Amalgamated Financial Corp. (AMAL) vs Pathward Financial, Inc. (CASH)

A side-by-side comparison of Amalgamated Financial Corp. and Pathward Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — AMAL vs CASH

growth of $100 · dividends reinvested · last 8y
AMAL +318.1% (+19.6%/yr)CASH +104.5% (+9.4%/yr)AMAL compounded faster over this window
100200300400Start $1002020202220242026$418$205
AMAL CASH

AMAL vs CASH: by the numbers

  • •CASH is the larger company ($1.55B vs $1.43B market cap).
  • •CASH trades at the lower trailing earnings multiple (9.20 vs 12.73 P/E), one valuation lens rather than an overall verdict.
  • •AMAL converts more revenue to profit (23.37% vs 21.88% net margin).
  • •AMAL grew revenue faster over the past five years (17.93% vs 9.66% CAGR).
  • •AMAL pays the higher dividend yield (1.36% vs 0.27%).

Metrics side by side

Valuation

MetricAMALCASH
P/E ratio12.739.20
Forward P/E11.887.65
PEG ratio0.700.42
P/S ratio2.941.93
P/B ratio1.711.82

Profitability

MetricAMALCASH
Operating margin31.03%26.21%
Net margin23.37%21.88%
ROE13.58%20.65%

Amalgamated Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Pathward Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricAMALCASH
Dividend yield1.36%0.27%
Payout ratio17.33%2.51%

Growth (annualized)

MetricAMALCASH
Revenue CAGR (5Y)17.93%9.66%
EPS CAGR (5Y)18.45%21.89%
Total return CAGR (5Y)26.16%6.13%

Frequently asked

Which has the lower trailing P/E, AMAL or CASH?
CASH has the lower trailing P/E: AMAL trades at 12.73 and CASH at 9.20. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AMAL or CASH?
Over the past five years, AMAL grew revenue faster — AMAL at a 17.93% CAGR versus CASH at 9.66%.
Does AMAL or CASH pay a bigger dividend?
AMAL yields 1.36% and CASH yields 0.27% based on trailing dividends and the latest price.
Is AMAL or CASH more profitable?
AMAL runs the higher net margin — AMAL at 23.37% versus CASH at 21.88%.
How have AMAL and CASH total returns compared?
Over the past 5 years, AMAL delivered 26.16% and CASH delivered 6.13% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.