Capital Southwest Corporation (CSWC) vs Community Trust Bancorp, Inc. (CTBI)

A side-by-side comparison of Capital Southwest Corporation and Community Trust Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CSWC vs CTBI

growth of $100 · dividends reinvested · last 10y
CSWC +403.1% (+17.5%/yr)CTBI +201.4% (+11.7%/yr)CSWC compounded faster over this window
100200300400500Start $10020182020202220242026$503$301
CSWC CTBI

CSWC vs CTBI: by the numbers

  • •CSWC is the larger company ($1.47B vs $1.39B market cap).
  • •CTBI trades at the lower trailing earnings multiple (12.81 vs 13.05 P/E), one valuation lens rather than an overall verdict.
  • •CSWC converts more revenue to profit (48.19% vs 25.55% net margin).
  • •CSWC grew revenue faster over the past five years (18.61% vs 12.35% CAGR).
  • •CSWC pays the higher dividend yield (10.86% vs 3.02%).

Metrics side by side

Valuation

MetricCSWCCTBI
P/E ratio13.0512.81
Forward P/E10.2111.98
PEG ratioN/A1.26
P/S ratio6.393.29
P/B ratio1.391.56

Profitability

MetricCSWCCTBI
Gross margin94.33%N/A
Operating margin76.87%33.11%
Net margin48.19%25.55%
ROE10.46%12.11%

Community Trust Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCSWCCTBI
Dividend yield10.86%3.02%
Payout ratio141.48%38.53%

Growth (annualized)

MetricCSWCCTBI
Revenue CAGR (5Y)18.61%12.35%
EPS CAGR (5Y)-5.81%10.18%
Total return CAGR (5Y)9.79%16.62%

Frequently asked

Which has the lower trailing P/E, CSWC or CTBI?
CTBI has the lower trailing P/E: CSWC trades at 13.05 and CTBI at 12.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CSWC or CTBI?
Over the past five years, CSWC grew revenue faster — CSWC at a 18.61% CAGR versus CTBI at 12.35%.
Does CSWC or CTBI pay a bigger dividend?
CSWC yields 10.86% and CTBI yields 3.02% based on trailing dividends and the latest price.
Is CSWC or CTBI more profitable?
CSWC runs the higher net margin — CSWC at 48.19% versus CTBI at 25.55%.
How have CSWC and CTBI total returns compared?
Over the past 10 years, CSWC delivered 17.43% and CTBI delivered 11.66% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.