Amalgamated Financial Corp. (AMAL) vs Pathward Financial, Inc. (CASH)
A side-by-side comparison of Amalgamated Financial Corp. and Pathward Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — AMAL vs CASH
growth of $100 · dividends reinvested · last 8yAMAL vs CASH: by the numbers
- •CASH is the larger company ($1.55B vs $1.43B market cap).
- •CASH trades at the lower trailing earnings multiple (9.20 vs 12.73 P/E), one valuation lens rather than an overall verdict.
- •AMAL converts more revenue to profit (23.37% vs 21.88% net margin).
- •AMAL grew revenue faster over the past five years (17.93% vs 9.66% CAGR).
- •AMAL pays the higher dividend yield (1.36% vs 0.27%).
Metrics side by side
Valuation
| Metric | AMAL | CASH |
|---|---|---|
| P/E ratio | 12.73 | 9.20 |
| Forward P/E | 11.88 | 7.65 |
| PEG ratio | 0.70 | 0.42 |
| P/S ratio | 2.94 | 1.93 |
| P/B ratio | 1.71 | 1.82 |
Profitability
| Metric | AMAL | CASH |
|---|---|---|
| Operating margin | 31.03% | 26.21% |
| Net margin | 23.37% | 21.88% |
| ROE | 13.58% | 20.65% |
Amalgamated Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Pathward Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | AMAL | CASH |
|---|---|---|
| Dividend yield | 1.36% | 0.27% |
| Payout ratio | 17.33% | 2.51% |
Growth (annualized)
| Metric | AMAL | CASH |
|---|---|---|
| Revenue CAGR (5Y) | 17.93% | 9.66% |
| EPS CAGR (5Y) | 18.45% | 21.89% |
| Total return CAGR (5Y) | 26.16% | 6.13% |
Frequently asked
- Which has the lower trailing P/E, AMAL or CASH?
- CASH has the lower trailing P/E: AMAL trades at 12.73 and CASH at 9.20. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AMAL or CASH?
- Over the past five years, AMAL grew revenue faster — AMAL at a 17.93% CAGR versus CASH at 9.66%.
- Does AMAL or CASH pay a bigger dividend?
- AMAL yields 1.36% and CASH yields 0.27% based on trailing dividends and the latest price.
- Is AMAL or CASH more profitable?
- AMAL runs the higher net margin — AMAL at 23.37% versus CASH at 21.88%.
- How have AMAL and CASH total returns compared?
- Over the past 5 years, AMAL delivered 26.16% and CASH delivered 6.13% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Amalgamated Financial & Pathward Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.