Community Trust Bancorp (CTBI) ROE: History & Chart

Community Trust Bancorp, Inc.(CTBI)

Banks - Regional · Pikeville, KY

$76.21+0.13 (+0.17%)

Delayed quote: Oct 6, 2026, 11:25 AM EDT

About Community Trust Bancorp, Inc.

Community Trust Bancorp, Inc. (CTBI) serves as the parent entity for Community Trust Bank, Inc., providing a full spectrum of commercial and personal banking and financial services primarily to individuals and businesses in small and mid-sized communities. The institution offers a diverse array of deposit accounts, including standard checking and savings accounts, time deposits, certificates of deposit, individual retirement accounts (IRAs), Keogh plans, and money market accounts. Its extensive lending portfolio encompasses various financing solutions such as commercial, construction, mortgage, and personal loans. It also offers lease-financing, both revolving and term lines of credit, specialized funding like asset-based financing, loans for residential and commercial real estate, and consumer credit products. Beyond core banking, CTBI delivers additional services such as cash management, safe deposit box rentals, funds transfer capabilities, and the issuance of letters of credit. The company also undertakes significant fiduciary responsibilities, acting as a trustee for personal and employee benefit trusts, an executor for estates, a paying agent for bond and stock issuances, and an investment agent and depositor for securities. Further diversifying its offerings, Community Trust provides securities brokerage, comprehensive trust and wealth management services, debit cards, annuity and life insurance products, and repurchase agreements. Modern digital conveniences like mobile and internet banking, along with e-statements, are also available to customers. Geographically, CTBI maintains a substantial operational footprint with 79 banking branches situated across eastern, northeastern, central, and south-central Kentucky, as well as southern West Virginia and northeastern Tennessee. Complementing its branch network are four dedicated trust offices within Kentucky and one in northeastern Tennessee. Community Trust Bancorp, Inc. was established in 1903 and is headquartered in Pikeville, Kentucky.

Pikeville, KY

930 employees

www.ctbi.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Mark A. Gooch

View full financials

CTBI Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

12.11%

RETURN ON EQUITY (ROE) AVG TTM

11.60%

RETURN ON EQUITY (ROE) AVG 3Y

11.37%

RETURN ON EQUITY (ROE) AVG 5Y

11.83%

RETURN ON EQUITY (ROE) AVG 10Y

11.05%

RETURN ON EQUITY (ROE) AVG 15Y

10.92%

RETURN ON EQUITY (ROE) AVG 20Y

10.81%

CURRENT VS TTM AVG

+4.44%

CURRENT VS 3Y AVG

+6.51%

CURRENT VS 5Y AVG

+2.35%

CURRENT VS 10Y AVG

+9.61%

CURRENT VS 15Y AVG

+10.95%

CURRENT VS 20Y AVG

+12.01%

SECTOR MEDIAN · FINANCIAL SERVICES

9.22%

median of 531 covered companies

CURRENT VS SECTOR MEDIAN

+31.35%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
Community Trust Bancorp, Inc. (CTBI)	$1.38B	12.11%	11.60%	11.37%	11.83%
Burke & Herbert Financial Services Corp. (BHRB)vs ›	$1.40B	8.07%	9.31%	10.48%	9.68%
Atlanticus Holdings Corporation (ATLC)vs ›	$1.42B	20.76%	21.33%	27.56%	48.97%
Amalgamated Financial Corp. (AMAL)vs ›	$1.43B	13.58%	14.09%	14.81%	12.87%
Peoples Bancorp Inc. (PEBO)vs ›	$1.34B	9.64%	9.70%	10.76%	9.12%
HBT Financial, Inc. (HBT)vs ›	$1.33B	10.17%	12.84%	13.56%	13.01%
First Mid Bancshares, Inc. (FMBH)vs ›	$1.33B	9.10%	9.45%	9.78%	9.20%
Lakeland Financial Corporation (LKFN)vs ›	$1.45B	14.38%	13.62%	14.98%	14.39%
Old Second Bancorp, Inc. (OSBC)vs ›	$1.30B	10.24%	10.84%	13.04%	10.87%
Capital Southwest Corporation (CSWC)vs ›	$1.47B	10.46%	9.58%	8.95%	10.19%

