Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ) vs ConnectOne Bancorp, Inc. (CNOB)

A side-by-side comparison of Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 and ConnectOne Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — ATLCZ vs CNOB

growth of $100 · dividends reinvested · last 3y
ATLCZ +30.4% (+9.3%/yr)CNOB +37.3% (+11.1%/yr)CNOB compounded faster over this window
80100120140Start $10020252026$130$137
ATLCZ CNOB

ATLCZ vs CNOB: by the numbers

  • •ATLCZ is the larger company ($1.66B vs $1.53B market cap).
  • •ATLCZ trades at the lower trailing earnings multiple (3.28 vs 9.47 P/E), one valuation lens rather than an overall verdict.
  • •CNOB converts more revenue to profit (26.13% vs 9.30% net margin).
  • •ATLCZ grew revenue faster over the past five years (33.60% vs 14.39% CAGR).
  • •ATLCZ pays the higher dividend yield (9.20% vs 2.46%).

Metrics side by side

Valuation

MetricATLCZCNOB
P/E ratio3.289.47
Forward P/EN/A9.35
PEG ratio0.38N/A
P/S ratio1.002.50
P/B ratio2.371.01

Profitability

MetricATLCZCNOB
Operating margin17.73%18.07%
Net margin9.30%26.13%
ROE20.76%9.84%

Atlanticus Holdings Corporation 9.25% Senior Notes due 2029: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

ConnectOne Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricATLCZCNOB
Dividend yield9.20%2.46%
Payout ratio30.19%23.36%

Growth (annualized)

MetricATLCZCNOB
Revenue CAGR (5Y)33.60%14.39%
EPS CAGR (5Y)6.79%-3.84%
Total return CAGR (5Y)N/A2.16%

Frequently asked

Which has the lower trailing P/E, ATLCZ or CNOB?
ATLCZ has the lower trailing P/E: ATLCZ trades at 3.28 and CNOB at 9.47. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ATLCZ or CNOB?
Over the past five years, ATLCZ grew revenue faster — ATLCZ at a 33.60% CAGR versus CNOB at 14.39%.
Does ATLCZ or CNOB pay a bigger dividend?
ATLCZ yields 9.20% and CNOB yields 2.46% based on trailing dividends and the latest price.
Is ATLCZ or CNOB more profitable?
CNOB runs the higher net margin — ATLCZ at 9.30% versus CNOB at 26.13%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.