Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 9.64% is in line with its 5-year average of 10.27%, around the middle of its 5-year range (4.85%–13.41%).
As of the fiscal period ended Tuesday, June 30, 2026. 6.42% above its 12-month average of 9.06%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 9.64%.
RETURN ON EQUITY (ROE)
9.64%
RETURN ON EQUITY (ROE) AVG TTM
9.06%
RETURN ON EQUITY (ROE) AVG 3Y
10.06%
RETURN ON EQUITY (ROE) AVG 5Y
10.27%
RETURN ON EQUITY (ROE) AVG 10Y
8.70%
RETURN ON EQUITY (ROE) AVG 15Y
7.83%
RETURN ON EQUITY (ROE) AVG 20Y
7.35%
CURRENT VS TTM AVG
+6.42%
CURRENT VS 3Y AVG
-4.12%
CURRENT VS 5Y AVG
-6.12%
CURRENT VS 10Y AVG
+10.78%
CURRENT VS 15Y AVG
+23.23%
CURRENT VS 20Y AVG
+31.20%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+10.08%
vs the sector median at left
Peoples Bancorp Inc.
Market Cap
$1.32B
Return on Equity (ROE)
9.64%
TTM Avg
9.06%
3Y Avg
10.06%
5Y Avg
10.27%
Market Cap
$1.32B
Return on Equity (ROE)
10.17%
TTM Avg
12.84%
3Y Avg
13.56%
5Y Avg
13.01%
Market Cap
$1.32B
Return on Equity (ROE)
9.10%
TTM Avg
9.45%
3Y Avg
9.78%
5Y Avg
9.20%
Market Cap
$1.29B
Return on Equity (ROE)
10.24%
TTM Avg
10.84%
3Y Avg
13.04%
5Y Avg
10.87%
Market Cap
$1.38B
Return on Equity (ROE)
12.99%
TTM Avg
14.01%
3Y Avg
17.30%
5Y Avg
14.87%
Market Cap
$1.38B
Return on Equity (ROE)
12.11%
TTM Avg
11.19%
3Y Avg
11.63%
5Y Avg
11.37%
Market Cap
$1.39B
Return on Equity (ROE)
8.07%
TTM Avg
9.31%
3Y Avg
10.48%
5Y Avg
9.68%
Market Cap
$1.24B
Return on Equity (ROE)
17.07%
TTM Avg
17.02%
3Y Avg
19.02%
5Y Avg
17.59%
Market Cap
$1.41B
Return on Equity (ROE)
20.76%
TTM Avg
21.33%
3Y Avg
27.56%
5Y Avg
48.97%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Peoples Bancorp Inc. (PEBO) | $1.32B | 9.64% | 9.06% | 10.06% | 10.27% |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 10.17% | 12.84% | 13.56% | 13.01% |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 9.10% | 9.45% | 9.78% | 9.20% |
| Old Second Bancorp, Inc. (OSBC)vs › | $1.29B | 10.24% | 10.84% | 13.04% | 10.87% |
| Westamerica Bancorporation (WABC)vs › | $1.38B | 12.99% | 14.01% | 17.30% | 14.87% |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 12.11% | 11.19% | 11.63% | 11.37% |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.39B | 8.07% | 9.31% | 10.48% | 9.68% |
| Preferred Bank (PFBC)vs › | $1.24B | 17.07% | 17.02% | 19.02% | 17.59% |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 20.76% | 21.33% | 27.56% | 48.97% |
| United Fire Group, Inc. (UFCS)vs › | $1.41B | 14.42% | 10.25% | 4.62% | 2.33% |
ROE
9.6%
ROA
1.3%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 9.64% |
| 2026-03-31 | 9.16% |
| 2025-12-31 | 8.85% |
| 2025-09-30 | 8.62% |
| 2025-06-30 | 9.03% |
| 2025-03-31 | 9.84% |
| 2024-12-31 | 10.54% |
| 2024-09-30 | 11.03% |
| 2024-06-30 | 11.53% |
| 2024-03-31 | 10.96% |
| 2023-12-31 | 10.76% |
| 2023-09-30 | 10.71% |
| 2023-06-30 | 10.06% |
| 2023-03-31 | 12.71% |
| 2022-12-31 | 12.87% |
| 2022-09-30 | 13.41% |
| 2022-06-30 | 8.93% |
| 2022-03-31 | 6.88% |
| 2021-12-31 | 5.62% |
| 2021-09-30 | 4.85% |
| 2021-06-30 | 9.61% |
| 2021-03-31 | 8.80% |
| 2020-12-31 | 6.04% |
| 2020-09-30 | 5.13% |
| 2020-06-30 | 5.91% |
| 2020-03-31 | 6.57% |
| 2019-12-31 | 8.98% |
| 2019-09-30 | 8.91% |
| 2019-06-30 | 8.69% |
| 2019-03-31 | 9.09% |
| 2018-12-31 | 8.84% |
| 2018-09-30 | 8.16% |
| 2018-06-30 | 7.88% |
| 2018-03-31 | 9.02% |
| 2017-12-31 | 8.35% |
| 2017-09-30 | 8.02% |
| 2017-06-30 | 7.44% |
| 2017-03-31 | 7.18% |
| 2016-12-31 | 7.13% |
| 2016-09-30 | 5.96% |
| 2016-06-30 | 5.16% |
| 2016-03-31 | 4.56% |
| 2015-12-31 | 2.59% |
| 2015-09-30 | 2.93% |
| 2015-06-30 | 2.99% |
| 2015-03-31 | 2.64% |
| 2014-12-31 | 4.85% |
| 2014-09-30 | 5.47% |
| 2014-06-30 | 6.48% |
| 2014-03-31 | 7.49% |
| 2013-12-31 | 7.89% |
| 2013-09-30 | 7.31% |
| 2013-06-30 | 8.45% |
| 2013-03-31 | 8.24% |
| 2012-12-31 | 9.14% |
| 2012-09-30 | 9.25% |
| 2012-06-30 | 9.03% |
| 2012-03-31 | 8.30% |
| 2011-12-31 | 6.08% |
| 2011-09-30 | 4.13% |
| 2011-06-30 | 2.64% |
| 2011-03-31 | 2.91% |
| 2010-12-31 | 2.42% |
| 2010-09-30 | 2.66% |
| 2010-06-30 | 0.73% |
| 2010-03-31 | 0.54% |
| 2009-12-31 | 1.72% |
| 2009-09-30 | -0.05% |
| 2009-06-30 | 2.89% |
| 2009-03-31 | 2.61% |
| 2008-12-31 | 3.99% |
| 2008-09-30 | 6.47% |
| 2008-06-30 | 7.41% |
| 2008-03-31 | 8.83% |
| 2007-12-31 | 9.03% |
| 2007-09-30 | 10.47% |
| 2007-06-30 | 10.73% |
| 2007-03-31 | 10.74% |
| 2006-12-31 | 10.93% |
| 2006-09-30 | 11.19% |
| 2006-06-30 | 11.78% |
| 2006-03-31 | 11.54% |
| 2005-12-31 | 10.97% |
| 2005-09-30 | 9.73% |
| 2005-06-30 | 9.71% |
| 2005-03-31 | 10.20% |
| 2004-12-31 | 10.42% |
| 2004-09-30 | 8.90% |
| 2004-06-30 | 9.55% |
| 2004-03-31 | 9.47% |
| 2003-12-31 | 9.51% |
| 2003-09-30 | 12.27% |
| 2003-06-30 | 11.37% |