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

Community Trust Bancorp, Inc. (CTBI)

$1.38B

12.11%

11.60%

11.37%

11.83%

Burke & Herbert Financial Services Corp. (BHRB)vs ›

$1.40B

8.07%

9.31%

10.48%

9.68%

Atlanticus Holdings Corporation (ATLC)vs ›

$1.42B

20.76%

21.33%

27.56%

48.97%

Amalgamated Financial Corp. (AMAL)vs ›

$1.43B

13.58%

14.09%

14.81%

12.87%

Peoples Bancorp Inc. (PEBO)vs ›

$1.34B

9.64%

9.70%

10.76%

9.12%

HBT Financial, Inc. (HBT)vs ›

$1.33B

10.17%

12.84%

13.56%

13.01%

First Mid Bancshares, Inc. (FMBH)vs ›

$1.33B

9.10%

9.45%

9.78%

9.20%

Lakeland Financial Corporation (LKFN)vs ›

$1.45B

14.38%

13.62%

14.98%

14.39%

Old Second Bancorp, Inc. (OSBC)vs ›

$1.30B

10.24%

10.84%

13.04%

10.87%

Capital Southwest Corporation (CSWC)vs ›

$1.47B

10.46%

9.58%

8.95%

10.19%

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for Community Trust Bancorp, Inc. (CTBI)?

The return on equity (ROE) for CTBI stock is 12.11%.

Is Community Trust Bancorp, Inc.'s return on equity (ROE) high or low?

The return on equity (ROE) of 12.11% is in line with its 5-year average of 11.83%, around the middle of its 5-year range (10.38%–13.05%).

What is the TTM average return on equity (ROE) for Community Trust Bancorp, Inc. (CTBI)?

The TTM average return on equity (ROE) for CTBI stock is 11.60%.

What is the 3Y average return on equity (ROE) for Community Trust Bancorp, Inc. (CTBI)?

The 3Y average return on equity (ROE) for CTBI stock is 11.37%.

What is the 5Y average return on equity (ROE) for Community Trust Bancorp, Inc. (CTBI)?

The 5Y average return on equity (ROE) for CTBI stock is 11.83%.

What is the 10Y average return on equity (ROE) for Community Trust Bancorp, Inc. (CTBI)?

The 10Y average return on equity (ROE) for CTBI stock is 11.05%.

What is the 15Y average return on equity (ROE) for Community Trust Bancorp, Inc. (CTBI)?

The 15Y average return on equity (ROE) for CTBI stock is 10.92%.

What is the 20Y average return on equity (ROE) for Community Trust Bancorp, Inc. (CTBI)?

The 20Y average return on equity (ROE) for CTBI stock is 10.81%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	12.11%
2026-03-31	11.85%
2025-12-31	11.45%
2025-09-30	11.22%
2025-06-30	11.34%
2025-03-31	10.98%
2024-12-31	10.93%
2024-09-30	10.38%
2024-06-30	10.77%
2024-03-31	10.93%
2023-12-31	11.11%
2023-09-30	12.52%
2023-06-30	12.20%
2023-03-31	12.39%
2022-12-31	13.03%
2022-09-30	13.05%
2022-06-30	12.72%
2022-03-31	12.86%
2021-12-31	12.60%
2021-09-30	12.22%
2021-06-30	11.81%
2021-03-31	11.56%
2020-12-31	9.09%
2020-09-30	9.26%
2020-06-30	9.10%
2020-03-31	9.17%
2019-12-31	10.50%
2019-09-30	10.61%
2019-06-30	10.94%
2019-03-31	10.11%
2018-12-31	10.50%
2018-09-30	10.62%
2018-06-30	10.34%
2018-03-31	10.42%
2017-12-31	9.70%
2017-09-30	9.26%
2017-06-30	9.13%
2016-03-31	9.70%
2015-12-31	9.76%
2015-09-30	9.47%
2015-06-30	9.59%
2014-03-31	10.31%
2013-12-31	10.95%
2013-09-30	11.49%
2013-06-30	11.12%
2013-03-31	11.02%
2012-12-31	11.21%
2012-09-30	11.16%
2012-06-30	11.53%
2012-03-31	11.04%
2011-12-31	10.58%
2011-09-30	10.57%
2011-06-30	10.21%
2011-03-31	10.32%
2010-12-31	9.75%
2010-09-30	9.13%
2010-06-30	8.44%
2010-03-31	7.78%
2009-12-31	7.80%
2009-09-30	7.72%
2009-06-30	5.85%
2009-03-31	6.75%
2008-12-31	7.49%
2008-09-30	8.48%
2008-06-30	12.06%
2008-03-31	12.11%
2007-12-31	12.15%
2007-09-30	12.50%
2007-06-30	12.44%
2007-03-31	12.97%
2006-12-31	13.83%
2006-09-30	13.98%
2006-06-30	14.22%
2006-03-31	13.94%
2005-12-31	13.55%
2005-09-30	13.35%
2005-06-30	13.20%
2005-03-31	13.29%
2004-12-31	13.11%
2004-09-30	13.14%
2004-06-30	13.24%
2004-03-31	12.92%
2003-12-31	13.05%
2003-09-30	13.15%
2003-06-30	13.59%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

