Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 12.73 is 32% above its 5-year average of 9.66, near the high end of its 5-year range (4.92–14.50).
As of 2026-10-06T16:15:36.000Z. 11.01% above its 12-month average of 11.47.
Calculation as of: 2026-10-06T16:15:36.000Z.
Quote observation: 2026-10-06T16:15:17.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 270029aeac3282054e80d52a4b902209024573d7d1b4e5f32323ab4c1216c80c
PE Ratio (12.73) = Close Price ($47.74) / Diluted TTM EPS ($3.75)
PE RATIO
12.73
PE RATIO AVG TTM
11.47
PE RATIO AVG 3Y
9.68
PE RATIO AVG 5Y
9.66
PE RATIO AVG 10Y
N/A
PE RATIO AVG 15Y
N/A
PE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+11.01%
CURRENT VS 3Y AVG
+31.48%
CURRENT VS 5Y AVG
+31.76%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.86
median of 466 covered companies
CURRENT VS SECTOR MEDIAN
-8.15%
vs the sector median at left
Market Cap
$1.42B
PE Ratio
12.26
TTM Avg
12.04
3Y Avg
12.04
5Y Avg
12.04
Market Cap
$1.45B
PE Ratio
13.38
TTM Avg
14.83
3Y Avg
16.43
5Y Avg
17.02
Market Cap
$1.40B
PE Ratio
11.08
TTM Avg
9.22
3Y Avg
25.35
5Y Avg
19.85
Market Cap
$1.38B
PE Ratio
12.75
TTM Avg
11.83
3Y Avg
11.04
5Y Avg
10.21
Market Cap
$1.48B
PE Ratio
13.12
TTM Avg
13.16
3Y Avg
13.47
5Y Avg
13.62
Market Cap
$1.52B
PE Ratio
22.37
TTM Avg
15.42
3Y Avg
22.69
5Y Avg
21.47
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Amalgamated Financial Corp. (AMAL) | $1.43B | 12.73 | 11.47 | 9.68 | 9.66 |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.42B | 12.26 | 12.04 | 12.04 | 12.04 |
| Lakeland Financial Corporation (LKFN)vs › | $1.45B | 13.38 | 14.83 | 16.43 | 17.02 |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.40B | 11.08 | 9.22 | 25.35 | 19.85 |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 12.75 | 11.83 | 11.04 | 10.21 |
| Capital Southwest Corporation (CSWC)vs › | $1.48B | 13.12 | 13.16 | 13.47 | 13.62 |
| Peoples Bancorp Inc. (PEBO)vs › | $1.33B | 11.20 | 11.26 | 9.79 | 10.31 |
| Safety Insurance Group, Inc. (SAFT)vs › | $1.52B | 22.37 | 15.42 | 22.69 | 21.47 |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 15.62 | 12.37 | 10.68 | 10.23 |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 12.33 | 11.41 | 10.98 | 10.85 |
At 12.7, P/E is above its 8-year median — higher than 88% of readings in its 8-year history.
8-year low
4.9
median
10.3
8-year high
38.8
Trailing P/E
12.7
Forward P/E
11.9
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$47.74
Forward EPS (Est.)
$4.02
Forward P/E
11.88
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 12.73 |
| 2026-10-02 | 12.85 |
| 2026-10-01 | 12.76 |
| 2026-09-30 | 12.69 |
| 2026-09-29 | 12.49 |
| 2026-09-28 | 12.61 |
| 2026-09-25 | 12.69 |
| 2026-09-24 | 12.59 |
| 2026-09-23 | 12.42 |
| 2026-09-22 | 12.61 |
| 2026-09-21 | 12.81 |
| 2026-09-18 | 12.64 |
| 2026-09-17 | 12.57 |
