Jefferson Capital, Inc. Common Stock (JCAP) vs Peoples Bancorp Inc. (PEBO)
A side-by-side comparison of Jefferson Capital, Inc. Common Stock and Peoples Bancorp Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — JCAP vs PEBO
growth of $100 · dividends reinvested · last 1yJCAP vs PEBO: by the numbers
- •PEBO is the larger company ($1.32B vs $1.22B market cap).
- •JCAP converts more revenue to profit (23.50% vs 19.75% net margin).
- •JCAP grew revenue faster over the past five years (54.92% vs 22.72% CAGR).
- •JCAP pays the higher dividend yield (4.88% vs 4.47%).
Metrics side by side
Valuation
| Metric | JCAP | PEBO |
|---|---|---|
| P/E ratio | N/A | 11.10 |
| Forward P/E | 6.69 | 10.07 |
| PEG ratio | N/A | 0.96 |
| P/S ratio | 1.86 | 2.19 |
| P/B ratio | 2.57 | 1.07 |
Profitability
| Metric | JCAP | PEBO |
|---|---|---|
| Operating margin | 51.61% | 21.65% |
| Net margin | 23.50% | 19.75% |
| ROE | 32.55% | 9.64% |
Jefferson Capital, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Peoples Bancorp Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | JCAP | PEBO |
|---|---|---|
| Dividend yield | 4.88% | 4.47% |
| Payout ratio | N/A | 50.15% |
Growth (annualized)
| Metric | JCAP | PEBO |
|---|---|---|
| Revenue CAGR (5Y) | 54.92% | 22.72% |
| EPS CAGR (5Y) | 20.35% | 11.73% |
| Total return CAGR (5Y) | N/A | 7.96% |
Frequently asked
- Which has grown faster, JCAP or PEBO?
- Over the past five years, JCAP grew revenue faster — JCAP at a 54.92% CAGR versus PEBO at 22.72%.
- Does JCAP or PEBO pay a bigger dividend?
- JCAP yields 4.88% and PEBO yields 4.47% based on trailing dividends and the latest price.
- Is JCAP or PEBO more profitable?
- JCAP runs the higher net margin — JCAP at 23.50% versus PEBO at 19.75%.
Go deeper
Dig into the metrics
Jefferson Capital, Inc. Common Stock & Peoples Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.