Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ) vs Goosehead Insurance, Inc (GSHD)

A side-by-side comparison of Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 and Goosehead Insurance, Inc across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — ATLCZ vs GSHD

growth of $100 · dividends reinvested · last 3y
ATLCZ +30.4% (+9.3%/yr)GSHD -36.8% (-14.2%/yr)ATLCZ compounded faster over this window
50100150Start $10020252026$130$63
ATLCZ GSHD

ATLCZ vs GSHD: by the numbers

  • •GSHD is the larger company ($1.66B vs $1.66B market cap).
  • •ATLCZ trades at the lower trailing earnings multiple (3.28 vs 32.50 P/E), one valuation lens rather than an overall verdict.
  • •ATLCZ converts more revenue to profit (9.30% vs 8.78% net margin).
  • •ATLCZ grew revenue faster over the past five years (33.60% vs 24.21% CAGR).
  • •ATLCZ pays a dividend (9.20% yield), while GSHD is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricATLCZGSHD
P/E ratio3.2832.50
Forward P/EN/A20.84
PEG ratio0.382.12
P/S ratio1.004.14
P/B ratio2.37N/A
EV / EBITDAN/A17.29
FCF yieldN/A4.95%

Profitability

MetricATLCZGSHD
Gross marginN/A46.25%
Operating margin17.73%25.83%
Net margin9.30%8.78%
ROE20.76%N/A
ROICN/A24.29%

Atlanticus Holdings Corporation 9.25% Senior Notes due 2029: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricATLCZGSHD
Dividend yield9.20%N/A
Payout ratio30.19%N/A

Growth (annualized)

MetricATLCZGSHD
Revenue CAGR (5Y)33.60%24.21%
EPS CAGR (5Y)6.79%15.08%
FCF CAGR (5Y)N/A29.59%
Total return CAGR (5Y)N/A-21.11%

Frequently asked

Which has the lower trailing P/E, ATLCZ or GSHD?
ATLCZ has the lower trailing P/E: ATLCZ trades at 3.28 and GSHD at 32.50. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ATLCZ or GSHD?
Over the past five years, ATLCZ grew revenue faster — ATLCZ at a 33.60% CAGR versus GSHD at 24.21%.
Does ATLCZ or GSHD pay a bigger dividend?
ATLCZ pays a dividend (9.20% yield), while GSHD is a former payer with no current dividend run rate.
Is ATLCZ or GSHD more profitable?
ATLCZ runs the higher net margin — ATLCZ at 9.30% versus GSHD at 8.78%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.