First Mid Bancshares, Inc. (FMBH) vs Preferred Bank (PFBC)
A side-by-side comparison of First Mid Bancshares, Inc. and Preferred Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FMBH vs PFBC
growth of $100 · dividends reinvested · last 10yFMBH vs PFBC: by the numbers
- •FMBH is the larger company ($1.32B vs $1.23B market cap).
- •PFBC trades at the lower trailing earnings multiple (9.52 vs 12.31 P/E), one valuation lens rather than an overall verdict.
- •PFBC converts more revenue to profit (26.75% vs 22.01% net margin).
- •PFBC grew revenue faster over the past five years (18.69% vs 15.34% CAGR).
- •PFBC pays the higher dividend yield (3.76% vs 2.03%).
Metrics side by side
Valuation
| Metric | FMBH | PFBC |
|---|---|---|
| P/E ratio | 12.31 | 9.52 |
| Forward P/E | 11.21 | 9.69 |
| PEG ratio | 1.70 | 0.54 |
| P/S ratio | 2.90 | 2.44 |
| P/B ratio | 1.20 | 1.55 |
Profitability
| Metric | FMBH | PFBC |
|---|---|---|
| Operating margin | 25.12% | 38.22% |
| Net margin | 22.01% | 26.75% |
| ROE | 9.10% | 17.07% |
First Mid Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Preferred Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FMBH | PFBC |
|---|---|---|
| Dividend yield | 2.03% | 3.76% |
| Payout ratio | 25.06% | 36.11% |
Growth (annualized)
| Metric | FMBH | PFBC |
|---|---|---|
| Revenue CAGR (5Y) | 15.34% | 18.69% |
| EPS CAGR (5Y) | 7.22% | 17.94% |
| Total return CAGR (5Y) | 6.38% | 12.92% |
Frequently asked
- Which has the lower trailing P/E, FMBH or PFBC?
- PFBC has the lower trailing P/E: FMBH trades at 12.31 and PFBC at 9.52. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FMBH or PFBC?
- Over the past five years, PFBC grew revenue faster — FMBH at a 15.34% CAGR versus PFBC at 18.69%.
- Does FMBH or PFBC pay a bigger dividend?
- FMBH yields 2.03% and PFBC yields 3.76% based on trailing dividends and the latest price.
- Is FMBH or PFBC more profitable?
- PFBC runs the higher net margin — FMBH at 22.01% versus PFBC at 26.75%.
- How have FMBH and PFBC total returns compared?
- Over the past 10 years, FMBH delivered 9.04% and PFBC delivered 14.60% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
First Mid Bancshares & Preferred Bank appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.