Amalgamated Financial Corp. (AMAL) vs Community Trust Bancorp, Inc. (CTBI)
A side-by-side comparison of Amalgamated Financial Corp. and Community Trust Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — AMAL vs CTBI
growth of $100 · dividends reinvested · last 8yAMAL vs CTBI: by the numbers
- •AMAL is the larger company ($1.43B vs $1.39B market cap).
- •CTBI converts more revenue to profit (25.55% vs 23.37% net margin).
- •AMAL grew revenue faster over the past five years (17.93% vs 12.35% CAGR).
- •CTBI pays the higher dividend yield (3.02% vs 1.36%).
Metrics side by side
Valuation
| Metric | AMAL | CTBI |
|---|---|---|
| P/E ratio | 12.77 | 12.81 |
| Forward P/E | 11.92 | 11.98 |
| PEG ratio | 0.70 | 1.26 |
| P/S ratio | 2.95 | 3.29 |
| P/B ratio | 1.72 | 1.56 |
Profitability
| Metric | AMAL | CTBI |
|---|---|---|
| Operating margin | 31.03% | 33.11% |
| Net margin | 23.37% | 25.55% |
| ROE | 13.58% | 12.11% |
Amalgamated Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Community Trust Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | AMAL | CTBI |
|---|---|---|
| Dividend yield | 1.36% | 3.02% |
| Payout ratio | 17.33% | 38.53% |
Growth (annualized)
| Metric | AMAL | CTBI |
|---|---|---|
| Revenue CAGR (5Y) | 17.93% | 12.35% |
| EPS CAGR (5Y) | 18.45% | 10.18% |
| Total return CAGR (5Y) | 26.16% | 16.62% |
Frequently asked
- Which has the lower trailing P/E, AMAL or CTBI?
- AMAL has the lower trailing P/E: AMAL trades at 12.77 and CTBI at 12.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AMAL or CTBI?
- Over the past five years, AMAL grew revenue faster — AMAL at a 17.93% CAGR versus CTBI at 12.35%.
- Does AMAL or CTBI pay a bigger dividend?
- AMAL yields 1.36% and CTBI yields 3.02% based on trailing dividends and the latest price.
- Is AMAL or CTBI more profitable?
- CTBI runs the higher net margin — AMAL at 23.37% versus CTBI at 25.55%.
- How have AMAL and CTBI total returns compared?
- Over the past 5 years, AMAL delivered 26.16% and CTBI delivered 16.62% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Amalgamated Financial & Community Trust Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.