First Mid Bancshares, Inc. (FMBH) vs Preferred Bank (PFBC)

A side-by-side comparison of First Mid Bancshares, Inc. and Preferred Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FMBH vs PFBC

growth of $100 · dividends reinvested · last 10y
FMBH +134.8% (+8.9%/yr)PFBC +299.4% (+14.9%/yr)PFBC compounded faster over this window
100200300400Start $10020182020202220242026$235$399
FMBH PFBC

FMBH vs PFBC: by the numbers

  • •FMBH is the larger company ($1.32B vs $1.23B market cap).
  • •PFBC trades at the lower trailing earnings multiple (9.52 vs 12.31 P/E), one valuation lens rather than an overall verdict.
  • •PFBC converts more revenue to profit (26.75% vs 22.01% net margin).
  • •PFBC grew revenue faster over the past five years (18.69% vs 15.34% CAGR).
  • •PFBC pays the higher dividend yield (3.76% vs 2.03%).

Metrics side by side

Valuation

MetricFMBHPFBC
P/E ratio12.319.52
Forward P/E11.219.69
PEG ratio1.700.54
P/S ratio2.902.44
P/B ratio1.201.55

Profitability

MetricFMBHPFBC
Operating margin25.12%38.22%
Net margin22.01%26.75%
ROE9.10%17.07%

First Mid Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Preferred Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFMBHPFBC
Dividend yield2.03%3.76%
Payout ratio25.06%36.11%

Growth (annualized)

MetricFMBHPFBC
Revenue CAGR (5Y)15.34%18.69%
EPS CAGR (5Y)7.22%17.94%
Total return CAGR (5Y)6.38%12.92%

Frequently asked

Which has the lower trailing P/E, FMBH or PFBC?
PFBC has the lower trailing P/E: FMBH trades at 12.31 and PFBC at 9.52. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FMBH or PFBC?
Over the past five years, PFBC grew revenue faster — FMBH at a 15.34% CAGR versus PFBC at 18.69%.
Does FMBH or PFBC pay a bigger dividend?
FMBH yields 2.03% and PFBC yields 3.76% based on trailing dividends and the latest price.
Is FMBH or PFBC more profitable?
PFBC runs the higher net margin — FMBH at 22.01% versus PFBC at 26.75%.
How have FMBH and PFBC total returns compared?
Over the past 10 years, FMBH delivered 9.04% and PFBC delivered 14.60% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.