Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 9.30% is 66% below its 5-year average of 27.40%, near the low end of its 5-year range (6.50%–43.92%).
28.48% below its 12-month average of 13.00%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 9.03%.
NET PROFIT MARGIN
9.30%
NET PROFIT MARGIN AVG TTM
13.00%
NET PROFIT MARGIN AVG 3Y
20.61%
NET PROFIT MARGIN AVG 5Y
27.40%
NET PROFIT MARGIN AVG 10Y
20.87%
NET PROFIT MARGIN AVG 15Y
7.79%
NET PROFIT MARGIN AVG 20Y
5.86%
CURRENT VS TTM AVG
-28.48%
CURRENT VS 3Y AVG
-54.88%
CURRENT VS 5Y AVG
-66.06%
CURRENT VS 10Y AVG
-55.44%
CURRENT VS 15Y AVG
+19.38%
CURRENT VS 20Y AVG
+58.60%
SECTOR MEDIAN · FINANCIAL SERVICES
13.80%
median of 561 covered companies
CURRENT VS SECTOR MEDIAN
-32.61%
vs the sector median at left
Atlanticus Holdings Corporation 9.25% Senior Notes due 2029
Market Cap
$1.66B
Net Profit Margin
9.30%
TTM Avg
13.00%
3Y Avg
20.61%
5Y Avg
27.40%
Market Cap
$1.67B
Net Profit Margin
8.78%
TTM Avg
8.64%
3Y Avg
5.74%
5Y Avg
5.75%
Market Cap
$1.65B
Net Profit Margin
26.13%
TTM Avg
13.53%
3Y Avg
19.17%
5Y Avg
23.32%
Market Cap
$1.63B
Net Profit Margin
9.30%
TTM Avg
20.79%
3Y Avg
26.48%
5Y Avg
28.19%
Market Cap
$1.70B
Net Profit Margin
27.80%
TTM Avg
29.55%
3Y Avg
33.41%
5Y Avg
34.18%
Market Cap
$1.74B
Net Profit Margin
12.58%
TTM Avg
8.01%
3Y Avg
14.17%
5Y Avg
17.91%
Market Cap
$1.57B
Net Profit Margin
-95.59%
TTM Avg
-14.66%
3Y Avg
-370.95%
5Y Avg
-253.78%
Market Cap
$1.57B
Net Profit Margin
21.88%
TTM Avg
27.26%
3Y Avg
26.71%
5Y Avg
26.05%
Market Cap
$1.54B
Net Profit Margin
26.13%
TTM Avg
13.53%
3Y Avg
19.17%
5Y Avg
23.32%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ) | $1.66B | 9.30% | 13.00% | 20.61% | 27.40% |
| Goosehead Insurance, Inc (GSHD)vs › | $1.67B | 8.78% | 8.64% | 5.74% | 5.75% |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.65B | 26.13% | 13.53% | 19.17% | 23.32% |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.63B | 9.30% | 20.79% | 26.48% | 28.19% |
| Bank First Corporation (BFC)vs › | $1.70B | 27.80% | 29.55% | 33.41% | 34.18% |
| Hope Bancorp, Inc. (HOPE)vs › | $1.74B | 12.58% | 8.01% | 14.17% | 17.91% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.57B | -95.59% | -14.66% | -370.95% | -253.78% |
| Pathward Financial, Inc. (CASH)vs › | $1.57B | 21.88% | 27.26% | 26.71% | 26.05% |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.54B | 26.13% | 13.53% | 19.17% | 23.32% |
