Which has the lower trailing P/E, OSBC or PFBC?

PFBC has the lower trailing P/E: OSBC trades at 14.39 and PFBC at 9.58. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, OSBC or PFBC?

Over the past five years, OSBC grew revenue faster — OSBC at a 25.53% CAGR versus PFBC at 18.69%.

Does OSBC or PFBC pay a bigger dividend?

OSBC yields 1.11% and PFBC yields 3.76% based on trailing dividends and the latest price.

Is OSBC or PFBC more profitable?

PFBC runs the higher net margin — OSBC at 21.50% versus PFBC at 26.75%.

How have OSBC and PFBC total returns compared?

Over the past 10 years, OSBC delivered 12.68% and PFBC delivered 14.60% annualized total return. Past performance doesn't predict future results.

Old Second Bancorp, Inc. (OSBC) vs Preferred Bank (PFBC)

A side-by-side comparison of Old Second Bancorp, Inc. and Preferred Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

OSBC

Old Second Bancorp, Inc.

$1.29B

$25.05Financial ServicesDelayed quote: Oct 6, 2026, 12:15 PM EDT

PFBC

Preferred Bank

$1.24B

$104.76Financial ServicesDelayed quote: Oct 6, 2026, 12:15 PM EDT

Total return — OSBC vs PFBC

growth of $100 · dividends reinvested · last 10y

OSBC +231.6% (+12.7%/yr)PFBC +302.8% (+15.0%/yr)PFBC compounded faster over this window

OSBC PFBC

OSBC vs PFBC: by the numbers

•OSBC is the larger company ($1.29B vs $1.24B market cap).
•PFBC trades at the lower trailing earnings multiple (9.58 vs 14.39 P/E), one valuation lens rather than an overall verdict.
•PFBC converts more revenue to profit (26.75% vs 21.50% net margin).
•OSBC grew revenue faster over the past five years (25.53% vs 18.69% CAGR).
•PFBC pays the higher dividend yield (3.76% vs 1.11%).

Metrics side by side

Valuation

Metric	OSBC	PFBC
P/E ratio	14.39	9.58
Forward P/E	11.44	9.75
PEG ratio	1.20	0.55
P/S ratio	3.00	2.45
P/B ratio	1.43	1.56

Profitability

Metric	OSBC	PFBC
Operating margin	29.60%	38.22%
Net margin	21.50%	26.75%
ROE	10.24%	17.07%

Old Second Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Preferred Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	OSBC	PFBC
Dividend yield	1.11%	3.76%
Payout ratio	16.09%	36.11%

Growth (annualized)

Metric	OSBC	PFBC
Revenue CAGR (5Y)	25.53%	18.69%
EPS CAGR (5Y)	11.78%	17.94%
Total return CAGR (5Y)	14.78%	12.92%

Frequently asked

Which has the lower trailing P/E, OSBC or PFBC?: PFBC has the lower trailing P/E: OSBC trades at 14.39 and PFBC at 9.58. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, OSBC or PFBC?: Over the past five years, OSBC grew revenue faster — OSBC at a 25.53% CAGR versus PFBC at 18.69%.
Does OSBC or PFBC pay a bigger dividend?: OSBC yields 1.11% and PFBC yields 3.76% based on trailing dividends and the latest price.
Is OSBC or PFBC more profitable?: PFBC runs the higher net margin — OSBC at 21.50% versus PFBC at 26.75%.
How have OSBC and PFBC total returns compared?: Over the past 10 years, OSBC delivered 12.68% and PFBC delivered 14.60% annualized total return. Past performance doesn't predict future results.

Go deeper

Full OSBC analysis Full PFBC analysis Interactive comparison tool

Dig into the metrics

Old Second Bancorp P/E ratio Preferred Bank P/E ratio Old Second Bancorp dividend yield Preferred Bank dividend yield Old Second Bancorp ROE Preferred Bank ROE Old Second Bancorp operating margin Preferred Bank operating margin Old Second Bancorp revenue growth Preferred Bank revenue growth

Old Second Bancorp & Preferred Bank appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.