Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 22.38 is 15% above its 5-year average of 19.53, near the low end of its 5-year range (6.87–66.42).
As of 2026-10-06T18:05:21.505Z. 45.10% above its 12-month average of 15.42.
Calculation as of: 2026-10-06T18:05:21.505Z.
Quote observation: 2026-10-06T17:59:47.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 8e2844766315a44e76bcbdf9d601733f28d28de3e2fd0be951f7a0f19edde2b3
PE Ratio (22.38) = Close Price ($103.84) / Diluted TTM EPS ($4.64)
PE RATIO
22.38
PE RATIO AVG TTM
15.42
PE RATIO AVG 3Y
19.18
PE RATIO AVG 5Y
19.53
PE RATIO AVG 10Y
16.31
PE RATIO AVG 15Y
16.49
PE RATIO AVG 20Y
14.37
CURRENT VS TTM AVG
+45.10%
CURRENT VS 3Y AVG
+16.71%
CURRENT VS 5Y AVG
+14.59%
CURRENT VS 10Y AVG
+37.24%
CURRENT VS 15Y AVG
+35.69%
CURRENT VS 20Y AVG
+55.74%
SECTOR MEDIAN · FINANCIAL SERVICES
13.84
median of 541 covered companies
CURRENT VS SECTOR MEDIAN
+61.71%
vs the sector median at left
Safety Insurance Group, Inc.
Market Cap
$1.52B
PE Ratio
22.38
TTM Avg
15.42
3Y Avg
19.18
5Y Avg
19.53
Market Cap
$1.56B
PE Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.47B
PE Ratio
13.10
TTM Avg
13.16
3Y Avg
13.47
5Y Avg
13.62
Market Cap
$1.45B
PE Ratio
13.35
TTM Avg
14.83
3Y Avg
16.43
5Y Avg
17.02
Market Cap
$1.64B
PE Ratio
3.09
TTM Avg
3.79
3Y Avg
3.79
5Y Avg
3.79
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Safety Insurance Group, Inc. (SAFT) | $1.52B | 22.38 | 15.42 | 19.18 | 19.53 |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.54B | 9.52 | 17.33 | 14.35 | 11.93 |
| Pathward Financial, Inc. (CASH)vs › | $1.55B | 9.23 | 10.19 | 9.90 | 9.86 |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.56B | N/A | N/A | N/A | N/A |
| Perella Weinberg Partners (PWP)vs › | $1.56B | 52.93 | 42.06 | 39.84 | 832.38 |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 13.10 | 13.16 | 13.47 | 13.62 |
| Lakeland Financial Corporation (LKFN)vs › | $1.45B | 13.35 | 14.83 | 16.43 | 17.02 |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.64B | 3.09 | 3.79 | 3.79 | 3.79 |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 12.74 | 11.47 | 9.73 | 9.66 |
| Republic Bancorp, Inc. (RBCAA)vs › | $1.64B | 14.46 | 12.16 | 12.06 | 11.34 |
At 22.4, P/E is above its 20-year median — higher than 84% of readings in its 20-year history.
20-year low
4.8
median
14.6
20-year high
81.8
Trailing P/E
22.4
Forward P/E
25.0
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$103.84
Forward EPS (Est.)
$4.15
Forward P/E
25.02
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 22.39 |
| 2026-10-02 | 22.40 |
| 2026-10-01 | 22.37 |
| 2026-09-30 | 22.32 |
| 2026-09-29 | 22.33 |
| 2026-09-28 | 22.32 |
| 2026-09-25 | 22.31 |
| 2026-09-24 | 22.31 |
| 2026-09-23 | 22.31 |
| 2026-09-22 | 22.33 |
| 2026-09-21 | 22.34 |
| 2026-09-18 | 22.31 |
| 2026-09-17 | 22.31 |
| 2026-09-16 | 22.32 |
| 2026-09-15 | 22.31 |