| 2026-09-16 | 12.43 |
| 2026-09-15 | 12.53 |
| 2026-09-14 | 12.74 |
| 2026-09-11 | 12.77 |
| 2026-09-10 | 12.94 |
| 2026-09-09 | 12.75 |
| 2026-09-08 | 12.86 |
| 2026-09-04 | 13.11 |
| 2026-09-03 | 13.08 |
| 2026-09-02 | 12.84 |
| 2026-09-01 | 12.62 |
| 2026-08-31 | 12.82 |
| 2026-08-28 | 12.98 |
| 2026-08-27 | 12.96 |
| 2026-08-26 | 12.97 |
| 2026-08-25 | 12.91 |
| 2026-08-24 | 13.01 |
| 2026-08-21 | 13.00 |
| 2026-08-20 | 13.03 |
| 2026-08-19 | 13.08 |
| 2026-08-18 | 13.38 |
| 2026-08-17 | 13.55 |
| 2026-08-14 | 13.62 |
| 2026-08-13 | 13.62 |
| 2026-08-12 | 13.53 |
| 2026-08-11 | 13.34 |
| 2026-08-10 | 13.17 |
| 2026-08-07 | 13.28 |
| 2026-08-06 | 13.37 |
| 2026-08-05 | 13.42 |
| 2026-08-04 | 14.48 |
| 2026-08-03 | 14.43 |
| 2026-07-31 | 14.35 |
| 2026-07-30 | 14.36 |
| 2026-07-29 | 14.32 |
| 2026-07-28 | 14.50 |
| 2026-07-27 | 14.25 |
| 2026-07-24 | 14.37 |
| 2026-07-23 | 14.15 |
| 2026-07-22 | 13.65 |
| 2026-07-21 | 13.83 |
| 2026-07-20 | 13.71 |
| 2026-07-17 | 13.86 |
| 2026-07-16 | 14.04 |
| 2026-07-15 | 13.64 |
| 2026-07-14 | 13.49 |
| 2026-07-13 | 13.51 |
| 2026-07-10 | 13.56 |
| 2026-07-09 | 13.47 |
| 2026-07-08 | 13.09 |
| 2026-07-07 | 13.31 |
| 2026-07-06 | 13.48 |
| 2026-07-02 | 13.38 |
| 2026-07-01 | 13.67 |
| 2026-06-30 | 13.34 |
| 2026-06-29 | 13.56 |
| 2026-06-26 | 13.65 |
| 2026-06-25 | 13.31 |
| 2026-06-24 | 13.23 |
| 2026-06-23 | 13.18 |
| 2026-06-22 | 12.86 |
| 2026-06-18 | 12.78 |
| 2026-06-17 | 12.55 |
| 2026-06-16 | 12.78 |
| 2026-06-15 | 12.70 |
| 2026-06-12 | 12.98 |
| 2026-06-11 | 12.82 |
| 2026-06-10 | 12.70 |
| 2026-06-09 | 12.65 |
| 2026-06-08 | 12.41 |
| 2026-06-05 | 12.33 |
| 2026-06-04 | 12.32 |
| 2026-06-03 | 11.84 |
| 2026-06-02 | 12.28 |
| 2026-06-01 | 11.92 |
| 2026-05-29 | 12.06 |
| 2026-05-28 | 12.10 |
| 2026-05-27 | 12.03 |
| 2026-05-26 | 12.21 |
| 2026-05-22 | 12.00 |
| 2026-05-21 | 12.03 |
| 2026-05-20 | 11.89 |
| 2026-05-19 | 11.64 |
| 2026-05-18 | 11.74 |
| 2026-05-15 | 11.53 |
| 2026-05-14 | 11.75 |
| 2026-05-13 | 11.63 |
| 2026-05-12 | 11.89 |
| 2026-05-11 | 11.97 |
| 2026-05-08 | 12.23 |
| 2026-05-07 | 12.19 |
| 2026-05-06 | 12.14 |
| 2026-05-05 | 12.13 |
| 2026-05-04 | 11.90 |
| 2026-05-01 | 12.12 |
| 2026-04-30 | 11.99 |
| 2026-04-29 | 11.84 |
| 2026-04-28 | 12.07 |
| 2026-04-27 | 12.21 |
| 2026-04-24 | 11.87 |
| 2026-04-23 | 11.84 |
| 2026-04-22 | 12.41 |
| 2026-04-21 | 12.63 |
| 2026-04-20 | 12.79 |
| 2026-04-17 | 12.76 |
| 2026-04-16 | 12.32 |
| 2026-04-15 | 12.32 |
| 2026-04-14 | 12.25 |
| 2026-04-13 | 12.21 |
| 2026-04-10 | 12.35 |
| 2026-04-09 | 12.39 |
| 2026-04-08 | 12.17 |
| 2026-04-07 | 11.85 |
| 2026-04-06 | 11.77 |
| 2026-04-02 | 11.55 |
| 2026-04-01 | 11.46 |
| 2026-03-31 | 11.40 |
| 2026-03-30 | 11.21 |
| 2026-03-27 | 11.13 |
| 2026-03-26 | 11.24 |
| 2026-03-25 | 11.31 |
| 2026-03-24 | 11.31 |
| 2026-03-23 | 11.19 |
| 2026-03-20 | 10.98 |
