Pathward Financial, Inc. (CASH) vs ConnectOne Bancorp, Inc. (CNOB)
A side-by-side comparison of Pathward Financial, Inc. and ConnectOne Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CASH vs CNOB
growth of $100 · dividends reinvested · last 10yCASH vs CNOB: by the numbers
- •CASH is the larger company ($1.55B vs $1.53B market cap).
- •CASH trades at the lower trailing earnings multiple (9.20 vs 9.51 P/E), one valuation lens rather than an overall verdict.
- •CNOB converts more revenue to profit (26.13% vs 21.88% net margin).
- •CNOB grew revenue faster over the past five years (14.39% vs 9.66% CAGR).
- •CNOB pays the higher dividend yield (2.46% vs 0.27%).
Metrics side by side
Valuation
| Metric | CASH | CNOB |
|---|---|---|
| P/E ratio | 9.20 | 9.51 |
| Forward P/E | 7.65 | 9.39 |
| PEG ratio | 0.42 | N/A |
| P/S ratio | 1.93 | 2.51 |
| P/B ratio | 1.82 | 1.01 |
Profitability
| Metric | CASH | CNOB |
|---|---|---|
| Operating margin | 26.21% | 18.07% |
| Net margin | 21.88% | 26.13% |
| ROE | 20.65% | 9.84% |
Pathward Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
ConnectOne Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CASH | CNOB |
|---|---|---|
| Dividend yield | 0.27% | 2.46% |
| Payout ratio | 2.51% | 23.36% |
Growth (annualized)
| Metric | CASH | CNOB |
|---|---|---|
| Revenue CAGR (5Y) | 9.66% | 14.39% |
| EPS CAGR (5Y) | 21.89% | -3.84% |
| Total return CAGR (5Y) | 6.13% | 2.16% |
Frequently asked
- Which has the lower trailing P/E, CASH or CNOB?
- CASH has the lower trailing P/E: CASH trades at 9.20 and CNOB at 9.51. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CASH or CNOB?
- Over the past five years, CNOB grew revenue faster — CASH at a 9.66% CAGR versus CNOB at 14.39%.
- Does CASH or CNOB pay a bigger dividend?
- CASH yields 0.27% and CNOB yields 2.46% based on trailing dividends and the latest price.
- Is CASH or CNOB more profitable?
- CNOB runs the higher net margin — CASH at 21.88% versus CNOB at 26.13%.
- How have CASH and CNOB total returns compared?
- Over the past 10 years, CASH delivered 13.24% and CNOB delivered 7.65% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Pathward Financial & ConnectOne Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.