| 2026-09-14 | 22.26 |
| 2026-09-11 | 22.29 |
| 2026-09-10 | 22.27 |
| 2026-09-09 | 22.29 |
| 2026-09-08 | 22.28 |
| 2026-09-04 | 22.23 |
| 2026-09-03 | 22.22 |
| 2026-09-02 | 22.22 |
| 2026-09-01 | 22.23 |
| 2026-08-31 | 22.36 |
| 2026-08-28 | 22.34 |
| 2026-08-27 | 22.37 |
| 2026-08-26 | 22.34 |
| 2026-08-25 | 22.35 |
| 2026-08-24 | 22.36 |
| 2026-08-21 | 22.33 |
| 2026-08-20 | 22.31 |
| 2026-08-19 | 22.32 |
| 2026-08-18 | 22.26 |
| 2026-08-17 | 22.28 |
| 2026-08-14 | 22.27 |
| 2026-08-13 | 22.32 |
| 2026-08-12 | 22.31 |
| 2026-08-11 | 22.28 |
| 2026-08-10 | 22.28 |
| 2026-08-07 | 24.47 |
| 2026-08-06 | 24.47 |
| 2026-08-05 | 24.47 |
| 2026-08-04 | 24.41 |
| 2026-08-03 | 24.39 |
| 2026-07-31 | 24.44 |
| 2026-07-30 | 24.39 |
| 2026-07-29 | 24.37 |
| 2026-07-28 | 24.36 |
| 2026-07-27 | 24.35 |
| 2026-07-24 | 24.40 |
| 2026-07-23 | 17.24 |
| 2026-07-22 | 17.14 |
| 2026-07-21 | 17.36 |
| 2026-07-20 | 17.46 |
| 2026-07-17 | 17.53 |
| 2026-07-16 | 17.60 |
| 2026-07-15 | 17.28 |
| 2026-07-14 | 17.69 |
| 2026-07-13 | 17.95 |
| 2026-07-10 | 17.86 |
| 2026-07-09 | 17.95 |
| 2026-07-08 | 18.29 |
| 2026-07-07 | 18.51 |
| 2026-07-06 | 18.25 |
| 2026-07-02 | 18.31 |
| 2026-07-01 | 18.03 |
| 2026-06-30 | 17.70 |
| 2026-06-29 | 17.74 |
| 2026-06-26 | 17.78 |
| 2026-06-25 | 17.14 |
| 2026-06-24 | 17.39 |
| 2026-06-23 | 17.20 |
| 2026-06-22 | 16.70 |
| 2026-06-18 | 16.67 |
| 2026-06-17 | 16.74 |
| 2026-06-16 | 16.75 |
| 2026-06-15 | 16.89 |
| 2026-06-12 | 16.98 |
| 2026-06-11 | 16.99 |
| 2026-06-10 | 16.94 |
| 2026-06-09 | 16.69 |
| 2026-06-08 | 16.50 |
| 2026-06-05 | 16.61 |
| 2026-06-04 | 16.16 |
| 2026-06-03 | 16.12 |
| 2026-06-02 | 16.39 |
| 2026-06-01 | 16.36 |
| 2026-05-29 | 16.59 |
| 2026-05-28 | 16.66 |
| 2026-05-27 | 16.85 |
| 2026-05-26 | 17.09 |
| 2026-05-22 | 17.19 |
| 2026-05-21 | 17.31 |
| 2026-05-20 | 17.23 |
| 2026-05-19 | 17.19 |
| 2026-05-18 | 17.14 |
| 2026-05-15 | 16.79 |
| 2026-05-14 | 16.82 |
| 2026-05-13 | 16.48 |
| 2026-05-12 | 16.63 |
| 2026-05-11 | 16.75 |
| 2026-05-08 | 10.66 |
| 2026-05-07 | 10.88 |
| 2026-05-06 | 11.09 |
| 2026-05-05 | 11.10 |
| 2026-05-04 | 11.24 |
| 2026-05-01 | 11.29 |
| 2026-04-30 | 11.22 |
| 2026-04-29 | 11.25 |
| 2026-04-28 | 11.53 |
| 2026-04-27 | 11.41 |
| 2026-04-24 | 11.35 |
| 2026-04-23 | 11.36 |
| 2026-04-22 | 11.18 |
| 2026-04-21 | 11.35 |
| 2026-04-20 | 11.37 |
| 2026-04-17 | 11.45 |
| 2026-04-16 | 11.30 |
| 2026-04-15 | 11.18 |
| 2026-04-14 | 11.19 |
| 2026-04-13 | 11.23 |
| 2026-04-10 | 11.16 |
| 2026-04-09 | 11.29 |
| 2026-04-08 | 11.14 |
| 2026-04-07 | 11.04 |
| 2026-04-06 | 10.94 |
| 2026-04-02 | 10.91 |
| 2026-04-01 | 10.73 |
| 2026-03-31 | 10.84 |
| 2026-03-30 | 11.06 |
| 2026-03-27 | 10.85 |
| 2026-03-26 | 10.94 |
| 2026-03-25 | 10.87 |
| 2026-03-24 | 10.95 |
| 2026-03-23 | 10.91 |
| 2026-03-20 | 10.67 |
| 2026-03-19 | 10.81 |
| 2026-03-18 | 10.76 |
