Burke & Herbert Financial Services Corp. (BHRB) vs Community Trust Bancorp, Inc. (CTBI)
A side-by-side comparison of Burke & Herbert Financial Services Corp. and Community Trust Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BHRB vs CTBI
growth of $100 · dividends reinvested · last 10yBHRB vs CTBI: by the numbers
- •BHRB is the larger company ($1.40B vs $1.38B market cap).
- •BHRB trades at the lower trailing earnings multiple (11.06 vs 12.74 P/E), one valuation lens rather than an overall verdict.
- •CTBI converts more revenue to profit (25.55% vs 21.89% net margin).
- •BHRB grew revenue faster over the past five years (30.19% vs 12.35% CAGR).
- •BHRB pays the higher dividend yield (3.18% vs 3.02%).
Metrics side by side
Valuation
| Metric | BHRB | CTBI |
|---|---|---|
| P/E ratio | 11.06 | 12.74 |
| Forward P/E | 9.14 | 11.92 |
| PEG ratio | 0.60 | 1.26 |
| P/S ratio | 3.15 | 3.27 |
| P/B ratio | 1.17 | 1.55 |
Profitability
| Metric | BHRB | CTBI |
|---|---|---|
| Operating margin | 27.12% | 33.11% |
| Net margin | 21.89% | 25.55% |
| ROE | 8.07% | 12.11% |
Burke & Herbert Financial Services Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Community Trust Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BHRB | CTBI |
|---|---|---|
| Dividend yield | 3.18% | 3.02% |
| Payout ratio | 35.14% | 38.53% |
Growth (annualized)
| Metric | BHRB | CTBI |
|---|---|---|
| Revenue CAGR (5Y) | 30.19% | 12.35% |
| EPS CAGR (5Y) | 18.55% | 10.18% |
| Total return CAGR (5Y) | 8.92% | 16.62% |
Frequently asked
- Which has the lower trailing P/E, BHRB or CTBI?
- BHRB has the lower trailing P/E: BHRB trades at 11.06 and CTBI at 12.74. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BHRB or CTBI?
- Over the past five years, BHRB grew revenue faster — BHRB at a 30.19% CAGR versus CTBI at 12.35%.
- Does BHRB or CTBI pay a bigger dividend?
- BHRB yields 3.18% and CTBI yields 3.02% based on trailing dividends and the latest price.
- Is BHRB or CTBI more profitable?
- CTBI runs the higher net margin — BHRB at 21.89% versus CTBI at 25.55%.
- How have BHRB and CTBI total returns compared?
- Over the past 10 years, BHRB delivered 7.50% and CTBI delivered 11.66% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Burke & Herbert Financial Services & Community Trust Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.