Which has the lower trailing P/E, AMAL or ATLC?

ATLC has the lower trailing P/E: AMAL trades at 12.75 and ATLC at 12.14. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, AMAL or ATLC?

Over the past five years, ATLC grew revenue faster — AMAL at a 17.93% CAGR versus ATLC at 33.60%.

Does AMAL or ATLC pay a bigger dividend?

AMAL pays a dividend (1.36% yield), while ATLC is a former payer with no current dividend run rate.

Is AMAL or ATLC more profitable?

AMAL runs the higher net margin — AMAL at 23.37% versus ATLC at 9.30%.

How have AMAL and ATLC total returns compared?

Over the past 5 years, AMAL delivered 26.16% and ATLC delivered 11.24% annualized total return. Past performance doesn't predict future results.

Amalgamated Financial Corp. (AMAL) vs Atlanticus Holdings Corporation (ATLC)

A side-by-side comparison of Amalgamated Financial Corp. and Atlanticus Holdings Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

AMAL

Amalgamated Financial Corp.

$1.43B

$47.80Financial ServicesDelayed quote: Oct 6, 2026, 10:34 AM EDT

ATLC

Atlanticus Holdings Corporation

$1.41B

$92.99Financial ServicesDelayed quote: Oct 6, 2026, 10:35 AM EDT

Total return — AMAL vs ATLC

growth of $100 · dividends reinvested · last 8y

AMAL +318.1% (+19.6%/yr)ATLC +4199.1% (+60.0%/yr)ATLC compounded faster over this window

Log scale — wide-divergence pair

AMAL ATLC

AMAL vs ATLC: by the numbers

•AMAL is the larger company ($1.43B vs $1.41B market cap).
•ATLC trades at the lower trailing earnings multiple (12.14 vs 12.75 P/E), one valuation lens rather than an overall verdict.
•AMAL converts more revenue to profit (23.37% vs 9.30% net margin).
•ATLC grew revenue faster over the past five years (33.60% vs 17.93% CAGR).
•AMAL pays a dividend (1.36% yield), while ATLC is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	AMAL	ATLC
P/E ratio	12.75	12.14
Forward P/E	11.89	9.66
PEG ratio	0.70	1.41
P/S ratio	2.94	0.85
P/B ratio	1.71	2.00

Profitability

Metric	AMAL	ATLC
Operating margin	31.03%	17.73%
Net margin	23.37%	9.30%
ROE	13.58%	20.76%

Amalgamated Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Atlanticus Holdings Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	AMAL	ATLC
Dividend yield	1.36%	N/A
Payout ratio	17.33%	N/A

Growth (annualized)

Metric	AMAL	ATLC
Revenue CAGR (5Y)	17.93%	33.60%
EPS CAGR (5Y)	18.45%	6.79%
Total return CAGR (5Y)	26.16%	11.24%

Frequently asked

Which has the lower trailing P/E, AMAL or ATLC?: ATLC has the lower trailing P/E: AMAL trades at 12.75 and ATLC at 12.14. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AMAL or ATLC?: Over the past five years, ATLC grew revenue faster — AMAL at a 17.93% CAGR versus ATLC at 33.60%.
Does AMAL or ATLC pay a bigger dividend?: AMAL pays a dividend (1.36% yield), while ATLC is a former payer with no current dividend run rate.
Is AMAL or ATLC more profitable?: AMAL runs the higher net margin — AMAL at 23.37% versus ATLC at 9.30%.
How have AMAL and ATLC total returns compared?: Over the past 5 years, AMAL delivered 26.16% and ATLC delivered 11.24% annualized total return. Past performance doesn't predict future results.

Go deeper

Full AMAL analysis Full ATLC analysis Interactive comparison tool

Dig into the metrics

Amalgamated Financial P/E ratio Atlanticus P/E ratio Amalgamated Financial dividend yield Amalgamated Financial ROE Atlanticus ROE Amalgamated Financial operating margin Atlanticus operating margin Amalgamated Financial revenue growth Atlanticus revenue growth

Amalgamated Financial & Atlanticus appear in these rankings

Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.