Community Trust Bancorp, Inc. (CTBI) vs Peoples Bancorp Inc. (PEBO)
A side-by-side comparison of Community Trust Bancorp, Inc. and Peoples Bancorp Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CTBI vs PEBO
growth of $100 · dividends reinvested · last 10yCTBI vs PEBO: by the numbers
- •CTBI is the larger company ($1.38B vs $1.32B market cap).
- •PEBO trades at the lower trailing earnings multiple (11.10 vs 12.75 P/E), one valuation lens rather than an overall verdict.
- •CTBI converts more revenue to profit (25.55% vs 19.75% net margin).
- •PEBO grew revenue faster over the past five years (22.72% vs 12.35% CAGR).
- •PEBO pays the higher dividend yield (4.47% vs 3.02%).
Metrics side by side
Valuation
| Metric | CTBI | PEBO |
|---|---|---|
| P/E ratio | 12.75 | 11.10 |
| Forward P/E | 11.93 | 10.07 |
| PEG ratio | 1.26 | 0.96 |
| P/S ratio | 3.27 | 2.19 |
| P/B ratio | 1.55 | 1.07 |
Profitability
| Metric | CTBI | PEBO |
|---|---|---|
| Operating margin | 33.11% | 21.65% |
| Net margin | 25.55% | 19.75% |
| ROE | 12.11% | 9.64% |
Community Trust Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Peoples Bancorp Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CTBI | PEBO |
|---|---|---|
| Dividend yield | 3.02% | 4.47% |
| Payout ratio | 38.53% | 50.15% |
Growth (annualized)
| Metric | CTBI | PEBO |
|---|---|---|
| Revenue CAGR (5Y) | 12.35% | 22.72% |
| EPS CAGR (5Y) | 10.18% | 11.73% |
| Total return CAGR (5Y) | 16.62% | 7.96% |
Frequently asked
- Which has the lower trailing P/E, CTBI or PEBO?
- PEBO has the lower trailing P/E: CTBI trades at 12.75 and PEBO at 11.10. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CTBI or PEBO?
- Over the past five years, PEBO grew revenue faster — CTBI at a 12.35% CAGR versus PEBO at 22.72%.
- Does CTBI or PEBO pay a bigger dividend?
- CTBI yields 3.02% and PEBO yields 4.47% based on trailing dividends and the latest price.
- Is CTBI or PEBO more profitable?
- CTBI runs the higher net margin — CTBI at 25.55% versus PEBO at 19.75%.
- How have CTBI and PEBO total returns compared?
- Over the past 10 years, CTBI delivered 11.66% and PEBO delivered 9.14% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Community Trust Bancorp & Peoples Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.