| 2026-03-17 | 10.87 |
| 2026-03-16 | 10.97 |
| 2026-03-13 | 10.93 |
| 2026-03-12 | 10.76 |
| 2026-03-11 | 10.71 |
| 2026-03-10 | 10.84 |
| 2026-03-09 | 10.84 |
| 2026-03-06 | 11.18 |
| 2026-03-05 | 11.23 |
| 2026-03-04 | 11.39 |
| 2026-03-03 | 11.30 |
| 2026-03-02 | 11.51 |
| 2026-02-27 | 13.20 |
| 2026-02-26 | 13.22 |
| 2026-02-25 | 13.34 |
| 2026-02-24 | 13.17 |
| 2026-02-23 | 13.19 |
| 2026-02-20 | 13.34 |
| 2026-02-19 | 13.33 |
| 2026-02-18 | 13.40 |
| 2026-02-17 | 13.68 |
| 2026-02-13 | 13.49 |
| 2026-02-12 | 13.66 |
| 2026-02-11 | 13.53 |
| 2026-02-10 | 13.42 |
| 2026-02-09 | 13.38 |
| 2026-02-06 | 13.64 |
| 2026-02-05 | 13.68 |
| 2026-02-04 | 13.36 |
| 2026-02-03 | 13.48 |
| 2026-02-02 | 13.44 |
| 2026-01-30 | 13.38 |
| 2026-01-29 | 13.13 |
| 2026-01-28 | 12.92 |
| 2026-01-27 | 12.94 |
| 2026-01-26 | 13.06 |
| 2026-01-23 | 12.90 |
| 2026-01-22 | 12.93 |
| 2026-01-21 | 12.87 |
| 2026-01-20 | 12.73 |
| 2026-01-16 | 12.93 |
| 2026-01-15 | 13.01 |
| 2026-01-14 | 12.89 |
| 2026-01-13 | 12.74 |
| 2026-01-12 | 13.01 |
| 2026-01-09 | 12.89 |
| 2026-01-08 | 13.16 |
| 2026-01-07 | 13.00 |
| 2026-01-06 | 12.79 |
| 2026-01-05 | 12.84 |
| 2026-01-02 | 12.88 |
| 2025-12-31 | 13.25 |
| 2025-12-30 | 13.39 |
| 2025-12-29 | 13.41 |
| 2025-12-26 | 13.33 |
| 2025-12-24 | 13.46 |
| 2025-12-23 | 13.48 |
| 2025-12-22 | 13.44 |
| 2025-12-19 | 13.33 |
| 2025-12-18 | 13.59 |
| 2025-12-17 | 13.53 |
| 2025-12-16 | 13.39 |
| 2025-12-15 | 13.29 |
| 2025-12-12 | 13.36 |
| 2025-12-11 | 13.31 |
| 2025-12-10 | 13.05 |
| 2025-12-09 | 12.93 |
| 2025-12-08 | 12.65 |
| 2025-12-05 | 12.69 |
| 2025-12-04 | 12.73 |
| 2025-12-03 | 12.95 |
| 2025-12-02 | 12.92 |
| 2025-12-01 | 12.80 |
| 2025-11-28 | 12.93 |
| 2025-11-26 | 13.10 |
| 2025-11-25 | 13.02 |
| 2025-11-24 | 12.91 |
| 2025-11-21 | 13.09 |
| 2025-11-20 | 12.91 |
| 2025-11-19 | 12.78 |
| 2025-11-18 | 12.95 |
| 2025-11-17 | 12.95 |
| 2025-11-14 | 13.14 |
| 2025-11-13 | 13.06 |
| 2025-11-12 | 13.06 |
| 2025-11-11 | 13.06 |
| 2025-11-10 | 13.12 |
| 2025-11-07 | 13.07 |
| 2025-11-06 | 12.87 |
| 2025-11-05 | 12.60 |
| 2025-11-04 | 12.32 |
| 2025-11-03 | 11.95 |
| 2025-10-31 | 12.04 |
| 2025-10-30 | 11.98 |
| 2025-10-29 | 11.80 |
| 2025-10-28 | 12.07 |
| 2025-10-27 | 12.13 |
| 2025-10-24 | 12.18 |
| 2025-10-23 | 12.20 |
| 2025-10-22 | 12.28 |
| 2025-10-21 | 12.18 |
| 2025-10-20 | 12.21 |
| 2025-10-17 | 12.17 |
| 2025-10-16 | 11.95 |
| 2025-10-15 | 12.26 |
| 2025-10-14 | 12.28 |
| 2025-10-13 | 12.07 |
| 2025-10-10 | 12.10 |
| 2025-10-09 | 12.12 |
| 2025-10-08 | 12.18 |
| 2025-10-07 | 12.25 |
| 2025-10-06 | 12.25 |
| 2025-10-03 | 12.42 |
| 2025-10-02 | 12.29 |
| 2025-10-01 | 12.30 |
| 2025-09-30 | 12.38 |
| 2025-09-29 | 12.35 |
| 2025-09-26 | 12.47 |
| 2025-09-25 | 12.47 |
| 2025-09-24 | 12.61 |
| 2025-09-23 | 12.60 |
Showing the most recent 260 of 4,842 data points. The chart above shows the full history.