Capital Southwest Corporation (CSWC) vs Safety Insurance Group, Inc. (SAFT)

A side-by-side comparison of Capital Southwest Corporation and Safety Insurance Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CSWC vs SAFT

growth of $100 · dividends reinvested · last 10y
CSWC +399.0% (+17.4%/yr)SAFT +134.9% (+8.9%/yr)CSWC compounded faster over this window
100200300400500Start $10020182020202220242026$499$235
CSWC SAFT

CSWC vs SAFT: by the numbers

  • •SAFT is the larger company ($1.53B vs $1.47B market cap).
  • •CSWC trades at the lower trailing earnings multiple (13.08 vs 22.40 P/E), one valuation lens rather than an overall verdict.
  • •CSWC converts more revenue to profit (48.19% vs 4.65% net margin).
  • •CSWC grew revenue faster over the past five years (18.61% vs 11.08% CAGR).
  • •CSWC pays the higher dividend yield (10.86% vs 3.54%).

Metrics side by side

Valuation

MetricCSWCSAFT
P/E ratio13.0822.40
Forward P/E10.2225.05
P/S ratio6.401.04
P/B ratio1.391.74

Profitability

MetricCSWCSAFT
Gross margin94.33%N/A
Operating margin76.87%5.94%
Net margin48.19%4.65%
ROE10.46%7.83%

Safety Insurance Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCSWCSAFT
Dividend yield10.86%3.54%
Payout ratio141.48%79.31%

Growth (annualized)

MetricCSWCSAFT
Revenue CAGR (5Y)18.61%11.08%
EPS CAGR (5Y)-5.81%-6.19%
Total return CAGR (5Y)9.79%10.23%

Frequently asked

Which has the lower trailing P/E, CSWC or SAFT?
CSWC has the lower trailing P/E: CSWC trades at 13.08 and SAFT at 22.40. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CSWC or SAFT?
Over the past five years, CSWC grew revenue faster — CSWC at a 18.61% CAGR versus SAFT at 11.08%.
Does CSWC or SAFT pay a bigger dividend?
CSWC yields 10.86% and SAFT yields 3.54% based on trailing dividends and the latest price.
Is CSWC or SAFT more profitable?
CSWC runs the higher net margin — CSWC at 48.19% versus SAFT at 4.65%.
How have CSWC and SAFT total returns compared?
Over the past 10 years, CSWC delivered 17.43% and SAFT delivered 9.11% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.