Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 11.16 is in line with its 5-year average of 10.31, around the middle of its 5-year range (6.27–16.45).
As of 2026-10-06T17:23:06.702Z. 0.92% below its 12-month average of 11.26.
Calculation as of: 2026-10-06T17:23:06.702Z.
Quote observation: 2026-10-06T17:20:10.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 85f7bab2ae04da787851f424d208572e400e7af1fb0f88c5f2e3b15dc3943b67
PE Ratio (11.16) = Close Price ($36.95) / Diluted TTM EPS ($3.31)
PE RATIO
11.16
PE RATIO AVG TTM
11.26
PE RATIO AVG 3Y
9.79
PE RATIO AVG 5Y
10.31
PE RATIO AVG 10Y
12.86
PE RATIO AVG 15Y
13.87
PE RATIO AVG 20Y
14.34
CURRENT VS TTM AVG
-0.92%
CURRENT VS 3Y AVG
+14.00%
CURRENT VS 5Y AVG
+8.27%
CURRENT VS 10Y AVG
-13.20%
CURRENT VS 15Y AVG
-19.51%
CURRENT VS 20Y AVG
-22.19%
SECTOR MEDIAN · FINANCIAL SERVICES
13.85
median of 510 covered companies
CURRENT VS SECTOR MEDIAN
-19.42%
vs the sector median at left
Market Cap
$1.32B
PE Ratio
12.33
TTM Avg
11.41
3Y Avg
10.98
5Y Avg
10.85
Market Cap
$1.38B
PE Ratio
12.74
TTM Avg
11.83
3Y Avg
11.04
5Y Avg
10.21
Market Cap
$1.40B
PE Ratio
11.09
TTM Avg
9.22
3Y Avg
25.35
5Y Avg
19.85
Market Cap
$1.41B
PE Ratio
12.17
TTM Avg
12.04
3Y Avg
12.04
5Y Avg
12.04
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Peoples Bancorp Inc. (PEBO) | $1.33B | 11.16 | 11.26 | 9.79 | 10.31 |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 12.33 | 11.41 | 10.98 | 10.85 |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 15.60 | 12.37 | 10.68 | 10.23 |
| Old Second Bancorp, Inc. (OSBC)vs › | $1.29B | 14.41 | 13.00 | 9.90 | 12.48 |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 12.74 | 11.83 | 11.04 | 10.21 |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.40B | 11.09 | 9.22 | 25.35 | 19.85 |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 12.17 | 12.04 | 12.04 | 12.04 |
| Preferred Bank (PFBC)vs › | $1.24B | 9.55 | 9.19 | 8.45 | 8.66 |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 12.73 | 11.47 | 9.73 | 9.66 |
| Jefferson Capital, Inc. Common Stock (JCAP)vs › | $1.22B | N/A | 3.54 | 3.54 | 3.54 |
At 11.2, P/E is below its 20-year median — higher than 22% of readings in its 20-year history.
20-year low
6.3
median
13.7
20-year high
582.7
Trailing P/E
11.2
Forward P/E
10.1
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$36.95
Forward EPS (Est.)
$3.65
Forward P/E
10.13
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 11.21 |
| 2026-10-02 | 11.32 |
| 2026-10-01 | 11.15 |
| 2026-09-30 | 11.05 |
| 2026-09-29 | 11.74 |
| 2026-09-28 | 11.82 |
| 2026-09-25 | 11.85 |
| 2026-09-24 | 11.80 |
| 2026-09-23 | 11.61 |
| 2026-09-22 | 11.73 |
| 2026-09-21 | 11.79 |
| 2026-09-18 | 11.90 |
| 2026-09-17 | 11.93 |
| 2026-09-16 | 11.97 |
| 2026-09-15 | 12.14 |
| 2026-09-14 | 12.05 |
| 2026-09-11 | 12.03 |
