Which has the lower trailing P/E, GSHD or SAFT?

SAFT has the lower trailing P/E: GSHD trades at 31.67 and SAFT at 22.40. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, GSHD or SAFT?

Over the past five years, GSHD grew revenue faster — GSHD at a 24.21% CAGR versus SAFT at 11.08%.

Does GSHD or SAFT pay a bigger dividend?

SAFT pays a dividend (3.54% yield), while GSHD is a former payer with no current dividend run rate.

Is GSHD or SAFT more profitable?

GSHD runs the higher net margin — GSHD at 8.78% versus SAFT at 4.65%.

How have GSHD and SAFT total returns compared?

Over the past 5 years, GSHD delivered -21.11% and SAFT delivered 10.23% annualized total return. Past performance doesn't predict future results.

Goosehead Insurance, Inc (GSHD) vs Safety Insurance Group, Inc. (SAFT)

A side-by-side comparison of Goosehead Insurance, Inc and Safety Insurance Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

GSHD

Goosehead Insurance, Inc

$1.62B

$43.39Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

SAFT

Safety Insurance Group, Inc.

$1.53B

$103.94Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — GSHD vs SAFT

growth of $100 · dividends reinvested · last 8y

GSHD +221.9% (+15.7%/yr)SAFT +85.4% (+8.0%/yr)GSHD compounded faster over this window

GSHD SAFT

GSHD vs SAFT: by the numbers

•GSHD is the larger company ($1.62B vs $1.53B market cap).
•SAFT trades at the lower trailing earnings multiple (22.40 vs 31.67 P/E), one valuation lens rather than an overall verdict.
•GSHD converts more revenue to profit (8.78% vs 4.65% net margin).
•GSHD grew revenue faster over the past five years (24.21% vs 11.08% CAGR).
•SAFT pays a dividend (3.54% yield), while GSHD is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	GSHD	SAFT
P/E ratio	31.67	22.40
Forward P/E	20.31	25.05
PEG ratio	2.07	N/A
P/S ratio	4.03	1.04
P/B ratio	N/A	1.74
EV / EBITDA	16.93	N/A
FCF yield	5.08%	N/A

Profitability

Metric	GSHD	SAFT
Gross margin	46.25%	N/A
Operating margin	25.83%	5.94%
Net margin	8.78%	4.65%
ROE	N/A	7.83%
ROIC	24.29%	N/A

Safety Insurance Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	GSHD	SAFT
Dividend yield	N/A	3.54%
Payout ratio	N/A	79.31%

Growth (annualized)

Metric	GSHD	SAFT
Revenue CAGR (5Y)	24.21%	11.08%
EPS CAGR (5Y)	15.08%	-6.19%
FCF CAGR (5Y)	29.59%	N/A
Total return CAGR (5Y)	-21.11%	10.23%

Frequently asked

Which has the lower trailing P/E, GSHD or SAFT?: SAFT has the lower trailing P/E: GSHD trades at 31.67 and SAFT at 22.40. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, GSHD or SAFT?: Over the past five years, GSHD grew revenue faster — GSHD at a 24.21% CAGR versus SAFT at 11.08%.
Does GSHD or SAFT pay a bigger dividend?: SAFT pays a dividend (3.54% yield), while GSHD is a former payer with no current dividend run rate.
Is GSHD or SAFT more profitable?: GSHD runs the higher net margin — GSHD at 8.78% versus SAFT at 4.65%.
How have GSHD and SAFT total returns compared?: Over the past 5 years, GSHD delivered -21.11% and SAFT delivered 10.23% annualized total return. Past performance doesn't predict future results.

Go deeper

Full GSHD analysis Full SAFT analysis Interactive comparison tool

Dig into the metrics

Goosehead Insurance P/E ratio Safety Insurance P/E ratio Safety Insurance dividend yield Goosehead Insurance ROE Safety Insurance ROE Goosehead Insurance operating margin Safety Insurance operating margin Goosehead Insurance revenue growth Safety Insurance revenue growth Goosehead Insurance free cash flow

Goosehead Insurance & Safety Insurance appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest ROIC Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.