Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to equity ratio high or low?
The debt to equity ratio of 0.24 is 210% above its 5-year average of 0.08, around the middle of its 5-year range (0.02–0.49).
As of the fiscal period ended Tuesday, June 30, 2026. 105.07% above its 12-month average of 0.12.
Reported quarterly debt to equity ratio; no daily interpolation. Q3 FY2026 (2026-06-30): 0.24.
DEBT TO EQUITY RATIO
0.24
DEBT TO EQUITY RATIO AVG TTM
0.12
DEBT TO EQUITY RATIO AVG 3Y
0.08
DEBT TO EQUITY RATIO AVG 5Y
0.08
DEBT TO EQUITY RATIO AVG 10Y
0.24
DEBT TO EQUITY RATIO AVG 15Y
0.59
DEBT TO EQUITY RATIO AVG 20Y
1.04
CURRENT VS TTM AVG
+105.07%
CURRENT VS 3Y AVG
+186.05%
CURRENT VS 5Y AVG
+210.35%
CURRENT VS 10Y AVG
-3.40%
CURRENT VS 15Y AVG
-59.70%
CURRENT VS 20Y AVG
-77.30%
SECTOR MEDIAN · FINANCIAL SERVICES
0.28
median of 644 covered companies
CURRENT VS SECTOR MEDIAN
-14.09%
vs the sector median at left
Pathward Financial, Inc.
Market Cap
$1.56B
Debt to Equity Ratio
0.24
TTM Avg
0.12
3Y Avg
0.08
5Y Avg
0.08
Market Cap
$1.56B
Debt to Equity Ratio
0.75
TTM Avg
0.71
3Y Avg
0.69
5Y Avg
0.65
Market Cap
$1.57B
Debt to Equity Ratio
N/A
TTM Avg
1.17
3Y Avg
1.36
5Y Avg
1.10
Market Cap
$1.54B
Debt to Equity Ratio
0.02
TTM Avg
0.69
3Y Avg
0.77
5Y Avg
0.72
Market Cap
$1.52B
Debt to Equity Ratio
0.07
TTM Avg
0.07
3Y Avg
0.07
5Y Avg
0.07
Market Cap
$1.63B
Debt to Equity Ratio
8.48
TTM Avg
7.92
3Y Avg
6.63
5Y Avg
7.24
Market Cap
$1.64B
Debt to Equity Ratio
0.22
TTM Avg
0.55
3Y Avg
0.52
5Y Avg
0.53
Market Cap
$1.64B
Debt to Equity Ratio
N/A
TTM Avg
3.01
3Y Avg
7.17
5Y Avg
7.17
Market Cap
$1.65B
Debt to Equity Ratio
0.35
TTM Avg
0.56
3Y Avg
0.75
5Y Avg
0.59
| NAME | MARKET CAP | DEBT TO EQUITY RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Pathward Financial, Inc. (CASH) | $1.56B | 0.24 | 0.12 | 0.08 | 0.08 |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.56B | 0.75 | 0.71 | 0.69 | 0.65 |
| Perella Weinberg Partners (PWP)vs › | $1.57B | N/A | 1.17 | 1.36 | 1.10 |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.54B | 0.02 | 0.69 | 0.77 | 0.72 |
| Safety Insurance Group, Inc. (SAFT)vs › | $1.52B | 0.07 | 0.07 | 0.07 | 0.07 |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.63B | 8.48 | 7.92 | 6.63 | 7.24 |
| Republic Bancorp, Inc. (RBCAA)vs › | $1.64B | 0.22 | 0.55 | 0.52 | 0.53 |
| Goosehead Insurance, Inc (GSHD)vs › | $1.64B | N/A | 3.01 | 7.17 | 7.17 |
| QCR Holdings, Inc. (QCRH)vs › | $1.65B | 0.35 | 0.56 | 0.75 | 0.59 |
