Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 25.14% is in line with its 5-year average of 27.56%, near the low end of its 5-year range (18.89%–46.60%).
2.56% above its 12-month average of 24.51%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 26.95%.
OPERATING MARGIN
25.14%
OPERATING MARGIN AVG TTM
24.51%
OPERATING MARGIN AVG 3Y
22.70%
OPERATING MARGIN AVG 5Y
27.56%
OPERATING MARGIN AVG 10Y
25.48%
OPERATING MARGIN AVG 15Y
23.96%
OPERATING MARGIN AVG 20Y
19.56%
CURRENT VS TTM AVG
+2.56%
CURRENT VS 3Y AVG
+10.77%
CURRENT VS 5Y AVG
-8.78%
CURRENT VS 10Y AVG
-1.32%
CURRENT VS 15Y AVG
+4.91%
CURRENT VS 20Y AVG
+28.53%
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+56.25%
vs the sector median at left
QCR Holdings, Inc.
Market Cap
$1.64B
Operating Margin
25.14%
TTM Avg
24.51%
3Y Avg
22.70%
5Y Avg
27.56%
Market Cap
$1.63B
Operating Margin
33.65%
TTM Avg
28.67%
3Y Avg
30.29%
5Y Avg
31.29%
Market Cap
$1.63B
Operating Margin
17.73%
TTM Avg
26.41%
3Y Avg
31.96%
5Y Avg
34.24%
Market Cap
$1.62B
Operating Margin
25.83%
TTM Avg
19.91%
3Y Avg
13.09%
5Y Avg
11.91%
Market Cap
$1.65B
Operating Margin
18.07%
TTM Avg
18.51%
3Y Avg
26.12%
5Y Avg
31.29%
Market Cap
$1.66B
Operating Margin
17.73%
TTM Avg
26.41%
3Y Avg
31.96%
5Y Avg
34.24%
Market Cap
$1.68B
Operating Margin
34.49%
TTM Avg
30.67%
3Y Avg
34.05%
5Y Avg
35.44%
Market Cap
$1.69B
Operating Margin
-47.47%
TTM Avg
-47.47%
3Y Avg
-47.47%
5Y Avg
-47.47%
Market Cap
$1.69B
Operating Margin
34.54%
TTM Avg
36.14%
3Y Avg
42.72%
5Y Avg
44.14%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| QCR Holdings, Inc. (QCRH) | $1.64B | 25.14% | 24.51% | 22.70% | 27.56% |
| Republic Bancorp, Inc. (RBCAA)vs › | $1.63B | 33.65% | 28.67% | 30.29% | 31.29% |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.63B | 17.73% | 26.41% | 31.96% | 34.24% |
| Goosehead Insurance, Inc (GSHD)vs › | $1.62B | 25.83% | 19.91% | 13.09% | 11.91% |
| ConnectOne Bancorp, Inc. (CNOBP)vs › | $1.65B | 18.07% | 18.51% | 26.12% | 31.29% |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | 17.73% | 26.41% | 31.96% | 34.24% |
| TriCo Bancshares (TCBK)vs › | $1.68B | 34.49% | 30.67% | 34.05% | 35.44% |
| Hyperliquid Strategies Inc Common Stock (PURR)vs › | $1.69B | -47.47% | -47.47% | -47.47% | -47.47% |
| Bank First Corporation (BFC)vs › | $1.69B | 34.54% | 36.14% | 42.72% | 44.14% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.57B | -56.74% | 26.01% | -306.25% | -206.83% |
Operating Margin
25.1%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 26.95% |
| 2026-03-31 | 25.04% |
| 2025-12-31 | 23.27% |
| 2025-09-30 | 25.46% |
| 2025-06-30 | 21.84% |
| 2025-03-31 | 19.88% |
| 2024-12-31 | 22.20% |
| 2024-09-30 | 19.90% |
| 2024-06-30 | 21.34% |
| 2024-03-31 | 19.92% |
| 2023-12-31 | 23.65% |
| 2023-09-30 | 20.37% |
| 2023-06-30 | 25.20% |
| 2023-03-31 | 25.60% |
| 2022-12-31 | 32.43% |
| 2022-09-30 | 34.64% |
| 2022-06-30 | 18.89% |
| 2022-03-31 | 39.79% |
| 2021-12-31 | 45.23% |
| 2021-09-30 | 46.60% |
| 2021-06-30 | 40.52% |
| 2021-03-31 | 30.73% |
| 2020-12-31 | 27.62% |
| 2020-09-30 | 24.34% |
| 2020-06-30 | 21.70% |
| 2020-03-31 | 20.74% |
| 2019-12-31 | 32.34% |
| 2019-09-30 | 24.63% |
| 2019-06-30 | 23.61% |
| 2019-03-31 | 22.68% |
| 2018-12-31 | 25.27% |
| 2018-09-30 | 18.08% |
| 2018-06-30 | 25.27% |
| 2018-03-31 | 26.60% |
| 2017-12-31 | 16.96% |
| 2017-09-30 | 24.67% |
| 2017-06-30 | 29.75% |
| 2017-03-31 | 30.69% |
| 2016-12-31 | 29.70% |
| 2016-09-30 | 21.81% |
| 2016-06-30 | 29.51% |
| 2016-03-31 | 28.38% |
| 2015-12-31 | 34.49% |
| 2015-09-30 | 31.43% |
| 2015-06-30 | -9.33% |
| 2015-03-31 | 18.64% |
| 2014-12-31 | 12.30% |
| 2014-09-30 | 19.26% |
| 2014-06-30 | 20.20% |
| 2014-03-31 | 17.35% |
| 2013-12-31 | 16.99% |
| 2013-09-30 | 18.11% |
| 2013-06-30 | 23.89% |
| 2013-03-31 | 19.15% |
| 2012-12-31 | 20.25% |
| 2012-09-30 | 18.25% |
| 2012-06-30 | 19.18% |
| 2012-03-31 | 20.26% |
| 2011-12-31 | 29.68% |
| 2011-09-30 | 12.27% |
| 2011-06-30 | 16.21% |
| 2011-03-31 | 13.44% |
| 2010-12-31 | 9.16% |
| 2010-09-30 | 12.26% |
| 2010-06-30 | 10.37% |
| 2010-03-31 | 6.89% |
| 2009-12-31 | 6.99% |
| 2009-09-30 | 8.20% |
| 2009-06-30 | -6.38% |
| 2009-03-31 | -0.24% |
| 2008-12-31 | -3.01% |
| 2008-09-30 | 9.34% |
| 2008-06-30 | 12.18% |
| 2008-03-31 | 10.12% |
| 2007-12-31 | 8.85% |
| 2007-09-30 | 9.91% |
| 2007-06-30 | 7.53% |
| 2007-03-31 | 7.64% |
| 2006-12-31 | 0.57% |
| 2006-09-30 | 3.05% |
| 2006-06-30 | 8.92% |
| 2006-03-31 | 6.35% |
| 2005-12-31 | 11.28% |
| 2005-09-30 | 9.16% |
| 2005-06-30 | 13.57% |
| 2005-03-31 | 14.56% |
| 2004-12-31 | 15.63% |
| 2004-09-30 | 17.99% |
| 2004-06-30 | 21.48% |
| 2004-03-31 | 10.76% |
| 2003-12-31 | 15.22% |
| 2003-09-30 | 22.70% |
| 2003-06-30 | 22.51% |
| 2003-03-31 | 11.76% |
| 2002-09-30 | 9.97% |
| 2002-06-30 | 14.75% |
