Pathward Financial, Inc. (CASH) vs QCR Holdings, Inc. (QCRH)
A side-by-side comparison of Pathward Financial, Inc. and QCR Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CASH vs QCRH
growth of $100 · dividends reinvested · last 10yCASH vs QCRH: by the numbers
- •QCRH is the larger company ($1.65B vs $1.56B market cap).
- •CASH trades at the lower trailing earnings multiple (9.27 vs 11.76 P/E), one valuation lens rather than an overall verdict.
- •QCRH converts more revenue to profit (22.94% vs 21.88% net margin).
- •QCRH grew revenue faster over the past five years (15.18% vs 9.66% CAGR).
- •QCRH pays the higher dividend yield (0.41% vs 0.27%).
Metrics side by side
Valuation
| Metric | CASH | QCRH |
|---|---|---|
| P/E ratio | 9.27 | 11.76 |
| Forward P/E | 7.71 | 11.75 |
| PEG ratio | 0.43 | 0.80 |
| P/S ratio | 1.94 | 2.66 |
| P/B ratio | 1.84 | 1.43 |
Profitability
| Metric | CASH | QCRH |
|---|---|---|
| Operating margin | 26.21% | 25.14% |
| Net margin | 21.88% | 22.94% |
| ROE | 20.65% | 12.35% |
Pathward Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
QCR Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CASH | QCRH |
|---|---|---|
| Dividend yield | 0.27% | 0.41% |
| Payout ratio | 2.51% | 4.83% |
Growth (annualized)
| Metric | CASH | QCRH |
|---|---|---|
| Revenue CAGR (5Y) | 9.66% | 15.18% |
| EPS CAGR (5Y) | 21.89% | 14.45% |
| Total return CAGR (5Y) | 6.13% | 14.36% |
Frequently asked
- Which has the lower trailing P/E, CASH or QCRH?
- CASH has the lower trailing P/E: CASH trades at 9.27 and QCRH at 11.76. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CASH or QCRH?
- Over the past five years, QCRH grew revenue faster — CASH at a 9.66% CAGR versus QCRH at 15.18%.
- Does CASH or QCRH pay a bigger dividend?
- CASH yields 0.27% and QCRH yields 0.41% based on trailing dividends and the latest price.
- Is CASH or QCRH more profitable?
- QCRH runs the higher net margin — CASH at 21.88% versus QCRH at 22.94%.
- How have CASH and QCRH total returns compared?
- Over the past 10 years, CASH delivered 13.24% and QCRH delivered 12.71% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Pathward Financial & QCR appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.