| Capital Southwest Corporation (CSWC)vs › | $1.47B | 0.46 | 1.10 | 1.08 | 1.11 |
Debt/Equity
0.24
Current ratio is unavailable for Pathward Financial, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Debt to Equity measures financial leverage by comparing total debt to shareholders' equity.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO EQUITY RATIO |
|---|---|
| 2026-06-30 | 0.24 |
| 2026-03-31 | 0.07 |
| 2025-12-31 | 0.04 |
| 2025-09-30 | 0.05 |
| 2025-06-30 | 0.18 |
| 2025-03-31 | 0.04 |
| 2024-12-31 | 0.04 |
| 2024-09-30 | 0.49 |
| 2024-06-30 | 0.04 |
| 2024-03-31 | 0.09 |
| 2023-12-31 | 0.05 |
| 2023-09-30 | 0.07 |
| 2023-06-30 | 0.39 |
| 2023-03-31 | 0.12 |
| 2022-12-31 | 0.05 |
| 2022-09-30 | 0.06 |
| 2022-06-30 | 0.02 |
| 2022-03-31 | 0.12 |
| 2021-12-31 | 0.11 |
| 2021-09-30 | 0.11 |
| 2021-06-30 | 0.11 |
| 2021-03-31 | 0.11 |
| 2020-12-31 | 0.12 |
| 2020-09-30 | 0.12 |
| 2020-06-30 | 0.25 |
| 2020-03-31 | 1.16 |
| 2019-12-31 | 0.49 |
| 2019-09-30 | 1.03 |
| 2019-06-30 | 0.43 |
| 2019-03-31 | 0.14 |
| 2018-12-31 | 0.42 |
| 2018-09-30 | 0.69 |
| 2018-06-30 | 0.25 |
| 2018-03-31 | 0.90 |
| 2017-12-31 | 3.20 |
| 2017-09-30 | 3.43 |
| 2017-06-30 | 0.86 |
| 2017-03-31 | 1.43 |
| 2016-12-31 | 0.26 |
| 2016-09-30 | 3.55 |
| 2016-06-30 | 1.67 |
| 2016-03-31 | 1.55 |
| 2015-12-31 | 0.25 |
| 2015-09-30 | 2.07 |
| 2015-06-30 | 2.66 |
| 2015-03-31 | 1.34 |
| 2014-12-31 | 0.61 |
| 2014-09-30 | 2.85 |
| 2014-06-30 | 2.28 |
| 2014-03-31 | 1.46 |
| 2013-12-31 | 1.88 |
| 2013-09-30 | 1.51 |
| 2013-06-30 | 0.75 |
| 2013-03-31 | 0.17 |
| 2012-12-31 | 1.65 |
| 2012-09-30 | 0.33 |
| 2012-06-30 | 0.46 |
| 2012-03-31 | 0.40 |
| 2011-12-31 | 0.34 |
| 2011-09-30 | 0.36 |
| 2011-06-30 | 0.53 |
| 2011-03-31 | 0.60 |
| 2010-12-31 | 0.55 |
| 2010-09-30 | 0.57 |
| 2010-06-30 | 1.83 |
| 2010-03-31 | 1.90 |
| 2009-12-31 | 0.95 |
| 2009-09-30 | 1.94 |
| 2009-06-30 | 2.16 |
| 2009-03-31 | 2.77 |
| 2008-12-31 | 1.76 |
| 2008-09-30 | 3.23 |
| 2008-06-30 | 5.63 |
| 2008-03-31 | 2.79 |
| 2007-12-31 | 1.68 |
| 2007-09-30 | 1.63 |
| 2007-06-30 | 1.94 |
| 2007-03-31 | 2.26 |
| 2006-12-31 | 2.44 |
| 2006-09-30 | 2.55 |
| 2006-06-30 | 3.29 |
| 2006-03-31 | 3.71 |
| 2005-12-31 | 3.80 |
| 2005-09-30 | 5.40 |
| 2005-06-30 | 5.33 |
| 2005-03-31 | 5.49 |
| 2004-12-31 | 5.82 |
| 2004-09-30 | 5.69 |
| 2004-06-30 | 5.55 |
| 2004-03-31 | 4.67 |
| 2003-12-31 | 6.08 |
| 2003-09-30 | 6.77 |
| 2003-06-30 | 6.65 |
| 2003-03-31 | 6.23 |
| 2002-12-31 | 5.44 |
| 2002-09-30 | 4.60 |
