Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ) vs ConnectOne Bancorp, Inc. (CNOB)
A side-by-side comparison of Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 and ConnectOne Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ATLCZ vs CNOB
growth of $100 · dividends reinvested · last 3yATLCZ vs CNOB: by the numbers
- •ATLCZ is the larger company ($1.66B vs $1.53B market cap).
- •ATLCZ trades at the lower trailing earnings multiple (3.28 vs 9.47 P/E), one valuation lens rather than an overall verdict.
- •CNOB converts more revenue to profit (26.13% vs 9.30% net margin).
- •ATLCZ grew revenue faster over the past five years (33.60% vs 14.39% CAGR).
- •ATLCZ pays the higher dividend yield (9.20% vs 2.46%).
Metrics side by side
Valuation
| Metric | ATLCZ | CNOB |
|---|---|---|
| P/E ratio | 3.28 | 9.47 |
| Forward P/E | N/A | 9.35 |
| PEG ratio | 0.38 | N/A |
| P/S ratio | 1.00 | 2.50 |
| P/B ratio | 2.37 | 1.01 |
Profitability
| Metric | ATLCZ | CNOB |
|---|---|---|
| Operating margin | 17.73% | 18.07% |
| Net margin | 9.30% | 26.13% |
| ROE | 20.76% | 9.84% |
Atlanticus Holdings Corporation 9.25% Senior Notes due 2029: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
ConnectOne Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ATLCZ | CNOB |
|---|---|---|
| Dividend yield | 9.20% | 2.46% |
| Payout ratio | 30.19% | 23.36% |
Growth (annualized)
| Metric | ATLCZ | CNOB |
|---|---|---|
| Revenue CAGR (5Y) | 33.60% | 14.39% |
| EPS CAGR (5Y) | 6.79% | -3.84% |
| Total return CAGR (5Y) | N/A | 2.16% |
Frequently asked
- Which has the lower trailing P/E, ATLCZ or CNOB?
- ATLCZ has the lower trailing P/E: ATLCZ trades at 3.28 and CNOB at 9.47. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ATLCZ or CNOB?
- Over the past five years, ATLCZ grew revenue faster — ATLCZ at a 33.60% CAGR versus CNOB at 14.39%.
- Does ATLCZ or CNOB pay a bigger dividend?
- ATLCZ yields 9.20% and CNOB yields 2.46% based on trailing dividends and the latest price.
- Is ATLCZ or CNOB more profitable?
- CNOB runs the higher net margin — ATLCZ at 9.30% versus CNOB at 26.13%.
Go deeper
Dig into the metrics
Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 & ConnectOne Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.