| EZCORP, Inc. (EZPW)vs › | $1.79B | 9.99% | 7.88% | 6.27% | 2.99% |
Operating Margin
17.7%
Net Profit Margin
9.3%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 9.03% |
| 2026-03-31 | 6.50% |
| 2025-12-31 | 14.18% |
| 2025-09-30 | 13.97% |
| 2025-06-30 | 21.33% |
| 2025-03-31 | 23.41% |
| 2024-12-31 | 23.47% |
| 2024-09-30 | 24.74% |
| 2024-06-30 | 23.79% |
| 2024-03-31 | 24.99% |
| 2023-12-31 | 26.73% |
| 2023-09-30 | 27.68% |
| 2023-06-30 | 28.13% |
| 2023-03-31 | 30.17% |
| 2022-12-31 | 28.94% |
| 2022-09-30 | 36.37% |
| 2022-06-30 | 34.20% |
| 2022-03-31 | 43.92% |
| 2021-12-31 | 40.65% |
| 2021-09-30 | 37.29% |
| 2021-06-30 | 35.08% |
| 2021-03-31 | 44.14% |
| 2020-12-31 | 30.18% |
| 2020-09-30 | 40.52% |
| 2020-06-30 | 24.52% |
| 2020-03-31 | 4.96% |
| 2019-12-31 | 1.75% |
| 2019-09-30 | 12.03% |
| 2019-06-30 | 6.01% |
| 2019-03-31 | 8.41% |
| 2018-12-31 | 29.68% |
| 2018-09-30 | -37.51% |
| 2018-06-30 | 15.53% |
| 2018-03-31 | -13.77% |
| 2017-12-31 | -65.70% |
| 2017-09-30 | -54.77% |
| 2017-06-30 | -36.33% |
| 2017-03-31 | 3.19% |
| 2016-12-31 | -11.67% |
| 2016-09-30 | -50.11% |
| 2016-06-30 | 1.31% |
| 2016-03-31 | 24.41% |
| 2015-12-31 | -9.09% |
| 2015-09-30 | 1.73% |
| 2015-06-30 | 6.37% |
| 2015-03-31 | 8.70% |
| 2014-12-31 | 153.58% |
| 2014-09-30 | -17.60% |
| 2014-06-30 | -38.15% |
| 2014-03-31 | -26.13% |
| 2013-12-31 | 10.77% |
| 2013-09-30 | -28.68% |
| 2013-06-30 | -49.18% |
| 2013-03-31 | -8.50% |
| 2012-12-31 | 6.82% |
| 2012-09-30 | 124.44% |
| 2012-06-30 | -12.93% |
| 2012-03-31 | -5.82% |
| 2011-12-31 | 5.44% |
| 2011-09-30 | 3.26% |
| 2011-06-30 | 259.57% |
| 2011-03-31 | 60.95% |
| 2010-12-31 | -5.96% |
| 2010-09-30 | 1.26% |
| 2010-06-30 | -75.38% |
| 2010-03-31 | -72.23% |
| 2009-12-31 | -116.06% |
| 2009-09-30 | 211.52% |
| 2009-06-30 | 207.18% |
| 2009-03-31 | 257.55% |
| 2008-12-31 | -28.80% |
| 2008-09-30 | -24.18% |
| 2008-06-30 | -40.18% |
| 2008-03-31 | 0.49% |
| 2007-12-31 | 2.56% |
| 2007-09-30 | -12.59% |
| 2007-06-30 | -2.82% |
| 2007-03-31 | -0.81% |
| 2006-12-31 | 2.63% |
| 2006-09-30 | 10.89% |
| 2006-06-30 | 8.84% |
| 2006-03-31 | 10.59% |
| 2005-12-31 | 1.55% |
| 2005-09-30 | 21.08% |
| 2005-06-30 | 24.12% |
| 2005-03-31 | 23.32% |
| 2004-12-31 | 16.23% |
| 2004-09-30 | 21.40% |
| 2004-06-30 | 13.26% |
| 2004-03-31 | 18.12% |
| 2003-12-31 | 13.36% |
| 2003-09-30 | 33.02% |
| 2003-06-30 | 23.92% |
| 2003-03-31 | 30.28% |
| 2002-12-31 | 22.65% |
| 2002-09-30 | 23.89% |