| 2026-09-10 | 12.01 |
| 2026-09-09 | 11.90 |
| 2026-09-08 | 12.03 |
| 2026-09-04 | 12.08 |
| 2026-09-03 | 11.98 |
| 2026-09-02 | 11.93 |
| 2026-09-01 | 11.81 |
| 2026-08-31 | 11.89 |
| 2026-08-28 | 11.98 |
| 2026-08-27 | 11.97 |
| 2026-08-26 | 11.99 |
| 2026-08-25 | 11.95 |
| 2026-08-24 | 12.04 |
| 2026-08-21 | 12.10 |
| 2026-08-20 | 12.08 |
| 2026-08-19 | 12.03 |
| 2026-08-18 | 12.38 |
| 2026-08-17 | 12.41 |
| 2026-08-14 | 12.50 |
| 2026-08-13 | 12.48 |
| 2026-08-12 | 12.44 |
| 2026-08-11 | 12.37 |
| 2026-08-10 | 12.27 |
| 2026-08-07 | 12.37 |
| 2026-08-06 | 12.44 |
| 2026-08-05 | 12.57 |
| 2026-08-04 | 12.61 |
| 2026-08-03 | 12.61 |
| 2026-07-31 | 12.59 |
| 2026-07-30 | 13.32 |
| 2026-07-29 | 13.46 |
| 2026-07-28 | 13.54 |
| 2026-07-27 | 13.03 |
| 2026-07-24 | 12.92 |
| 2026-07-23 | 12.76 |
| 2026-07-22 | 12.84 |
| 2026-07-21 | 12.66 |
| 2026-07-20 | 12.63 |
| 2026-07-17 | 12.63 |
| 2026-07-16 | 12.80 |
| 2026-07-15 | 12.45 |
| 2026-07-14 | 12.25 |
| 2026-07-13 | 12.31 |
| 2026-07-10 | 12.27 |
| 2026-07-09 | 12.19 |
| 2026-07-08 | 12.09 |
| 2026-07-07 | 12.33 |
| 2026-07-06 | 12.43 |
| 2026-07-02 | 12.41 |
| 2026-07-01 | 12.55 |
| 2026-06-30 | 12.31 |
| 2026-06-29 | 12.15 |
| 2026-06-26 | 12.35 |
| 2026-06-25 | 12.13 |
| 2026-06-24 | 12.09 |
| 2026-06-23 | 11.96 |
| 2026-06-22 | 11.73 |
| 2026-06-18 | 11.61 |
| 2026-06-17 | 11.45 |
| 2026-06-16 | 11.57 |
| 2026-06-15 | 11.50 |
| 2026-06-12 | 11.73 |
| 2026-06-11 | 11.57 |
| 2026-06-10 | 11.56 |
| 2026-06-09 | 11.41 |
| 2026-06-08 | 11.35 |
| 2026-06-05 | 11.26 |
| 2026-06-04 | 11.23 |
| 2026-06-03 | 10.92 |
| 2026-06-02 | 11.21 |
| 2026-06-01 | 11.03 |
| 2026-05-29 | 11.15 |
| 2026-05-28 | 11.17 |
| 2026-05-27 | 11.10 |
| 2026-05-26 | 11.20 |
| 2026-05-22 | 11.07 |
| 2026-05-21 | 11.10 |
| 2026-05-20 | 11.01 |
| 2026-05-19 | 10.79 |
| 2026-05-18 | 10.81 |
| 2026-05-15 | 10.59 |
| 2026-05-14 | 10.69 |
| 2026-05-13 | 10.60 |
| 2026-05-12 | 10.74 |
| 2026-05-11 | 10.80 |
| 2026-05-08 | 11.00 |
| 2026-05-07 | 10.99 |
| 2026-05-06 | 11.00 |
| 2026-05-05 | 10.94 |
| 2026-05-04 | 10.84 |
| 2026-05-01 | 11.10 |
| 2026-04-30 | 11.51 |
| 2026-04-29 | 11.38 |
| 2026-04-28 | 11.68 |
| 2026-04-27 | 11.54 |
| 2026-04-24 | 11.41 |
| 2026-04-23 | 11.58 |
| 2026-04-22 | 11.34 |
| 2026-04-21 | 11.46 |
| 2026-04-20 | 11.62 |
| 2026-04-17 | 11.49 |
| 2026-04-16 | 11.26 |
| 2026-04-15 | 11.32 |
| 2026-04-14 | 11.34 |
| 2026-04-13 | 11.42 |
| 2026-04-10 | 11.47 |
| 2026-04-09 | 11.60 |
| 2026-04-08 | 11.42 |
| 2026-04-07 | 11.26 |
| 2026-04-06 | 11.32 |
| 2026-04-02 | 11.19 |
| 2026-04-01 | 11.14 |
| 2026-03-31 | 10.99 |
| 2026-03-30 | 10.86 |
| 2026-03-27 | 10.72 |
| 2026-03-26 | 10.81 |
| 2026-03-25 | 10.74 |
| 2026-03-24 | 10.75 |
| 2026-03-23 | 10.70 |
| 2026-03-20 | 10.52 |
| 2026-03-19 | 10.60 |
| 2026-03-18 | 10.41 |
| 2026-03-17 | 10.58 |
