Atlanticus Holdings Corporation (ATLCP) vs Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)
A side-by-side comparison of Atlanticus Holdings Corporation and Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ATLCP vs ATLCZ
growth of $100 · dividends reinvested · last 3yATLCP vs ATLCZ: by the numbers
- •ATLCZ is the larger company ($1.66B vs $1.63B market cap).
- •ATLCP trades at the lower trailing earnings multiple (3.08 vs 3.28 P/E), one valuation lens rather than an overall verdict.
- •ATLCZ pays the higher dividend yield (9.20% vs 8.10%).
Metrics side by side
Valuation
| Metric | ATLCP | ATLCZ |
|---|---|---|
| P/E ratio | 3.08 | 3.28 |
| Forward P/E | 2.45 | N/A |
| PEG ratio | 0.36 | 0.38 |
| P/S ratio | 0.98 | 1.00 |
| P/B ratio | 2.32 | 2.37 |
Profitability
| Metric | ATLCP | ATLCZ |
|---|---|---|
| Operating margin | 17.73% | 17.73% |
| Net margin | 9.30% | 9.30% |
| ROE | 20.76% | 20.76% |
Atlanticus Holdings Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Atlanticus Holdings Corporation 9.25% Senior Notes due 2029: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ATLCP | ATLCZ |
|---|---|---|
| Dividend yield | 8.10% | 9.20% |
| Payout ratio | 24.89% | 30.19% |
Growth (annualized)
| Metric | ATLCP | ATLCZ |
|---|---|---|
| Revenue CAGR (5Y) | 33.60% | 33.60% |
| EPS CAGR (5Y) | 6.79% | 6.79% |
| Total return CAGR (5Y) | 7.55% | N/A |
Frequently asked
- Which has the lower trailing P/E, ATLCP or ATLCZ?
- ATLCP has the lower trailing P/E: ATLCP trades at 3.08 and ATLCZ at 3.28. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Does ATLCP or ATLCZ pay a bigger dividend?
- ATLCP yields 8.10% and ATLCZ yields 9.20% based on trailing dividends and the latest price.
Go deeper
Dig into the metrics
Atlanticus & Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.