Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 7.83% is in line with its 5-year average of 7.68%, around the middle of its 5-year range (2.35%–18.64%).
As of the fiscal period ended Tuesday, June 30, 2026. 14.43% below its 12-month average of 9.15%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 7.83%.
RETURN ON EQUITY (ROE)
7.83%
RETURN ON EQUITY (ROE) AVG TTM
9.15%
RETURN ON EQUITY (ROE) AVG 3Y
7.73%
RETURN ON EQUITY (ROE) AVG 5Y
7.68%
RETURN ON EQUITY (ROE) AVG 10Y
9.71%
RETURN ON EQUITY (ROE) AVG 15Y
8.26%
RETURN ON EQUITY (ROE) AVG 20Y
9.01%
CURRENT VS TTM AVG
-14.43%
CURRENT VS 3Y AVG
+1.25%
CURRENT VS 5Y AVG
+1.96%
CURRENT VS 10Y AVG
-19.41%
CURRENT VS 15Y AVG
-5.20%
CURRENT VS 20Y AVG
-13.12%
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
-10.65%
vs the sector median at left
Safety Insurance Group, Inc.
Market Cap
$1.52B
Return on Equity (ROE)
7.83%
TTM Avg
9.15%
3Y Avg
7.73%
5Y Avg
7.68%
Market Cap
$1.53B
Return on Equity (ROE)
9.84%
TTM Avg
5.53%
3Y Avg
7.21%
5Y Avg
8.03%
Market Cap
$1.55B
Return on Equity (ROE)
20.65%
TTM Avg
21.73%
3Y Avg
22.22%
5Y Avg
19.59%
Market Cap
$1.55B
Return on Equity (ROE)
N/A
TTM Avg
-6.25%
3Y Avg
-2.69%
5Y Avg
-8.51%
Market Cap
$1.58B
Return on Equity (ROE)
-7.34%
TTM Avg
-1.33%
3Y Avg
-3.13%
5Y Avg
-2.46%
Market Cap
$1.47B
Return on Equity (ROE)
10.46%
TTM Avg
9.58%
3Y Avg
8.95%
5Y Avg
10.19%
Market Cap
$1.45B
Return on Equity (ROE)
14.38%
TTM Avg
13.62%
3Y Avg
14.98%
5Y Avg
14.39%
Market Cap
$1.63B
Return on Equity (ROE)
N/A
TTM Avg
20.09%
3Y Avg
17.62%
5Y Avg
-26.42%
Market Cap
$1.43B
Return on Equity (ROE)
13.58%
TTM Avg
14.09%
3Y Avg
14.81%
5Y Avg
12.87%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Safety Insurance Group, Inc. (SAFT) | $1.52B | 7.83% | 9.15% | 7.73% | 7.68% |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.53B | 9.84% | 5.53% | 7.21% | 8.03% |
| Pathward Financial, Inc. (CASH)vs › | $1.55B | 20.65% | 21.73% | 22.22% | 19.59% |
| Perella Weinberg Partners (PWP)vs › | $1.55B | N/A | -6.25% | -2.69% | -8.51% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.58B | -7.34% | -1.33% | -3.13% | -2.46% |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 10.46% | 9.58% | 8.95% | 10.19% |
| Lakeland Financial Corporation (LKFN)vs › | $1.45B | 14.38% | 13.62% | 14.98% | 14.39% |
| Goosehead Insurance, Inc (GSHD)vs › | $1.63B | N/A | 20.09% | 17.62% | -26.42% |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 13.58% | 14.09% | 14.81% | 12.87% |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.62B | 20.76% | 21.33% | 27.56% | 48.97% |
ROE
7.8%
ROA
2.7%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 7.83% |
| 2026-03-31 | 7.37% |
| 2025-12-31 | 11.12% |
| 2025-09-30 | 9.70% |
| 2025-06-30 | 9.72% |
| 2025-03-31 | 8.53% |
| 2024-12-31 | 8.54% |
| 2024-09-30 | 8.79% |
| 2024-06-30 | 6.29% |
| 2024-03-31 | 6.36% |
| 2023-12-31 | 2.35% |
| 2023-09-30 | 4.06% |
| 2023-06-30 | 4.47% |
| 2023-03-31 | 3.29% |
| 2022-12-31 | 5.73% |
| 2022-09-30 | 6.88% |
| 2022-06-30 | 8.87% |
| 2022-03-31 | 11.88% |
| 2021-12-31 | 14.10% |
| 2021-09-30 | 16.34% |
| 2021-06-30 | 18.64% |
| 2021-03-31 | 19.81% |
| 2020-12-31 | 15.62% |
| 2020-09-30 | 13.53% |
| 2020-06-30 | 10.31% |
| 2020-03-31 | 8.88% |
| 2019-12-31 | 12.32% |
| 2019-09-30 | 11.34% |
| 2019-06-30 | 13.17% |
| 2019-03-31 | 13.78% |
| 2018-12-31 | 11.58% |
| 2018-09-30 | 10.70% |
| 2018-06-30 | 9.36% |
| 2018-03-31 | 8.68% |
| 2017-12-31 | 8.90% |
| 2017-09-30 | 8.97% |
| 2017-06-30 | 9.18% |
| 2017-03-31 | 9.43% |
| 2016-12-31 | 9.63% |
| 2016-09-30 | 9.15% |
| 2016-06-30 | 8.28% |
| 2016-03-31 | 5.15% |
| 2015-12-31 | -2.15% |
| 2015-09-30 | -2.14% |
| 2015-06-30 | -1.60% |
| 2015-03-31 | 1.82% |
| 2014-12-31 | 8.38% |
| 2014-09-30 | 8.59% |
| 2014-06-30 | 8.93% |
| 2014-03-31 | 8.42% |
| 2013-12-31 | 8.83% |
| 2013-09-30 | 8.55% |
| 2013-06-30 | 8.18% |
| 2013-03-31 | 7.87% |
| 2012-12-31 | 8.36% |
| 2012-09-30 | 7.65% |
| 2012-06-30 | 7.01% |
| 2012-03-31 | 5.21% |
| 2011-12-31 | 2.09% |
| 2011-09-30 | 3.35% |
| 2011-06-30 | 4.43% |
| 2011-03-31 | 6.17% |
| 2010-12-31 | 8.62% |
| 2010-09-30 | 8.13% |
| 2010-06-30 | 8.57% |
| 2010-03-31 | 8.70% |
| 2009-12-31 | 8.73% |
| 2009-09-30 | 9.00% |
| 2009-06-30 | 9.50% |
| 2009-03-31 | 10.41% |
| 2008-12-31 | 11.64% |
| 2008-09-30 | 12.66% |
| 2008-06-30 | 13.55% |
| 2008-03-31 | 13.98% |
| 2007-12-31 | 15.34% |
| 2007-09-30 | 16.87% |
| 2007-06-30 | 18.78% |
| 2007-03-31 | 20.37% |
| 2006-12-31 | 22.55% |
| 2006-09-30 | 24.41% |
| 2006-06-30 | 26.96% |
| 2006-03-31 | 27.12% |
| 2005-12-31 | 24.53% |
| 2005-09-30 | 22.33% |
| 2005-06-30 | 19.35% |
| 2005-03-31 | 17.01% |
| 2004-12-31 | 14.73% |
| 2004-09-30 | 12.76% |
| 2004-06-30 | 10.72% |
| 2004-03-31 | 11.55% |
| 2003-12-31 | 10.63% |
| 2003-09-30 | 8.96% |
| 2003-06-30 | 7.89% |
