Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 21.88% is 12% below its 5-year average of 24.83%, near the low end of its 5-year range (14.29%–60.13%).
2.94% below its 12-month average of 22.54%.
Reported quarterly profit margin; no daily interpolation. Q3 FY2026 (2026-06-30): 15.19%.
NET PROFIT MARGIN
21.88%
NET PROFIT MARGIN AVG TTM
22.54%
NET PROFIT MARGIN AVG 3Y
25.46%
NET PROFIT MARGIN AVG 5Y
24.83%
NET PROFIT MARGIN AVG 10Y
21.78%
NET PROFIT MARGIN AVG 15Y
20.38%
NET PROFIT MARGIN AVG 20Y
16.63%
CURRENT VS TTM AVG
-2.94%
CURRENT VS 3Y AVG
-14.05%
CURRENT VS 5Y AVG
-11.88%
CURRENT VS 10Y AVG
+0.48%
CURRENT VS 15Y AVG
+7.35%
CURRENT VS 20Y AVG
+31.58%
SECTOR MEDIAN · FINANCIAL SERVICES
15.03%
median of 411 covered companies
CURRENT VS SECTOR MEDIAN
+45.58%
vs the sector median at left
Pathward Financial, Inc.
Market Cap
$1.55B
Net Profit Margin
21.88%
TTM Avg
22.54%
3Y Avg
25.46%
5Y Avg
24.83%
Market Cap
$1.56B
Net Profit Margin
-95.59%
TTM Avg
-14.66%
3Y Avg
-370.95%
5Y Avg
-253.78%
Market Cap
$1.53B
Net Profit Margin
26.13%
TTM Avg
13.53%
3Y Avg
19.17%
5Y Avg
23.32%
Market Cap
$1.63B
Net Profit Margin
9.30%
TTM Avg
20.79%
3Y Avg
26.48%
5Y Avg
28.19%
Market Cap
$1.46B
Net Profit Margin
48.19%
TTM Avg
44.51%
3Y Avg
45.12%
5Y Avg
48.70%
Market Cap
$1.66B
Net Profit Margin
26.13%
TTM Avg
13.53%
3Y Avg
19.17%
5Y Avg
23.32%
Market Cap
$1.66B
Net Profit Margin
9.30%
TTM Avg
20.79%
3Y Avg
26.48%
5Y Avg
28.19%
Market Cap
$1.43B
Net Profit Margin
23.37%
TTM Avg
23.70%
3Y Avg
24.74%
5Y Avg
24.16%
Market Cap
$1.40B
Net Profit Margin
9.30%
TTM Avg
20.79%
3Y Avg
26.48%
5Y Avg
28.19%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Pathward Financial, Inc. (CASH) | $1.55B | 21.88% | 22.54% | 25.46% | 24.83% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.56B | -95.59% | -14.66% | -370.95% | -253.78% |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.53B | 26.13% | 13.53% | 19.17% | 23.32% |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.63B | 9.30% | 20.79% | 26.48% | 28.19% |
| Capital Southwest Corporation (CSWC)vs › | $1.46B | 48.19% | 44.51% | 45.12% | 48.70% |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.66B | 26.13% | 13.53% | 19.17% | 23.32% |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | 9.30% | 20.79% | 26.48% | 28.19% |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 23.37% | 23.70% | 24.74% | 24.16% |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.40B | 9.30% | 20.79% | 26.48% | 28.19% |
| Bank First Corporation (BFC)vs › | $1.70B | 27.80% | 29.55% | 33.41% | 34.18% |
Operating Margin
26.2%
Net Profit Margin
21.9%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 15.19% |
| 2026-03-31 | 25.82% |
| 2025-12-31 | 20.07% |
| 2025-09-30 | 24.98% |
| 2025-06-30 | 26.66% |
| 2025-03-31 | 31.77% |
| 2024-12-31 | 22.05% |
| 2024-09-30 | 24.40% |
| 2024-06-30 | 28.91% |
| 2024-03-31 | 31.54% |
| 2023-12-31 | 20.66% |
| 2023-09-30 | 26.38% |
| 2023-06-30 | 32.50% |
| 2023-03-31 | 28.04% |
| 2022-12-31 | 23.59% |
| 2022-09-30 | 21.70% |
| 2022-06-30 | 19.13% |
| 2022-03-31 | 27.48% |
| 2021-12-31 | 60.13% |
| 2021-09-30 | 14.29% |
| 2021-06-30 | 31.41% |
| 2021-03-31 | 34.03% |
| 2020-12-31 | 26.19% |
| 2020-09-30 | 12.83% |
| 2020-06-30 | 17.93% |
| 2020-03-31 | 31.74% |
| 2019-12-31 | 19.47% |
| 2019-09-30 | 18.07% |
| 2019-06-30 | 24.39% |
| 2019-03-31 | 18.15% |
| 2018-12-31 | 14.64% |
| 2018-09-30 | 11.02% |
| 2018-06-30 | 11.59% |
| 2018-03-31 | 28.00% |
| 2017-12-31 | 8.78% |
| 2017-09-30 | 3.29% |
| 2017-06-30 | 18.74% |
| 2017-03-31 | 32.29% |
| 2016-12-31 | 3.43% |
| 2016-09-30 | 16.91% |
| 2016-06-30 | 22.98% |
| 2016-03-31 | 30.21% |
| 2015-12-31 | 13.59% |
| 2015-09-30 | 16.97% |
| 2015-06-30 | 17.31% |
| 2015-03-31 | 19.25% |
| 2014-12-31 | 16.19% |
| 2014-09-30 | 15.53% |
| 2014-06-30 | 19.83% |
| 2014-03-31 | 19.23% |
| 2013-12-31 | 19.52% |
| 2013-09-30 | 17.54% |
| 2013-06-30 | 18.45% |
| 2013-03-31 | 15.87% |
| 2012-12-31 | 16.15% |
| 2012-09-30 | 7.70% |
| 2012-06-30 | 12.44% |
| 2012-03-31 | 31.06% |
| 2011-12-31 | 15.47% |
| 2011-09-30 | 9.18% |
| 2011-06-30 | -5.46% |
| 2011-03-31 | 9.46% |
| 2010-12-31 | 2.89% |
| 2010-09-30 | 8.73% |
| 2010-06-30 | 12.24% |
| 2010-03-31 | 10.77% |
| 2009-12-31 | 3.83% |
| 2009-09-30 | -3.18% |
| 2009-06-30 | -10.40% |
| 2009-03-31 | 2.66% |
| 2008-12-31 | 2.77% |
| 2008-09-30 | -9.09% |
| 2008-06-30 | -2.36% |
| 2008-03-31 | 13.70% |
| 2007-12-31 | -4.92% |
| 2007-09-30 | 14.19% |
| 2007-06-30 | 13.78% |
| 2007-03-31 | 4.15% |
| 2006-12-31 | -22.69% |
| 2006-09-30 | 4.89% |
| 2006-06-30 | 15.47% |
| 2006-03-31 | 2.11% |
| 2005-12-31 | 4.28% |
| 2005-09-30 | 4.70% |
| 2005-06-30 | -19.66% |
| 2005-03-31 | 3.62% |
| 2004-12-31 | 4.25% |
| 2004-09-30 | 5.09% |
| 2004-06-30 | 8.64% |
| 2004-03-31 | 15.83% |
| 2003-12-31 | 10.04% |
| 2003-09-30 | 8.08% |
| 2003-06-30 | 9.25% |
| 2003-03-31 | 9.25% |
| 2002-12-31 | 8.47% |
| 2002-09-30 | 7.67% |
