Which has the lower trailing P/E, HFWA or PFBC?

PFBC has the lower trailing P/E: HFWA trades at 13.24 and PFBC at 9.60. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, HFWA or PFBC?

Over the past five years, PFBC grew revenue faster — HFWA at a 5.82% CAGR versus PFBC at 18.69%.

Does HFWA or PFBC pay a bigger dividend?

HFWA yields 3.48% and PFBC yields 3.76% based on trailing dividends and the latest price.

Is HFWA or PFBC more profitable?

PFBC runs the higher net margin — HFWA at 23.17% versus PFBC at 26.75%.

How have HFWA and PFBC total returns compared?

Over the past 10 years, HFWA delivered 8.02% and PFBC delivered 14.60% annualized total return. Past performance doesn't predict future results.

Heritage Financial Corporation (HFWA) vs Preferred Bank (PFBC)

A side-by-side comparison of Heritage Financial Corporation and Preferred Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

HFWA

Heritage Financial Corporation

$1.15B

$27.94Financial ServicesDelayed quote: Oct 6, 2026, 12:00 PM EDT

PFBC

Preferred Bank

$1.24B

$104.97Financial ServicesDelayed quote: Oct 6, 2026, 11:54 AM EDT

Total return — HFWA vs PFBC

growth of $100 · dividends reinvested · last 10y

HFWA +118.1% (+8.1%/yr)PFBC +299.4% (+14.9%/yr)PFBC compounded faster over this window

HFWA PFBC

HFWA vs PFBC: by the numbers

•PFBC is the larger company ($1.24B vs $1.15B market cap).
•PFBC trades at the lower trailing earnings multiple (9.60 vs 13.24 P/E), one valuation lens rather than an overall verdict.
•PFBC converts more revenue to profit (26.75% vs 23.17% net margin).
•PFBC grew revenue faster over the past five years (18.69% vs 5.82% CAGR).
•PFBC pays the higher dividend yield (3.76% vs 3.48%).

Metrics side by side

Valuation

Metric	HFWA	PFBC
P/E ratio	13.24	9.60
Forward P/E	14.17	9.77
PEG ratio	1.52	0.55
P/S ratio	3.42	2.45
P/B ratio	1.04	1.57

Profitability

Metric	HFWA	PFBC
Operating margin	23.15%	38.22%
Net margin	23.17%	26.75%
ROE	7.02%	17.07%

Heritage Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Preferred Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	HFWA	PFBC
Dividend yield	3.48%	3.76%
Payout ratio	45.97%	36.11%

Growth (annualized)

Metric	HFWA	PFBC
Revenue CAGR (5Y)	5.82%	18.69%
EPS CAGR (5Y)	9.06%	17.94%
Total return CAGR (5Y)	5.89%	12.92%

Frequently asked

Which has the lower trailing P/E, HFWA or PFBC?: PFBC has the lower trailing P/E: HFWA trades at 13.24 and PFBC at 9.60. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, HFWA or PFBC?: Over the past five years, PFBC grew revenue faster — HFWA at a 5.82% CAGR versus PFBC at 18.69%.
Does HFWA or PFBC pay a bigger dividend?: HFWA yields 3.48% and PFBC yields 3.76% based on trailing dividends and the latest price.
Is HFWA or PFBC more profitable?: PFBC runs the higher net margin — HFWA at 23.17% versus PFBC at 26.75%.
How have HFWA and PFBC total returns compared?: Over the past 10 years, HFWA delivered 8.02% and PFBC delivered 14.60% annualized total return. Past performance doesn't predict future results.

Go deeper

Full HFWA analysis Full PFBC analysis Interactive comparison tool

Dig into the metrics

Heritage Financial P/E ratio Preferred Bank P/E ratio Heritage Financial dividend yield Preferred Bank dividend yield Heritage Financial ROE Preferred Bank ROE Heritage Financial operating margin Preferred Bank operating margin Heritage Financial revenue growth Preferred Bank revenue growth

Heritage Financial & Preferred Bank appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.