Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 9.10% is in line with its 5-year average of 9.14%, around the middle of its 5-year range (6.73%–11.52%).
As of the fiscal period ended Tuesday, June 30, 2026. 1.86% below its 12-month average of 9.27%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 9.10%.
RETURN ON EQUITY (ROE)
9.10%
RETURN ON EQUITY (ROE) AVG TTM
9.27%
RETURN ON EQUITY (ROE) AVG 3Y
9.18%
RETURN ON EQUITY (ROE) AVG 5Y
9.14%
RETURN ON EQUITY (ROE) AVG 10Y
8.62%
RETURN ON EQUITY (ROE) AVG 15Y
8.66%
RETURN ON EQUITY (ROE) AVG 20Y
8.65%
CURRENT VS TTM AVG
-1.86%
CURRENT VS 3Y AVG
-0.91%
CURRENT VS 5Y AVG
-0.42%
CURRENT VS 10Y AVG
+5.55%
CURRENT VS 15Y AVG
+5.12%
CURRENT VS 20Y AVG
+5.14%
SECTOR MEDIAN · FINANCIAL SERVICES
9.65%
median of 412 covered companies
CURRENT VS SECTOR MEDIAN
-5.75%
vs the sector median at left
First Mid Bancshares, Inc.
Market Cap
$1.32B
Return on Equity (ROE)
9.10%
TTM Avg
9.27%
3Y Avg
9.18%
5Y Avg
9.14%
Market Cap
$1.32B
Return on Equity (ROE)
10.17%
TTM Avg
12.84%
3Y Avg
13.56%
5Y Avg
13.01%
Market Cap
$1.38B
Return on Equity (ROE)
12.11%
TTM Avg
11.19%
3Y Avg
11.63%
5Y Avg
11.37%
Market Cap
$1.40B
Return on Equity (ROE)
8.07%
TTM Avg
9.31%
3Y Avg
10.48%
5Y Avg
9.68%
Market Cap
$1.40B
Return on Equity (ROE)
20.76%
TTM Avg
21.33%
3Y Avg
27.56%
5Y Avg
48.97%
Market Cap
$1.43B
Return on Equity (ROE)
13.58%
TTM Avg
14.09%
3Y Avg
14.81%
5Y Avg
12.87%
Market Cap
$1.21B
Return on Equity (ROE)
32.55%
TTM Avg
33.50%
3Y Avg
35.86%
5Y Avg
35.86%
Market Cap
$1.46B
Return on Equity (ROE)
10.46%
TTM Avg
9.58%
3Y Avg
8.95%
5Y Avg
10.19%
Market Cap
$1.15B
Return on Equity (ROE)
7.02%
TTM Avg
6.17%
3Y Avg
7.46%
5Y Avg
7.83%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Mid Bancshares, Inc. (FMBH) | $1.32B | 9.10% | 9.27% | 9.18% | 9.14% |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 10.17% | 12.84% | 13.56% | 13.01% |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 12.11% | 11.19% | 11.63% | 11.37% |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.40B | 8.07% | 9.31% | 10.48% | 9.68% |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.40B | 20.76% | 21.33% | 27.56% | 48.97% |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 13.58% | 14.09% | 14.81% | 12.87% |
| Jefferson Capital, Inc. Common Stock (JCAP)vs › | $1.21B | 32.55% | 33.50% | 35.86% | 35.86% |
| Capital Southwest Corporation (CSWC)vs › | $1.46B | 10.46% | 9.58% | 8.95% | 10.19% |
| Heritage Financial Corporation (HFWA)vs › | $1.15B | 7.02% | 6.17% | 7.46% | 7.83% |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.53B | 9.84% | 5.53% | 7.21% | 8.03% |
ROE
9.1%
ROA
1.1%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 9.10% |
| 2026-03-31 | 8.91% |
| 2025-12-31 | 9.57% |
| 2025-09-30 | 9.36% |
| 2025-06-30 | 9.42% |
| 2025-03-31 | 9.25% |
| 2024-12-31 | 9.32% |
| 2024-09-30 | 9.06% |
| 2024-06-30 | 9.03% |
| 2024-03-31 | 8.80% |
| 2023-12-31 | 8.69% |
| 2023-09-30 | 9.69% |
| 2023-06-30 | 11.25% |
| 2023-03-31 | 11.41% |
| 2022-12-31 | 11.52% |
| 2022-09-30 | 11.51% |
| 2022-06-30 | 11.10% |
| 2022-03-31 | 9.60% |
| 2021-12-31 | 8.12% |
| 2021-09-30 | 7.69% |
| 2021-06-30 | 6.73% |
| 2021-03-31 | 6.54% |
| 2020-12-31 | 7.97% |
| 2020-09-30 | 7.79% |
| 2020-06-30 | 7.97% |
| 2020-03-31 | 8.37% |
| 2019-12-31 | 9.10% |
| 2019-09-30 | 8.79% |
| 2019-06-30 | 8.34% |
| 2019-03-31 | 8.35% |
| 2018-12-31 | 7.69% |
| 2018-09-30 | 7.51% |
| 2018-06-30 | 7.45% |
| 2018-03-31 | 9.28% |
| 2017-12-31 | 8.66% |
| 2017-09-30 | 9.27% |
| 2017-06-30 | 8.83% |
| 2017-03-31 | 8.01% |
| 2016-12-31 | 7.78% |
| 2016-09-30 | 6.86% |
| 2016-06-30 | 8.33% |
| 2016-03-31 | 8.15% |
| 2015-12-31 | 8.05% |
| 2015-09-30 | 7.74% |
| 2015-06-30 | 8.10% |
| 2015-03-31 | 9.31% |
| 2014-12-31 | 9.38% |
| 2014-09-30 | 9.38% |
| 2014-06-30 | 9.56% |
| 2014-03-31 | 9.62% |
| 2013-12-31 | 9.86% |
| 2013-09-30 | 9.70% |
| 2013-06-30 | 9.63% |
| 2013-03-31 | 9.02% |
| 2012-12-31 | 8.95% |
| 2012-09-30 | 8.74% |
| 2012-06-30 | 8.33% |
| 2012-03-31 | 8.30% |
| 2011-12-31 | 8.07% |
| 2011-09-30 | 7.46% |
| 2011-06-30 | 7.16% |
| 2011-03-31 | 7.03% |
| 2010-12-31 | 7.80% |
| 2010-09-30 | 7.07% |
| 2010-06-30 | 7.25% |
| 2010-03-31 | 7.52% |
| 2009-12-31 | 7.39% |
| 2009-09-30 | 7.59% |
| 2009-06-30 | 8.41% |
| 2009-03-31 | 9.24% |
| 2008-12-31 | 12.71% |
| 2008-09-30 | 13.77% |
| 2008-06-30 | 13.41% |
| 2008-03-31 | 12.61% |
| 2007-12-31 | 12.63% |
| 2007-09-30 | 12.80% |
| 2007-06-30 | 13.07% |
| 2007-03-31 | 13.34% |
| 2006-12-31 | 13.21% |
| 2006-09-30 | 13.10% |
| 2006-06-30 | 13.71% |
| 2006-03-31 | 13.53% |
| 2005-12-31 | 13.56% |
| 2005-09-30 | 13.63% |
| 2005-06-30 | 13.89% |
| 2005-03-31 | 14.03% |
| 2004-12-31 | 14.10% |
| 2004-09-30 | 13.67% |
| 2004-06-30 | 14.30% |
| 2004-03-31 | 13.79% |
| 2003-12-31 | 12.88% |
| 2003-09-30 | 12.80% |
| 2003-06-30 | 12.34% |