payment solutions. Originally known as Meta Financial Group, Inc., the company adopted its current name, Pathward Financial, Inc., in July 2022. Founded in 1954, Pathward Financial, Inc. is headquartered in Sioux Falls, South Dakota.

Sioux Falls, SD

1,182 employees

www.pathwardfinancial.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Brett L. Pharr

View full financials

Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	803.16M	190.76M	282.06M	174.99M	155.35M	158.09M	235.91M	135.88M	137.69M
Cost of Goods Sold	80.97M	29.43M	51.37M	5.11M	-4.94M	10.56M	40.99M	21.77M	4.67M
Gross Profit	722.19M	161.34M	230.69M	169.87M	160.30M	147.54M	194.92M	114.11M	133.03M
Gross Profit Margin	89.9%	84.6%	81.8%	97.1%	103.2%	93.3%	82.6%	84.0%	96.6%
Total Operating Expenses	511.72M	129.12M	143.46M	127.21M	111.93M	100.38M	103.56M	77.94M	95.80M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	248.21M	65.42M	67.61M	64.44M	50.74M	48.56M	51.91M	49.29M	52.30M
Operating Income (EBIT)	210.47M	32.21M	87.23M	42.66M	48.37M	47.16M	91.36M	36.17M	37.23M
Operating Margin	26.2%	16.9%	30.9%	24.4%	31.1%	29.8%	38.7%	26.6%	27.0%
Income Before Tax (EBT)	210.47M	32.21M	87.23M	42.66M	48.37M	47.16M	91.36M	36.17M	37.23M
Interest Income	495.57M	114.03M	130.88M	121.22M	129.44M	123.59M	142.00M	128.36M	119.75M
Interest Expense	10.24M	1.12M	5.75M	1.88M	1.49M	1.28M	5.72M	3.11M	3.83M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	175.73M	28.97M	72.84M	35.12M	38.80M	42.15M	74.96M	29.97M	33.60M
Income Tax Expense	33.73M	3.06M	14.17M	7.19M	9.30M	4.79M	16.17M	6.00M	3.05M
Net Profit Margin	21.9%	15.2%	25.8%	20.1%	25.0%	26.7%	31.8%	22.1%	24.4%
EBITDA	261.68M	43.02M	99.94M	56.05M	62.67M	62.25M	106.77M	51.09M	51.16M
EBITDA Margin	32.6%	22.5%	35.4%	32.0%	40.3%	39.4%	45.3%	37.6%	37.2%
Depreciation & Amortization	51.21M	10.80M	12.71M	13.39M	14.30M	15.09M	15.41M	14.92M	13.93M
EPS Basic	8.02	1.38	3.37	1.57	1.70	1.82	3.16	1.23	1.34
EPS Diluted	7.98	1.37	3.35	1.57	1.69	1.81	3.14	1.23	1.34
Weighted Average Basic Shares	21.67M	21.67M	21.61M	22.31M	22.71M	23.01M	23.66M	24.22M	24.71M
Weighted Average Diluted Shares	21.77M	21.77M	21.72M	22.38M	22.84M	23.14M	23.78M	24.28M	24.71M

Annual Income Statement (USD)

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Annual Report	09/30/2025	09/30/2024	09/30/2023	09/30/2022	09/30/2021	09/30/2020	09/30/2019	09/30/2018
Revenue	685.23M	668.90M	611.47M	523.39M	515.13M	477.04M	513.97M	303.21M
Cost of Goods Sold	68.37M	79.33M	120.12M	61.66M	56.63M	98.58M	117.17M	57.42M
Gross Profit	616.86M	589.57M	491.35M	461.73M	458.50M	378.46M	396.80M	245.79M
Gross Profit Margin	90.0%	88.1%	80.4%	88.2%	89.0%	79.3%	77.2%	81.1%
Total Operating Expenses	393.81M	370.95M	336.30M	281.43M	302.06M	263.45M	298.86M	188.38M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	200.50M	201.47M	184.32M	171.13M	151.09M	136.25M	155.81M	109.04M
Operating Income (EBIT)	223.05M	218.62M	155.04M	180.30M	156.45M	115.00M	97.94M	57.41M
Operating Margin	32.6%	32.7%	25.4%	34.4%	30.4%	24.1%	19.1%	18.9%
Income Before Tax (EBT)	223.05M	218.62M	155.04M	180.30M	156.45M	115.00M	97.94M	57.41M
Interest Income	523.39M	476.35M	398.74M	329.44M	285.85M	292.84M	325.73M	158.53M
Interest Expense	11.60M	21.23M	10.87M	4.87M	6.86M	33.80M	61.52M	27.98M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	185.87M	183.22M	143.27M	151.13M	141.71M	104.72M	97.00M	51.62M
Income Tax Expense	36.27M	34.11M	9.59M	26.20M	10.70M	5.66M	-3.37M	5.12M
Net Profit Margin	27.1%	27.4%	23.4%	28.9%	27.5%	22.0%	18.9%	17.0%
EBITDA	282.78M	276.38M	220.00M	241.90M	215.49M	175.75M	153.09M	95.13M
EBITDA Margin	41.3%	41.3%	36.0%	46.2%	41.8%	36.8%	29.8%	31.4%
Depreciation & Amortization	59.73M	57.77M	64.95M	61.60M	59.05M	60.74M	55.15M	37.72M
EPS Basic	7.91	7.21	6.01	5.26	4.38	2.94	2.49	1.68
EPS Diluted	7.87	7.20	5.99	5.26	4.38	2.94	2.49	1.67
Weighted Average Basic Shares	23.40M	25.17M	26.83M	29.23M	31.73M	35.65M	38.88M	30.74M
Weighted Average Diluted Shares	23.52M	25.20M	26.93M	29.23M	31.75M	35.65M	38.92M	30.85M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.