Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 17.07% is in line with its 5-year average of 18.43%, around the middle of its 5-year range (14.43%–22.93%).
As of the fiscal period ended Tuesday, June 30, 2026. 0.35% above its 12-month average of 17.01%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 17.07%.
RETURN ON EQUITY (ROE)
17.07%
RETURN ON EQUITY (ROE) AVG TTM
17.01%
RETURN ON EQUITY (ROE) AVG 3Y
18.77%
RETURN ON EQUITY (ROE) AVG 5Y
18.43%
RETURN ON EQUITY (ROE) AVG 10Y
16.11%
RETURN ON EQUITY (ROE) AVG 15Y
14.67%
RETURN ON EQUITY (ROE) AVG 20Y
14.63%
CURRENT VS TTM AVG
+0.35%
CURRENT VS 3Y AVG
-9.07%
CURRENT VS 5Y AVG
-7.38%
CURRENT VS 10Y AVG
+5.93%
CURRENT VS 15Y AVG
+16.37%
CURRENT VS 20Y AVG
+16.66%
SECTOR MEDIAN · FINANCIAL SERVICES
8.77%
median of 602 covered companies
CURRENT VS SECTOR MEDIAN
+94.63%
vs the sector median at left
Preferred Bank
Market Cap
$1.24B
Return on Equity (ROE)
17.07%
TTM Avg
17.01%
3Y Avg
18.77%
5Y Avg
18.43%
Market Cap
$1.22B
Return on Equity (ROE)
32.55%
TTM Avg
33.50%
3Y Avg
35.86%
5Y Avg
35.86%
Market Cap
$1.29B
Return on Equity (ROE)
10.24%
TTM Avg
10.84%
3Y Avg
13.04%
5Y Avg
10.87%
Market Cap
$1.32B
Return on Equity (ROE)
9.10%
TTM Avg
9.45%
3Y Avg
9.78%
5Y Avg
9.20%
Market Cap
$1.32B
Return on Equity (ROE)
10.17%
TTM Avg
12.84%
3Y Avg
13.56%
5Y Avg
13.01%
Market Cap
$1.15B
Return on Equity (ROE)
7.02%
TTM Avg
6.17%
3Y Avg
7.46%
5Y Avg
7.83%
Market Cap
$1.33B
Return on Equity (ROE)
9.64%
TTM Avg
9.70%
3Y Avg
10.76%
5Y Avg
9.12%
Market Cap
$1.38B
Return on Equity (ROE)
12.11%
TTM Avg
11.19%
3Y Avg
11.63%
5Y Avg
11.37%
Market Cap
$1.40B
Return on Equity (ROE)
8.07%
TTM Avg
9.31%
3Y Avg
10.48%
5Y Avg
9.68%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Preferred Bank (PFBC) | $1.24B | 17.07% | 17.01% | 18.77% | 18.43% |
| Jefferson Capital, Inc. Common Stock (JCAP)vs › | $1.22B | 32.55% | 33.50% | 35.86% | 35.86% |
| Old Second Bancorp, Inc. (OSBC)vs › | $1.29B | 10.24% | 10.84% | 13.04% | 10.87% |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 9.10% | 9.45% | 9.78% | 9.20% |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 10.17% | 12.84% | 13.56% | 13.01% |
| Heritage Financial Corporation (HFWA)vs › | $1.15B | 7.02% | 6.17% | 7.46% | 7.83% |
| Peoples Bancorp Inc. (PEBO)vs › | $1.33B | 9.64% | 9.70% | 10.76% | 9.12% |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 12.11% | 11.19% | 11.63% | 11.37% |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.40B | 8.07% | 9.31% | 10.48% | 9.68% |
| International General Insurance Holdings Ltd. (IGIC)vs › | $1.07B | 16.20% | 19.27% | 20.53% | 16.82% |
ROE
17.1%
ROA
1.8%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 17.07% |
| 2026-03-31 | 17.50% |
| 2025-12-31 | 16.93% |
| 2025-09-30 | 16.64% |
| 2025-06-30 | 16.92% |
| 2025-03-31 | 16.34% |
| 2024-12-31 | 17.12% |
| 2024-09-30 | 18.17% |
| 2024-06-30 | 19.51% |
| 2024-03-31 | 20.79% |
| 2023-12-31 | 21.59% |
| 2023-09-30 | 22.93% |
| 2023-06-30 | 22.54% |
| 2023-03-31 | 21.46% |
| 2022-12-31 | 20.44% |
| 2022-09-30 | 19.59% |
| 2022-06-30 | 18.03% |
| 2022-03-31 | 16.81% |
| 2021-12-31 | 16.23% |
| 2021-09-30 | 15.96% |
| 2021-06-30 | 14.43% |
| 2021-03-31 | 13.82% |
| 2020-12-31 | 13.22% |
| 2020-09-30 | 13.54% |
| 2020-06-30 | 14.55% |
| 2020-03-31 | 16.00% |
| 2019-12-31 | 16.67% |
| 2019-09-30 | 16.86% |
| 2019-06-30 | 16.77% |
| 2019-03-31 | 16.92% |
| 2018-12-31 | 17.04% |
| 2018-09-30 | 15.02% |
| 2018-06-30 | 14.38% |
| 2018-03-31 | 13.40% |
| 2017-12-31 | 12.22% |
| 2017-09-30 | 14.42% |
| 2017-06-30 | 13.74% |
| 2017-03-31 | 13.18% |
| 2016-12-31 | 12.20% |
| 2016-09-30 | 11.63% |
| 2016-06-30 | 11.30% |
| 2016-03-31 | 11.29% |
| 2015-12-31 | 11.26% |
| 2015-09-30 | 11.29% |
| 2015-06-30 | 11.01% |
| 2015-03-31 | 10.72% |
| 2014-12-31 | 10.46% |
| 2014-09-30 | 10.32% |
| 2014-06-30 | 10.00% |
| 2014-03-31 | 9.47% |
| 2013-12-31 | 9.28% |
| 2013-09-30 | 9.11% |
| 2013-06-30 | 8.25% |
| 2013-03-31 | 3.20% |
| 2012-12-31 | 12.71% |
| 2012-09-30 | 12.48% |
| 2012-06-30 | 14.65% |
| 2012-03-31 | 18.26% |
| 2011-12-31 | 7.74% |
| 2011-09-30 | -1.86% |
| 2011-06-30 | -9.78% |
| 2011-03-31 | -13.51% |
| 2010-12-31 | -11.89% |
| 2010-09-30 | -35.61% |
| 2010-06-30 | -53.61% |
| 2010-03-31 | -100.07% |
| 2009-12-31 | -111.53% |
| 2009-09-30 | -36.03% |
| 2009-06-30 | -12.63% |
| 2009-03-31 | -7.35% |
| 2008-12-31 | -3.65% |
| 2008-09-30 | 4.12% |
| 2008-06-30 | 11.10% |
| 2008-03-31 | 15.60% |
| 2007-12-31 | 17.30% |
| 2007-09-30 | 16.95% |
| 2007-06-30 | 16.56% |
| 2007-03-31 | 16.18% |
| 2006-12-31 | 16.00% |
| 2006-09-30 | 15.43% |
| 2006-06-30 | 14.92% |
| 2006-03-31 | 14.37% |
| 2005-12-31 | 13.59% |
| 2005-09-30 | 12.46% |
| 2005-06-30 | 11.55% |
| 2005-03-31 | 10.74% |
| 2004-12-31 | 14.52% |