12.11%

2026-03-31

11.85%

2025-12-31

11.45%

2025-09-30

11.22%

2025-06-30

11.34%

2025-03-31

10.98%

2024-12-31

10.93%

2024-09-30

10.38%

2024-06-30

10.77%

2024-03-31

10.93%

2023-12-31

11.11%

2023-09-30

12.52%

2023-06-30

12.20%

2023-03-31

12.39%

2022-12-31

13.03%

2022-09-30

13.05%

2022-06-30

12.72%

2022-03-31

12.86%

2021-12-31

12.60%

2021-09-30

12.22%

2021-06-30

11.81%

2021-03-31

11.56%

2020-12-31

9.09%

2020-09-30

9.26%

2020-06-30

9.10%

2020-03-31

9.17%

2019-12-31

10.50%

2019-09-30

10.61%

2019-06-30

10.94%

2019-03-31

10.11%

2018-12-31

10.50%

2018-09-30

10.62%

2018-06-30

10.34%

2018-03-31

10.42%

2017-12-31

9.70%

2017-09-30

9.26%

2017-06-30

9.13%

2016-03-31

9.70%

2015-12-31

9.76%

2015-09-30

9.47%

2015-06-30

9.59%

2014-03-31

10.31%

2013-12-31

10.95%

2013-09-30

11.49%

2013-06-30

11.12%

2013-03-31

11.02%

2012-12-31

11.21%

2012-09-30

11.16%

2012-06-30

11.53%

2012-03-31

11.04%

2011-12-31

10.58%

2011-09-30

10.57%

2011-06-30

10.21%

2011-03-31

10.32%

2010-12-31

9.75%

2010-09-30

9.13%

2010-06-30

8.44%

2010-03-31

7.78%

2009-12-31

7.80%

2009-09-30

7.72%

2009-06-30

5.85%

2009-03-31

6.75%

2008-12-31

7.49%

2008-09-30

8.48%

2008-06-30

12.06%

2008-03-31

12.11%

2007-12-31

12.15%

2007-09-30

12.50%

2007-06-30

12.44%

2007-03-31

12.97%

2006-12-31

13.83%

2006-09-30

13.98%

2006-06-30

14.22%

2006-03-31

13.94%

2005-12-31

13.55%

2005-09-30

13.35%

2005-06-30

13.20%

2005-03-31

13.29%

2004-12-31

13.11%

2004-09-30

13.14%

2004-06-30

13.24%

2004-03-31

12.92%

2003-12-31

13.05%

2003-09-30

13.15%

2003-06-30

13.59%

Return on Equity (ROE): 12.11%

CTBI Return on Equity (ROE)

CTBI Average Return on Equity (ROE) Chart

CTBI Current vs Average Return on Equity (ROE) Chart

CTBI Return on Equity (ROE) Metrics

CTBI Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

CTBI Return on Equity (ROE) History

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