Which has the lower trailing P/E, HBT or PFBC?

PFBC has the lower trailing P/E: HBT trades at 15.60 and PFBC at 9.53. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, HBT or PFBC?

Over the past five years, PFBC grew revenue faster — HBT at a 15.41% CAGR versus PFBC at 18.69%.

Does HBT or PFBC pay a bigger dividend?

HBT yields 2.53% and PFBC yields 3.76% based on trailing dividends and the latest price.

Is HBT or PFBC more profitable?

PFBC runs the higher net margin — HBT at 23.46% versus PFBC at 26.75%.

How have HBT and PFBC total returns compared?

Over the past 5 years, HBT delivered 21.72% and PFBC delivered 12.92% annualized total return. Past performance doesn't predict future results.

HBT Financial, Inc. (HBT) vs Preferred Bank (PFBC)

A side-by-side comparison of HBT Financial, Inc. and Preferred Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

HBT

HBT Financial, Inc.

$1.32B

$36.34Financial ServicesDelayed quote: Oct 6, 2026, 1:55 PM EDT

PFBC

Preferred Bank

$1.23B

$104.22Financial ServicesDelayed quote: Oct 6, 2026, 1:49 PM EDT

Total return — HBT vs PFBC

growth of $100 · dividends reinvested · last 7y

HBT +198.2% (+16.9%/yr)PFBC +151.2% (+14.1%/yr)HBT compounded faster over this window

HBT PFBC

HBT vs PFBC: by the numbers

•HBT is the larger company ($1.32B vs $1.23B market cap).
•PFBC trades at the lower trailing earnings multiple (9.53 vs 15.60 P/E), one valuation lens rather than an overall verdict.
•PFBC converts more revenue to profit (26.75% vs 23.46% net margin).
•PFBC grew revenue faster over the past five years (18.69% vs 15.41% CAGR).
•PFBC pays the higher dividend yield (3.76% vs 2.53%).

Metrics side by side

Valuation

Metric	HBT	PFBC
P/E ratio	15.60	9.53
Forward P/E	11.96	9.70
PEG ratio	1.22	0.54
P/S ratio	3.99	2.44
P/B ratio	1.73	1.56

Profitability

Metric	HBT	PFBC
Operating margin	31.83%	38.22%
Net margin	23.46%	26.75%
ROE	10.17%	17.07%

HBT Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Preferred Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	HBT	PFBC
Dividend yield	2.53%	3.76%
Payout ratio	39.48%	36.11%

Growth (annualized)

Metric	HBT	PFBC
Revenue CAGR (5Y)	15.41%	18.69%
EPS CAGR (5Y)	12.74%	17.94%
Total return CAGR (5Y)	21.72%	12.92%

Frequently asked

Which has the lower trailing P/E, HBT or PFBC?: PFBC has the lower trailing P/E: HBT trades at 15.60 and PFBC at 9.53. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, HBT or PFBC?: Over the past five years, PFBC grew revenue faster — HBT at a 15.41% CAGR versus PFBC at 18.69%.
Does HBT or PFBC pay a bigger dividend?: HBT yields 2.53% and PFBC yields 3.76% based on trailing dividends and the latest price.
Is HBT or PFBC more profitable?: PFBC runs the higher net margin — HBT at 23.46% versus PFBC at 26.75%.
How have HBT and PFBC total returns compared?: Over the past 5 years, HBT delivered 21.72% and PFBC delivered 12.92% annualized total return. Past performance doesn't predict future results.

Go deeper

Full HBT analysis Full PFBC analysis Interactive comparison tool

Dig into the metrics

HBT Financial P/E ratio Preferred Bank P/E ratio HBT Financial dividend yield Preferred Bank dividend yield HBT Financial ROE Preferred Bank ROE HBT Financial operating margin Preferred Bank operating margin HBT Financial revenue growth Preferred Bank revenue growth

HBT Financial & Preferred Bank appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.