| 2026-03-19 | 11.07 |
| 2026-03-18 | 10.84 |
| 2026-03-17 | 10.97 |
| 2026-03-16 | 11.14 |
| 2026-03-13 | 11.17 |
| 2026-03-12 | 11.13 |
| 2026-03-11 | 11.04 |
| 2026-03-10 | 11.16 |
| 2026-03-09 | 11.11 |
| 2026-03-06 | 11.09 |
| 2026-03-05 | 11.60 |
| 2026-03-04 | 11.79 |
| 2026-03-03 | 11.62 |
| 2026-03-02 | 11.68 |
| 2026-02-27 | 11.59 |
| 2026-02-26 | 12.06 |
| 2026-02-25 | 12.03 |
| 2026-02-24 | 11.64 |
| 2026-02-23 | 11.65 |
| 2026-02-20 | 12.18 |
| 2026-02-19 | 12.03 |
| 2026-02-18 | 12.28 |
| 2026-02-17 | 12.35 |
| 2026-02-13 | 12.47 |
| 2026-02-12 | 12.14 |
| 2026-02-11 | 12.20 |
| 2026-02-10 | 12.39 |
| 2026-02-09 | 12.62 |
| 2026-02-06 | 12.42 |
| 2026-02-05 | 12.12 |
| 2026-02-04 | 12.20 |
| 2026-02-03 | 12.16 |
| 2026-02-02 | 12.11 |
| 2026-01-30 | 11.70 |
| 2026-01-29 | 11.77 |
| 2026-01-28 | 11.34 |
| 2026-01-27 | 11.49 |
| 2026-01-26 | 11.51 |
| 2026-01-23 | 11.45 |
| 2026-01-22 | 11.58 |
| 2026-01-21 | 10.85 |
| 2026-01-20 | 10.19 |
| 2026-01-16 | 10.44 |
| 2026-01-15 | 10.48 |
| 2026-01-14 | 10.18 |
| 2026-01-13 | 10.02 |
| 2026-01-12 | 10.23 |
| 2026-01-09 | 10.11 |
| 2026-01-08 | 10.25 |
| 2026-01-07 | 10.10 |
| 2026-01-06 | 10.07 |
| 2026-01-05 | 10.11 |
| 2026-01-02 | 9.62 |
| 2025-12-31 | 9.65 |
| 2025-12-30 | 9.81 |
| 2025-12-29 | 9.96 |
| 2025-12-26 | 9.85 |
| 2025-12-24 | 9.88 |
| 2025-12-23 | 9.90 |
| 2025-12-22 | 9.89 |
| 2025-12-19 | 9.93 |
| 2025-12-18 | 10.11 |
| 2025-12-17 | 9.90 |
| 2025-12-16 | 9.80 |
| 2025-12-15 | 9.72 |
| 2025-12-12 | 9.64 |
| 2025-12-11 | 9.73 |
| 2025-12-10 | 9.66 |
| 2025-12-09 | 9.34 |
| 2025-12-08 | 9.31 |
| 2025-12-05 | 9.32 |
| 2025-12-04 | 9.28 |
| 2025-12-03 | 9.33 |
| 2025-12-02 | 9.07 |
| 2025-12-01 | 9.04 |
| 2025-11-28 | 8.84 |
| 2025-11-26 | 8.91 |
| 2025-11-25 | 9.06 |
| 2025-11-24 | 8.81 |
| 2025-11-21 | 8.68 |
| 2025-11-20 | 8.38 |
| 2025-11-19 | 8.35 |
| 2025-11-18 | 8.14 |
| 2025-11-17 | 8.06 |
| 2025-11-14 | 8.47 |
| 2025-11-13 | 8.39 |
| 2025-11-12 | 8.40 |
| 2025-11-11 | 8.56 |
| 2025-11-10 | 8.50 |
| 2025-11-07 | 8.39 |
| 2025-11-06 | 8.38 |
| 2025-11-05 | 8.41 |
| 2025-11-04 | 8.20 |
| 2025-11-03 | 8.24 |
| 2025-10-31 | 8.16 |
| 2025-10-30 | 8.28 |
| 2025-10-29 | 8.16 |
| 2025-10-28 | 8.34 |
| 2025-10-27 | 8.42 |
| 2025-10-24 | 8.48 |
| 2025-10-23 | 8.22 |
| 2025-10-22 | 7.99 |
| 2025-10-21 | 7.99 |
| 2025-10-20 | 7.95 |
| 2025-10-17 | 7.70 |
| 2025-10-16 | 7.56 |
| 2025-10-15 | 8.13 |
| 2025-10-14 | 8.28 |
| 2025-10-13 | 8.03 |
| 2025-10-10 | 7.85 |
| 2025-10-09 | 8.03 |
| 2025-10-08 | 8.16 |
| 2025-10-07 | 8.18 |
| 2025-10-06 | 8.23 |
| 2025-10-03 | 8.11 |
| 2025-10-02 | 7.98 |
| 2025-10-01 | 8.04 |
| 2025-09-30 | 8.13 |
| 2025-09-29 | 8.16 |
| 2025-09-26 | 8.29 |
| 2025-09-25 | 8.21 |
| 2025-09-24 | 8.26 |
| 2025-09-23 | 8.30 |
Showing the most recent 260 of 2,057 data points. The chart above shows the full history.