Atlanticus Holdings Corporation (ATLC) vs Peoples Bancorp Inc. (PEBO)
A side-by-side comparison of Atlanticus Holdings Corporation and Peoples Bancorp Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ATLC vs PEBO
growth of $100 · dividends reinvested · last 10yATLC vs PEBO: by the numbers
- •ATLC is the larger company ($1.42B vs $1.33B market cap).
- •PEBO trades at the lower trailing earnings multiple (11.20 vs 12.23 P/E), one valuation lens rather than an overall verdict.
- •PEBO converts more revenue to profit (19.75% vs 9.30% net margin).
- •ATLC grew revenue faster over the past five years (33.60% vs 22.72% CAGR).
- •PEBO pays a dividend (4.47% yield), while ATLC is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | ATLC | PEBO |
|---|---|---|
| P/E ratio | 12.23 | 11.20 |
| Forward P/E | 9.73 | 10.16 |
| PEG ratio | 1.43 | 0.97 |
| P/S ratio | 0.85 | 2.21 |
| P/B ratio | 2.02 | 1.08 |
Profitability
| Metric | ATLC | PEBO |
|---|---|---|
| Operating margin | 17.73% | 21.65% |
| Net margin | 9.30% | 19.75% |
| ROE | 20.76% | 9.64% |
Atlanticus Holdings Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Peoples Bancorp Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ATLC | PEBO |
|---|---|---|
| Dividend yield | N/A | 4.47% |
| Payout ratio | N/A | 50.15% |
Growth (annualized)
| Metric | ATLC | PEBO |
|---|---|---|
| Revenue CAGR (5Y) | 33.60% | 22.72% |
| EPS CAGR (5Y) | 6.79% | 11.73% |
| Total return CAGR (5Y) | 11.24% | 7.96% |
Frequently asked
- Which has the lower trailing P/E, ATLC or PEBO?
- PEBO has the lower trailing P/E: ATLC trades at 12.23 and PEBO at 11.20. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ATLC or PEBO?
- Over the past five years, ATLC grew revenue faster — ATLC at a 33.60% CAGR versus PEBO at 22.72%.
- Does ATLC or PEBO pay a bigger dividend?
- PEBO pays a dividend (4.47% yield), while ATLC is a former payer with no current dividend run rate.
- Is ATLC or PEBO more profitable?
- PEBO runs the higher net margin — ATLC at 9.30% versus PEBO at 19.75%.
- How have ATLC and PEBO total returns compared?
- Over the past 10 years, ATLC delivered 40.96% and PEBO delivered 9.14% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Atlanticus & Peoples Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.