Atlanticus Holdings Corporation (ATLCP) vs Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)

A side-by-side comparison of Atlanticus Holdings Corporation and Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

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Total return — ATLCP vs ATLCZ

growth of $100 · dividends reinvested · last 3y
ATLCP +35.9% (+10.8%/yr)ATLCZ +30.4% (+9.3%/yr)ATLCP compounded faster over this window
100110120130140Start $10020252026$136$130
ATLCP ATLCZ

ATLCP vs ATLCZ: by the numbers

  • •ATLCZ is the larger company ($1.66B vs $1.63B market cap).
  • •ATLCP trades at the lower trailing earnings multiple (3.08 vs 3.28 P/E), one valuation lens rather than an overall verdict.
  • •ATLCZ pays the higher dividend yield (9.20% vs 8.10%).

Metrics side by side

Valuation

MetricATLCPATLCZ
P/E ratio3.083.28
Forward P/E2.45N/A
PEG ratio0.360.38
P/S ratio0.981.00
P/B ratio2.322.37

Profitability

MetricATLCPATLCZ
Operating margin17.73%17.73%
Net margin9.30%9.30%
ROE20.76%20.76%

Atlanticus Holdings Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Atlanticus Holdings Corporation 9.25% Senior Notes due 2029: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricATLCPATLCZ
Dividend yield8.10%9.20%
Payout ratio24.89%30.19%

Growth (annualized)

MetricATLCPATLCZ
Revenue CAGR (5Y)33.60%33.60%
EPS CAGR (5Y)6.79%6.79%
Total return CAGR (5Y)7.55%N/A

Frequently asked

Which has the lower trailing P/E, ATLCP or ATLCZ?
ATLCP has the lower trailing P/E: ATLCP trades at 3.08 and ATLCZ at 3.28. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does ATLCP or ATLCZ pay a bigger dividend?
ATLCP yields 8.10% and ATLCZ yields 9.20% based on trailing dividends and the latest price.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.