Which has grown faster, JCAP or PFBC?

Over the past five years, JCAP grew revenue faster — JCAP at a 54.92% CAGR versus PFBC at 18.69%.

Does JCAP or PFBC pay a bigger dividend?

JCAP yields 4.88% and PFBC yields 3.76% based on trailing dividends and the latest price.

Is JCAP or PFBC more profitable?

PFBC runs the higher net margin — JCAP at 23.50% versus PFBC at 26.75%.

Jefferson Capital, Inc. Common Stock (JCAP) vs Preferred Bank (PFBC)

A side-by-side comparison of Jefferson Capital, Inc. Common Stock and Preferred Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

JCAP

Jefferson Capital, Inc. Common Stock

$1.22B

$19.86Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

PFBC

Preferred Bank

$1.24B

$104.54Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — JCAP vs PFBC

growth of $100 · dividends reinvested · last 1y

JCAP +12.7% (+12.7%/yr)PFBC +29.2% (+29.2%/yr)PFBC compounded faster over this window

JCAP PFBC

JCAP vs PFBC: by the numbers

•PFBC is the larger company ($1.24B vs $1.22B market cap).
•PFBC converts more revenue to profit (26.75% vs 23.50% net margin).
•JCAP grew revenue faster over the past five years (54.92% vs 18.69% CAGR).
•JCAP pays the higher dividend yield (4.88% vs 3.76%).

Metrics side by side

Valuation

Metric	JCAP	PFBC
P/E ratio	N/A	9.56
Forward P/E	6.69	9.73
PEG ratio	N/A	0.55
P/S ratio	1.86	2.44
P/B ratio	2.57	1.56

Profitability

Metric	JCAP	PFBC
Operating margin	51.61%	38.22%
Net margin	23.50%	26.75%
ROE	32.55%	17.07%

Jefferson Capital, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Preferred Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	JCAP	PFBC
Dividend yield	4.88%	3.76%
Payout ratio	N/A	36.11%

Growth (annualized)

Metric	JCAP	PFBC
Revenue CAGR (5Y)	54.92%	18.69%
EPS CAGR (5Y)	20.35%	17.94%
Total return CAGR (5Y)	N/A	12.92%

Frequently asked

Which has grown faster, JCAP or PFBC?: Over the past five years, JCAP grew revenue faster — JCAP at a 54.92% CAGR versus PFBC at 18.69%.
Does JCAP or PFBC pay a bigger dividend?: JCAP yields 4.88% and PFBC yields 3.76% based on trailing dividends and the latest price.
Is JCAP or PFBC more profitable?: PFBC runs the higher net margin — JCAP at 23.50% versus PFBC at 26.75%.

Go deeper

Full JCAP analysis Full PFBC analysis Interactive comparison tool

Dig into the metrics

Preferred Bank P/E ratio Jefferson Capital, Inc. Common Stock dividend yield Preferred Bank dividend yield Jefferson Capital, Inc. Common Stock ROE Preferred Bank ROE Jefferson Capital, Inc. Common Stock operating margin Preferred Bank operating margin Jefferson Capital, Inc. Common Stock revenue growth Preferred Bank revenue growth

Jefferson Capital, Inc. Common Stock & Preferred Bank appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest ROE Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.