Which has the lower trailing P/E, FMBH or HBT?

FMBH has the lower trailing P/E: FMBH trades at 12.29 and HBT at 15.55. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does FMBH or HBT pay a bigger dividend?

FMBH yields 2.03% and HBT yields 2.53% based on trailing dividends and the latest price.

Is FMBH or HBT more profitable?

HBT runs the higher net margin — FMBH at 22.01% versus HBT at 23.46%.

How have FMBH and HBT total returns compared?

Over the past 5 years, FMBH delivered 6.38% and HBT delivered 21.72% annualized total return. Past performance doesn't predict future results.

First Mid Bancshares, Inc. (FMBH) vs HBT Financial, Inc. (HBT)

A side-by-side comparison of First Mid Bancshares, Inc. and HBT Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FMBH

First Mid Bancshares, Inc.

$1.32B

$49.53Financial ServicesDelayed quote: Oct 6, 2026, 3:00 PM EDT

HBT

HBT Financial, Inc.

$1.32B

$36.24Financial ServicesDelayed quote: Oct 6, 2026, 3:00 PM EDT

Total return — FMBH vs HBT

growth of $100 · dividends reinvested · last 7y

FMBH +77.6% (+8.6%/yr)HBT +198.2% (+16.9%/yr)HBT compounded faster over this window

FMBH HBT

FMBH vs HBT: by the numbers

•FMBH is the larger company ($1.32B vs $1.32B market cap).
•FMBH trades at the lower trailing earnings multiple (12.29 vs 15.55 P/E), one valuation lens rather than an overall verdict.
•HBT converts more revenue to profit (23.46% vs 22.01% net margin).
•HBT pays the higher dividend yield (2.53% vs 2.03%).

Metrics side by side

Valuation

Metric	FMBH	HBT
P/E ratio	12.29	15.55
Forward P/E	11.19	11.93
PEG ratio	1.70	1.22
P/S ratio	2.89	3.98
P/B ratio	1.20	1.72

Profitability

Metric	FMBH	HBT
Operating margin	25.12%	31.83%
Net margin	22.01%	23.46%
ROE	9.10%	10.17%

First Mid Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

HBT Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FMBH	HBT
Dividend yield	2.03%	2.53%
Payout ratio	25.06%	39.48%

Growth (annualized)

Metric	FMBH	HBT
Revenue CAGR (5Y)	15.34%	15.41%
EPS CAGR (5Y)	7.22%	12.74%
Total return CAGR (5Y)	6.38%	21.72%

Frequently asked

Which has the lower trailing P/E, FMBH or HBT?: FMBH has the lower trailing P/E: FMBH trades at 12.29 and HBT at 15.55. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does FMBH or HBT pay a bigger dividend?: FMBH yields 2.03% and HBT yields 2.53% based on trailing dividends and the latest price.
Is FMBH or HBT more profitable?: HBT runs the higher net margin — FMBH at 22.01% versus HBT at 23.46%.
How have FMBH and HBT total returns compared?: Over the past 5 years, FMBH delivered 6.38% and HBT delivered 21.72% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FMBH analysis Full HBT analysis Interactive comparison tool

Dig into the metrics

First Mid Bancshares P/E ratio HBT Financial P/E ratio First Mid Bancshares dividend yield HBT Financial dividend yield First Mid Bancshares ROE HBT Financial ROE First Mid Bancshares operating margin HBT Financial operating margin First Mid Bancshares revenue growth HBT Financial revenue growth

First Mid Bancshares & HBT Financial appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.