| 2026-03-16 | 10.64 |
| 2026-03-13 | 10.57 |
| 2026-03-12 | 10.65 |
| 2026-03-11 | 10.54 |
| 2026-03-10 | 10.62 |
| 2026-03-09 | 10.66 |
| 2026-03-06 | 10.70 |
| 2026-03-05 | 10.82 |
| 2026-03-04 | 10.96 |
| 2026-03-03 | 11.00 |
| 2026-03-02 | 10.97 |
| 2026-02-27 | 10.79 |
| 2026-02-26 | 11.62 |
| 2026-02-25 | 11.58 |
| 2026-02-24 | 11.36 |
| 2026-02-23 | 11.37 |
| 2026-02-20 | 11.90 |
| 2026-02-19 | 11.75 |
| 2026-02-18 | 11.79 |
| 2026-02-17 | 11.81 |
| 2026-02-13 | 11.73 |
| 2026-02-12 | 11.62 |
| 2026-02-11 | 11.65 |
| 2026-02-10 | 11.76 |
| 2026-02-09 | 11.85 |
| 2026-02-06 | 11.95 |
| 2026-02-05 | 11.79 |
| 2026-02-04 | 11.81 |
| 2026-02-03 | 11.56 |
| 2026-02-02 | 11.40 |
| 2026-01-30 | 11.37 |
| 2026-01-29 | 11.17 |
| 2026-01-28 | 11.00 |
| 2026-01-27 | 11.18 |
| 2026-01-26 | 11.08 |
| 2026-01-23 | 10.98 |
| 2026-01-22 | 11.40 |
| 2026-01-21 | 11.50 |
| 2026-01-20 | 11.04 |
| 2026-01-16 | 10.91 |
| 2026-01-15 | 11.03 |
| 2026-01-14 | 10.79 |
| 2026-01-13 | 10.62 |
| 2026-01-12 | 10.69 |
| 2026-01-09 | 10.78 |
| 2026-01-08 | 10.94 |
| 2026-01-07 | 10.75 |
| 2026-01-06 | 10.81 |
| 2026-01-05 | 10.73 |
| 2026-01-02 | 10.55 |
| 2025-12-31 | 10.50 |
| 2025-12-30 | 10.58 |
| 2025-12-29 | 10.64 |
| 2025-12-26 | 10.67 |
| 2025-12-24 | 10.72 |
| 2025-12-23 | 10.75 |
| 2025-12-22 | 10.83 |
| 2025-12-19 | 10.94 |
| 2025-12-18 | 11.14 |
| 2025-12-17 | 11.08 |
| 2025-12-16 | 11.04 |
| 2025-12-15 | 11.03 |
| 2025-12-12 | 10.99 |
| 2025-12-11 | 10.94 |
| 2025-12-10 | 10.95 |
| 2025-12-09 | 10.59 |
| 2025-12-08 | 10.60 |
| 2025-12-05 | 10.58 |
| 2025-12-04 | 10.61 |
| 2025-12-03 | 10.63 |
| 2025-12-02 | 10.42 |
| 2025-12-01 | 10.44 |
| 2025-11-28 | 10.36 |
| 2025-11-26 | 10.42 |
| 2025-11-25 | 10.47 |
| 2025-11-24 | 10.17 |
| 2025-11-21 | 10.28 |
| 2025-11-20 | 9.97 |
| 2025-11-19 | 9.95 |
| 2025-11-18 | 9.90 |
| 2025-11-17 | 9.94 |
| 2025-11-14 | 10.16 |
| 2025-11-13 | 10.10 |
| 2025-11-12 | 10.33 |
| 2025-11-11 | 10.18 |
| 2025-11-10 | 10.13 |
| 2025-11-07 | 10.12 |
| 2025-11-06 | 9.97 |
| 2025-11-05 | 10.09 |
| 2025-11-04 | 9.93 |
| 2025-11-03 | 10.08 |
| 2025-10-31 | 10.00 |
| 2025-10-30 | 9.87 |
| 2025-10-29 | 9.84 |
| 2025-10-28 | 10.14 |
| 2025-10-27 | 10.12 |
| 2025-10-24 | 10.31 |
| 2025-10-23 | 9.95 |
| 2025-10-22 | 10.15 |
| 2025-10-21 | 9.97 |
| 2025-10-20 | 9.83 |
| 2025-10-17 | 9.64 |
| 2025-10-16 | 9.48 |
| 2025-10-15 | 10.00 |
| 2025-10-14 | 10.18 |
| 2025-10-13 | 9.98 |
| 2025-10-10 | 9.81 |
| 2025-10-09 | 10.16 |
| 2025-10-08 | 10.27 |
| 2025-10-07 | 10.29 |
| 2025-10-06 | 10.37 |
| 2025-10-03 | 10.25 |
| 2025-10-02 | 10.17 |
| 2025-10-01 | 10.18 |
| 2025-09-30 | 10.27 |
| 2025-09-29 | 10.25 |
| 2025-09-26 | 10.42 |
| 2025-09-25 | 10.37 |
| 2025-09-24 | 10.38 |
| 2025-09-23 | 10.37 |
Showing the most recent 260 of 4,881 data points. The chart above shows the full history.
