Amalgamated Financial Corp. (AMAL) vs Lakeland Financial Corporation (LKFN)
A side-by-side comparison of Amalgamated Financial Corp. and Lakeland Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — AMAL vs LKFN
growth of $100 · dividends reinvested · last 8yAMAL vs LKFN: by the numbers
- •LKFN is the larger company ($1.45B vs $1.43B market cap).
- •AMAL trades at the lower trailing earnings multiple (12.73 vs 13.35 P/E), one valuation lens rather than an overall verdict.
- •LKFN converts more revenue to profit (26.04% vs 23.37% net margin).
- •AMAL grew revenue faster over the past five years (17.93% vs 13.42% CAGR).
- •LKFN pays the higher dividend yield (3.53% vs 1.36%).
Metrics side by side
Valuation
| Metric | AMAL | LKFN |
|---|---|---|
| P/E ratio | 12.73 | 13.35 |
| Forward P/E | 11.88 | 13.30 |
| PEG ratio | 0.70 | 3.36 |
| P/S ratio | 2.94 | 3.40 |
| P/B ratio | 1.71 | 1.88 |
Profitability
| Metric | AMAL | LKFN |
|---|---|---|
| Operating margin | 31.03% | 31.81% |
| Net margin | 23.37% | 26.04% |
| ROE | 13.58% | 14.38% |
Amalgamated Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Lakeland Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | AMAL | LKFN |
|---|---|---|
| Dividend yield | 1.36% | 3.53% |
| Payout ratio | 17.33% | 47.25% |
Growth (annualized)
| Metric | AMAL | LKFN |
|---|---|---|
| Revenue CAGR (5Y) | 17.93% | 13.42% |
| EPS CAGR (5Y) | 18.45% | 3.96% |
| Total return CAGR (5Y) | 26.16% | -1.77% |
Frequently asked
- Which has the lower trailing P/E, AMAL or LKFN?
- AMAL has the lower trailing P/E: AMAL trades at 12.73 and LKFN at 13.35. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AMAL or LKFN?
- Over the past five years, AMAL grew revenue faster — AMAL at a 17.93% CAGR versus LKFN at 13.42%.
- Does AMAL or LKFN pay a bigger dividend?
- AMAL yields 1.36% and LKFN yields 3.53% based on trailing dividends and the latest price.
- Is AMAL or LKFN more profitable?
- LKFN runs the higher net margin — AMAL at 23.37% versus LKFN at 26.04%.
- How have AMAL and LKFN total returns compared?
- Over the past 5 years, AMAL delivered 26.16% and LKFN delivered -1.77% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Amalgamated Financial & Lakeland Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.