Which has the lower trailing P/E, CASH or SAFT?

CASH has the lower trailing P/E: CASH trades at 9.23 and SAFT at 22.38. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CASH or SAFT?

Over the past five years, SAFT grew revenue faster — CASH at a 9.66% CAGR versus SAFT at 11.08%.

Does CASH or SAFT pay a bigger dividend?

CASH yields 0.27% and SAFT yields 3.54% based on trailing dividends and the latest price.

Is CASH or SAFT more profitable?

CASH runs the higher net margin — CASH at 21.88% versus SAFT at 4.65%.

How have CASH and SAFT total returns compared?

Over the past 10 years, CASH delivered 13.24% and SAFT delivered 9.11% annualized total return. Past performance doesn't predict future results.

Pathward Financial, Inc. (CASH) vs Safety Insurance Group, Inc. (SAFT)

A side-by-side comparison of Pathward Financial, Inc. and Safety Insurance Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CASH

Pathward Financial, Inc.

$1.55B

$73.65Financial ServicesDelayed quote: Oct 6, 2026, 2:05 PM EDT

SAFT

Safety Insurance Group, Inc.

$1.52B

$103.85Financial ServicesDelayed quote: Oct 6, 2026, 2:05 PM EDT

Total return — CASH vs SAFT

growth of $100 · dividends reinvested · last 10y

CASH +246.6% (+13.2%/yr)SAFT +139.1% (+9.1%/yr)CASH compounded faster over this window

CASH SAFT

CASH vs SAFT: by the numbers

•CASH is the larger company ($1.55B vs $1.52B market cap).
•CASH trades at the lower trailing earnings multiple (9.23 vs 22.38 P/E), one valuation lens rather than an overall verdict.
•CASH converts more revenue to profit (21.88% vs 4.65% net margin).
•SAFT grew revenue faster over the past five years (11.08% vs 9.66% CAGR).
•SAFT pays the higher dividend yield (3.54% vs 0.27%).

Metrics side by side

Valuation

Metric	CASH	SAFT
P/E ratio	9.23	22.38
Forward P/E	7.67	25.03
PEG ratio	0.42	N/A
P/S ratio	1.94	1.03
P/B ratio	1.83	1.74

Profitability

Metric	CASH	SAFT
Operating margin	26.21%	5.94%
Net margin	21.88%	4.65%
ROE	20.65%	7.83%

Pathward Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Safety Insurance Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CASH	SAFT
Dividend yield	0.27%	3.54%
Payout ratio	2.51%	79.31%

Growth (annualized)

Metric	CASH	SAFT
Revenue CAGR (5Y)	9.66%	11.08%
EPS CAGR (5Y)	21.89%	-6.19%
Total return CAGR (5Y)	6.13%	10.23%

Frequently asked

Which has the lower trailing P/E, CASH or SAFT?: CASH has the lower trailing P/E: CASH trades at 9.23 and SAFT at 22.38. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CASH or SAFT?: Over the past five years, SAFT grew revenue faster — CASH at a 9.66% CAGR versus SAFT at 11.08%.
Does CASH or SAFT pay a bigger dividend?: CASH yields 0.27% and SAFT yields 3.54% based on trailing dividends and the latest price.
Is CASH or SAFT more profitable?: CASH runs the higher net margin — CASH at 21.88% versus SAFT at 4.65%.
How have CASH and SAFT total returns compared?: Over the past 10 years, CASH delivered 13.24% and SAFT delivered 9.11% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CASH analysis Full SAFT analysis Interactive comparison tool

Dig into the metrics

Pathward Financial P/E ratio Safety Insurance P/E ratio Pathward Financial dividend yield Safety Insurance dividend yield Pathward Financial ROE Safety Insurance ROE Pathward Financial operating margin Safety Insurance operating margin Pathward Financial revenue growth Safety Insurance revenue growth

Pathward Financial & Safety Insurance appear in these rankings

Highest Dividend Yield Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.