Which has grown faster, FMBH or JCAP?

Over the past five years, JCAP grew revenue faster — FMBH at a 15.34% CAGR versus JCAP at 54.92%.

Does FMBH or JCAP pay a bigger dividend?

FMBH yields 2.03% and JCAP yields 4.88% based on trailing dividends and the latest price.

Is FMBH or JCAP more profitable?

JCAP runs the higher net margin — FMBH at 22.01% versus JCAP at 23.50%.

First Mid Bancshares, Inc. (FMBH) vs Jefferson Capital, Inc. Common Stock (JCAP)

A side-by-side comparison of First Mid Bancshares, Inc. and Jefferson Capital, Inc. Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FMBH

First Mid Bancshares, Inc.

$1.33B

$50.03Financial ServicesDelayed quote: Oct 6, 2026, 10:05 AM EDT

JCAP

Jefferson Capital, Inc. Common Stock

$1.21B

$19.66Financial ServicesDelayed quote: Oct 6, 2026, 10:04 AM EDT

Total return — FMBH vs JCAP

growth of $100 · dividends reinvested · last 1y

FMBH +40.5% (+40.5%/yr)JCAP +12.7% (+12.7%/yr)FMBH compounded faster over this window

FMBH JCAP

FMBH vs JCAP: by the numbers

•FMBH is the larger company ($1.33B vs $1.21B market cap).
•JCAP converts more revenue to profit (23.50% vs 22.01% net margin).
•JCAP grew revenue faster over the past five years (54.92% vs 15.34% CAGR).
•JCAP pays the higher dividend yield (4.88% vs 2.03%).

Metrics side by side

Valuation

Metric	FMBH	JCAP
P/E ratio	12.41	N/A
Forward P/E	11.30	6.62
PEG ratio	1.71	N/A
P/S ratio	2.92	1.84
P/B ratio	1.21	2.54

Profitability

Metric	FMBH	JCAP
Operating margin	25.12%	51.61%
Net margin	22.01%	23.50%
ROE	9.10%	32.55%

First Mid Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Jefferson Capital, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FMBH	JCAP
Dividend yield	2.03%	4.88%
Payout ratio	25.06%	N/A

Growth (annualized)

Metric	FMBH	JCAP
Revenue CAGR (5Y)	15.34%	54.92%
EPS CAGR (5Y)	7.22%	20.35%
Total return CAGR (5Y)	6.38%	N/A

Frequently asked

Which has grown faster, FMBH or JCAP?: Over the past five years, JCAP grew revenue faster — FMBH at a 15.34% CAGR versus JCAP at 54.92%.
Does FMBH or JCAP pay a bigger dividend?: FMBH yields 2.03% and JCAP yields 4.88% based on trailing dividends and the latest price.
Is FMBH or JCAP more profitable?: JCAP runs the higher net margin — FMBH at 22.01% versus JCAP at 23.50%.

Go deeper

Full FMBH analysis Full JCAP analysis Interactive comparison tool

Dig into the metrics

First Mid Bancshares P/E ratio First Mid Bancshares dividend yield Jefferson Capital, Inc. Common Stock dividend yield First Mid Bancshares ROE Jefferson Capital, Inc. Common Stock ROE First Mid Bancshares operating margin Jefferson Capital, Inc. Common Stock operating margin First Mid Bancshares revenue growth Jefferson Capital, Inc. Common Stock revenue growth

First Mid Bancshares & Jefferson Capital, Inc. Common Stock appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest ROE Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.